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Overview

Services

Advisor Services

  • Financial Planning
    • -Estate Planning
    • -Comprehensive Financial Planning
    • -Retirement Planning
    • -College Planning
    • -Charitable Planning
    • -Other Financial Planning
    • -Tax Planning
  • Portfolio Management
    • -Investment Companies

Qualifications

Experience

No timeline events available.
Employer Years Dates
CWM, LLC 1 year, 4 months Jul 2018 - Present
Rwm Asset Management 2 years, 10 months Jan 2017 - Present
Ruggie Capital Group 4 years, 8 months Mar 2015 - Present
Suntrust Investment Services, Inc 7 years, 4 months Nov 2007 - Mar 2015

Designations & Memberships

  • Financial Planning Association
    Membership
    Financial Planning Association
    The Financial Planning Association (FPA®) is the largest membership organization for personal financial planning experts in the U.S. and includes professionals from all backgrounds and business models. We help connect thousands of consumers to competent and ethical planners who uphold the FPA Standard of Care.

Articles and Answers

Insights by Jorge Romero

There are no insights for this advisor to display at this time.

Answers

Ask a financial questionAsk a question
How do I draw out 401K funds in full?
Hi Elizabeth,Depending on your plan administrator's procedures you may be able to simply call and request this transaction over the phone. You can generally find this information on statements or on your company's 401k plan website. However, you may want to explore your options first; typically ...  (more)
Answered Jun 2015
How does a Certified Financial Planner (CFP) compare with a Chartered Financial Analyst (CFA)?
The CFP certification is about comprehensive planning where the focus is on exploring the various dimensions of your financial needs through an integrated process (the big picture), whereas the CFA charter concentrates on security valuations, portfolio construction and financial analysis of investme...  (more)
Answered Jun 2015
How do I draw my 401k out in full?
There are many things to consider when effecting a withdrawal from your 401(k) plan; your plan administrator can provide you the necessary forms, but I would consult with a Financial Planner to ensure you make the right choice. Best of luck....  (more)
Answered Jun 2015
Could you please advise where I find the exchange rate from the federal reserve bank?
Hi Marshall,You can find recent exchange rate info from the Federal Reserve below:http://www.federalreserve.gov/releases/h10/current/However, this is not likely to be the rate at which you convert Pounds to Dollars; banks and credit unions will normally apply a spread to the rate- this is how the...  (more)
Answered Jun 2015
How do i search for my current 401K loan?
Try logging onto your company's retirement plan website and see if you can bring up the most recent statement or details; often this data is shown on such documents. Best of luck....  (more)
Answered May 2015
How can I access partial funds from my 401k plan?
Hi John,Based on what you described you should be able to rollover the entire balance of your 401k plan into a Rollover IRA; given that you have some short term distributions needs, you'd probably want to keep some of those funds in a short term allocation such as a money market fund within the Rol...  (more)
Answered Jun 2015
Hi my name is Jason Tully I'm trying to find out how much I have in my 401k plan?
Hi Jason,The quickest way to find this out is check with your HR department; they should be able to tell you the website where you can check this. If you receive statements from your plan administrator you may also be able to see the website along with a customer service number that can guide you ...  (more)
Answered Jun 2015
How do i know my account is there its been 15 years?
Jessica,It would help us if you could clarify your question; thanks. ...  (more)
Answered Jun 2015
Top 401K investers company's?
Sorry, can you please clarify your question? We're not sure what your asking about. Thanks....  (more)
Answered Jun 2015
    *Answers are submitted by advisors without compensation.

    Licenses & Conducts

    SEC
    U.S. Securities and Exchange Commission
    • license status
      Registered
    • disclosures
      1
    • as of date
      Jul 12, 2018
    FINRA
    FINRA
    • license status
      Not registered
    • disclosures
      1
    • as of date
      Jul 12, 2018
    Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:

    Assets

    Advisor

    Last updated on July 13, 2018
      • $650.0M
        Total Assets Under Management
      • $0
        Total Assets Under Advisement
      • 2K
        number of clients
      • $430.2K
        Estimated Average Account Balance Per Client

    CWM, LLC

    Last updated on Nov. 13, 2019
      • $7.5B
        Total Assets Under Management
      • N/A
        Total Assets Under Advisement
      • 41K
        Accounts
      • $182.0K
        Estimated Average Account Balance

    Fees

    Fee Only Advisor
    $
    This advisor has certified that they are compensated soley by their clients, and do not accept commisions or compensation of any kind based on the products they recommend.

    Types of Compensation Arrangements