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Overview

Services

Advisor Services

  • Financial Planning
    • -Estate Planning
    • -Comprehensive Financial Planning
    • -Retirement Planning
    • -College Planning
  • Portfolio Management
    • -Individuals and/or Small Businesses

Funds

Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types

Qualifications

Experience

No timeline events available.
Employer Years Dates
Conrad Siegel Investment Advisors, Inc. 10 years, 9 months Oct 2008 - Present

Designations & Memberships

  • Financial Planning Association
    Membership
    Financial Planning Association
    The Financial Planning Association (FPA®) is the largest membership organization for personal financial planning experts in the U.S. and includes professionals from all backgrounds and business models. We help connect thousands of consumers to competent and ethical planners who uphold the FPA Standard of Care.
  • National Association of Personal Financial Advisors
    Membership
    National Association of Personal Financial Advisors
    NAPFA, the National Association of Personal Financial Advisors, is the nation’s leading organization dedicated to the advancement of Fee-Only comprehensive financial planning. Consumers and the media look to NAPFA for access to financial advisors who meet the highest standards for professional competency, comprehensive financial planning and Fee-Only compensation.
  • Certified Financial Planner
    Designation
    Certified Financial Planner
    A standard certification for advisors, designees are exposed to nearly 100 topics on integrated financial planning. Major topics include, but not limited to: insurance, employee benefits, securities, state and federal tax, estate tax and planning, asset protection, etc.
  • Chartered Financial Consultant
    Designation
    Chartered Financial Consultant
    Invididuals holding this designation understand the fundamentals of financial planning, including income tax, insurance, investment and estate planning.

Articles and Answers

Insights by Tracy Burke

5 Myths about Variable Annuities
Published 2013-02-25 07:40:11
Identity Theft - Part 1 - Introduction
Published 2013-02-25 08:08:46
Identity Theft - Part 3 - Dealing With It
Published 2013-02-25 10:48:48
Identity Theft - Part 2 - Preventative Steps
Published 2013-02-25 10:45:28
12 Important Financial Resolutions
Published 2013-02-25 17:27:23
    *Articles are published by advisors without compensation.

    Answers

    Ask a financial questionAsk a question
    When is the best time to start saving for kid's college fund ? What are the typical instruments available for this purpose ?
    Hi Ganesha,The best time to start saving for college is now! You can never start soon enough especially with the escalating costs of college in recent years. Most often the best instrument to save in is a 529 College Savings plan. Assuming you are residing in California, your state's plan is lik...  (more)
    Answered Apr 2013
    My Dad would like to give "gift" my Husband and I $25K to help pay for medical expenses. Since he has already paid for the taxes on his end for the funds we wanted to see what the implications would be for my Husband and I when we file our taxes for 2013?
    A.J. is correct. It's important to remember that your dad must pay the medical institution or insurance company directly. If he gifts it to you and your husband (could gift each of you up to $14k this year without going over the gift limit for the year) you do not pay any taxes on the gift itself....  (more)
    Answered Mar 2013
    Which Mututal Funds or ETFs do you think are a viable investment option?
    It depends on your situation and willingness for risk Matthew, but I'd suggest low-cost passively managed (or index) mutual funds & ETFs (ETFs are inherently low-cost & most are index like funds). Vanguard has a nice selection in both categories. It sounds like you found out that expenses ...  (more)
    Answered Apr 2013
    My name is Teri Silva and I used to work for Adam's Pool Solutions in Pleasanton, California until mid-November 2002. I was wondering how I would go about getting some information regarding the amount in my 401k and how and what is required to withdrawl the funds from my account? Thank you very much
    Hi Teri,You should have been receiving statements on a quarterly basis for your 401(k). If so, there should be a phone number to contact the benefits coordinator for the plan. If you have not been receiving statements, you should call Adam's Pool Solutions and ask to speak with the 401(k) plan ad...  (more)
    Answered Mar 2013
    I have worked for Chubb Group from 1975 to 1982. I believe I was fully vested when I left the company. When I have recently contacted Chubb about collecting my pension they have told me I am not legible to collect as I would have to have been working there for 1o years. I feel this is not true a
    It sounds as though you have already contacted Human Resources at Chubb Group, which is the logical 1st step. If you did not speak with the director of HR at Chubb that would be advisable to do.Assuming you do not have any paperwork to prove your claim, you could likely contact your state's Depart...  (more)
    Answered Mar 2013
    Can you tell me a good, honest and simple book to read on investing?; it should have a sound investing startegy?
    The Investment Answer by Daniel Goldie and Gordon Murray. Simple, effective concepts and an easy read....  (more)
    Answered Apr 2013
    I'm currently in the process of purchasing a home. I trying to decide which would be the best approach to paying for the downpayment/ closing costs of the home. I am a first time home buyer and wanted to know if it was a good idea to borrow from my 401k?
    I'd also suggest selling some of the company stock and affirm Dan and Jason's comments to not borrow from your 401(k). Assuming you are currently contributing into your 401(k), I highly advise to continue doing so if any way possible. Good luck in your new home!...  (more)
    Answered Mar 2013
    How do I invest short-term and protect my principal without resorting to using my bank's low yield certificates?
    The safest bet is a bank account because of FDIC insurance and the full amount plus a little interest should be there when needed in 3-12 months. There are a few online savings vehicles that provide similar FDIC and likely higher rates than your local bank: Ally Bank (www.ally.com) 0.87% and Capi...  (more)
    Answered Mar 2014
    Cost Disclosures and Expense Ratios?
    Great question Colin. Yes, the law was supposed to make costs/fees more transparent. Of course, many financial institutions (especially those with higher costs) do not go out of their way in disclosing fees and keep them somewhat tucked away. Mutual fund expense ratios are not deducted on your s...  (more)
    Answered Feb 2014
    I have $30K in a 403b at an old employer. Insurance salesman is suggesting rolling that into a variable annuity. Thanks?
    I agree with all the others that there would have to be a really good reason (for you, not the salesperson) to get into a Variable Annuity because of all those fees. Rolling that money into low-cost, no-load mutual funds will likely be a better solution for the long run....  (more)
    Answered Sep 2013
    How much can an individual expect to pay an RIA for fee-only hourly? What about flat fee for 3(16) fiduciary services?
    Andy and Glen provide some good points and I just want to elaborate on Glen's statement that planning costs range from $1,500 to $3,500 generally. Often you'll find that an advisor may say their hourly rate is $200 but price the planning they'll do for you on a flat rate. For example, I may tell a...  (more)
    Answered Oct 2013
    I've just discovered your website and my employer (Dartmouth Hitchcock Clinic) sponsord 401A/401B plans have a 60 rating. I am offered one Index fund - Vanguard INST INDEX - and would like to allocate 75% of my future investing to this fund. I understand that there are no fees associated w/ index
    Rich is correct that this fund does have a management fee - it appears it is just 0.02%, an extremely low cost compared to most mutual funds. This fund also represents stocks from companies in the S&P 500 Index (large size companies) so keep in mind that there are other asset classes you may al...  (more)
    Answered Apr 2013
    I am in the Albemarle 401K Savings Plan. My questions is concerning the 70 1/2 RMD. I am still an active employee and turned 71 November, 2012. I have not gotten a notification from Merrill Lynch regarding RMD.
    Unless you have ownership interests in the company, as an active employee, you do not need to take the RMD from your account. After you retire, you will then need to do so. ...  (more)
    Answered Apr 2013
    How do I receive my money from my old 401k?
    There should be a phone number on your statement. You can always check Brightscope's Retirement Plan Search and after searching for your former employer's plan, click on the Form 5500 tab and find the contact info for the plan sponsor. Keep in mind if you are under the age of 59 1/2, there will li...  (more)
    Answered May 2013
    X% of fee on portfolio value and commission on each trade.
    John, I would suggest that you directly ask your advisor about this. In some cases, advisors charge a % of assets and use a custodian (like Schwab or TD Ameritrade) that charges a "commission" for trades - in this case the custodian (not the advisor) keeps the commission (trading fee). In other ca...  (more)
    Answered Dec 2013
      *Answers are submitted by advisors without compensation.

      Licenses & Conducts

      SEC
      U.S. Securities and Exchange Commission
      • license status
        Registered
      • disclosures
        None
      • as of date
        Jun 18, 2019
      FINRA
      FINRA
      • license status
        Not registered
      • disclosures
        None
      • as of date
        Sep 2, 2018
      Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:

      Assets

      Conrad Siegel Investment Advisors

      Last updated on Sept. 21, 2017
        • $4.2B
          Total Assets Under Management
        • N/A
          Total Assets Under Advisement
        • 438
          Accounts
        • $9.6M
          Estimated Average Account Balance

      Fees

      Fee Only Advisor
      $
      This advisor has certified that they are compensated soley by their clients, and do not accept commisions or compensation of any kind based on the products they recommend.

      Types of Compensation Arrangements