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Roger Lawrence Wohlner

No Current Employment Listed

Arlington Heights

IL

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Overview

Services

Advisor Services

  • Financial Planning
    • -Estate Planning
    • -Comprehensive Financial Planning
    • -Retirement Planning
    • -College Planning
    • -Charitable Planning
    • -Other Financial Planning
  • Pension Consulting
    • -401k
    • -403b
    • -457
    • -Defined Benefit
    • -Other Pension Consulting
  • Portfolio Management
    • -Individuals and/or Small Businesses
    • -Businesses or Institutional Clients
    • -Other Portfolio Management

Funds

Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types

Qualifications

Experience

No timeline events available.
Employer Years Dates
Asset Strategy Consultants 12 years, 9 months Mar 2005 - Present
Wohlner Enterprises 7 years, 11 months Mar 1997 - Feb 2005

Designations & Memberships

  • National Association of Personal Financial Advisors
    Membership
    National Association of Personal Financial Advisors
    NAPFA, the National Association of Personal Financial Advisors, is the nation’s leading organization dedicated to the advancement of Fee-Only comprehensive financial planning. Consumers and the media look to NAPFA for access to financial advisors who meet the highest standards for professional competency, comprehensive financial planning and Fee-Only compensation.
  • Certified Financial Planner
    Designation
    Certified Financial Planner
    A standard certification for advisors, designees are exposed to nearly 100 topics on integrated financial planning. Major topics include, but not limited to: insurance, employee benefits, securities, state and federal tax, estate tax and planning, asset protection, etc.

Articles and Answers

Answers

Ask a financial questionAsk a question
How important is picking mutual funds with 4 or 5 stars from Morningstar versus funds with extremely low fees?
I frankly don't pay any attention to the Morningstar stars, though as Julian mentioned they have changed their fund ranking system so it will be interesting to see how this system works as a predictor of future perfomance.Low fees are a great starting point. As one who starts with an asset alloca...  (more)
Answered Feb 2012
Are 401(k) plan fees more expensive than rolling over to an IRA?
Jean this is an excellent question. The answer is that it depends. Many larger company 401(k) plans offer a menu of solid, low cost options with relatively low administrative costs due to their size and buying power. This is not universal to all large plans and many smaller and mid sized plans al...  (more)
Answered Jan 2012
Should I keep my portfolio with Fidelity or move my funds to a Vanguard target fund in order to preserve principal, maximize return and lower fund advisory fees?
I have to agree with the comments by Hilary, Rodney, and Jonathan. While I'm a huge Vanguard fan and use many of their funds and ETFs, Jonathan's comment about using one of their financial advisors is right on. While this might seem self-serving the fact is that there is turnover at the advisory u...  (more)
Answered Mar 2013
Should I borrow from my 401k or 403 b?
My personal/professional opinion is that it is best to avoid borrowing from your retirement plan unless you have exhausted all other options. On the other hand a fellow professional whose views I have great respect for absolutly disagrees with me on this.The major pitfall involved with borrowing ...  (more)
Answered Jan 2012
Am I saving enough for my kids' college?
I think the answers from Carolyn, Carol, and Neal are all excellent and provide some great tips. Let me take a different spin as the parent of one college grad (2010) and two current college students. Our experience has shown us a couple of things.First private universities can actually be a bet...  (more)
Answered Jan 2012
Is it worth contributing to my company's 401k plan if they don't match?
Tyler I agree that Bob's answer was excellent and depending upon the circumstances I would agree with him in many cases. Let me offer an alternative view, however. If your company's plan is decent or better I might suggest that you focus on contributing as much as you can afford to it. This assum...  (more)
Answered May 2012
What are reasonable fees for administering a 403b account, assets size is less than $5 million.
I think the comments by the others here are excellent and provide you with some good questions to ask of your provider. In the 401(k) world I would consider the 1% to be quite excessive for anything but the smallest of plans. I'm wondering if the 1% isn't going to fund some sort of annuity-based f...  (more)
Answered Jan 2013
What factors should be considered when selecting target date funds for my 401k?
Eliana,Here is an excerpt from an article entitled 5 Considerations for Investing in Target-Date Funds that I wrote for the US News Smarter Investor blog in March of 2011. It may provide some insights for you to consider.The fund's glide path may or may not be important. Much has been made of wh...  (more)
Answered Mar 2012
Former employee of Quest Diagnostics when it was Metpath. I would like to know if I am vested in the company.?
Lorraine, I'm not familiar with the benefits of either organization. However as a first step I suggest that you contact the Human Resources department of Quest to see what retirement benefits (from your question I'm assuming that you are asking about a potential pension benefit) you might be eligib...  (more)
Answered Mar 2012
I have 100% of my retirement money in a target date fund. Do you consider that diversified enough or not?
Ryan you have several excellent answers above to help. You need to consider the TDF's allocation and how this might fit with any outside investments you might have. I've written several articles on TDFs that might be of interest: http://money.usnews.com/money/blogs/the-smarter-mutual-fund-investo...  (more)
Answered May 2012
What type of advisor would you recommend that has older clients and has experience in eldercare and financial planning. We are not eligible for Long Term Care Insurance and want to maximize income so we do not run out of money before death.?
Great answers from Steve and Helen. Just to piggyback a bit, another source to find a qualified financial advisor is NAPFA, which is the largest professional organization of fee-only advisors in the country. Fee-only advisors charge only for their services, there are no product sales. On the left...  (more)
Answered Jul 2012
    *Answers are submitted by advisors without compensation.

    Licenses & Conducts

    SEC
    U.S. Securities and Exchange Commission
    • license status
      Not registered
    • disclosures
      None
    • as of date
      Dec 1, 2014
    FINRA
    FINRA
    • license status
      Not registered
    • disclosures
      None
    • as of date
      N/A
    Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:

    Assets

    Assets

    There are no assets to display at this time.

    Fees

    Fee Only Advisor
    $
    This advisor has certified that they are compensated soley by their clients, and do not accept commisions or compensation of any kind based on the products they recommend.