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Overview

Services

Advisor Services

  • Financial Planning
    • -Comprehensive Financial Planning
  • Portfolio Management
    • -Individuals and/or Small Businesses
    • -Investment Companies
    • -Businesses or Institutional Clients
    • -Other Portfolio Management

Qualifications

Experience

No timeline events available.
Employer Years Dates
Clarendon Capital Management, LLC 7 years, 6 months Mar 2012 - Present
Bluestone Capital Partners, LLC 11 months Jan 2011 - Dec 2011
Signal Hill Capital Group 4 months Aug 2010 - Dec 2010
Updata Advisors, Inc. 2 years Jul 2008 - Jul 2010
Updata Advisors, Inc. 3 years, 3 months Sep 2007 - Dec 2010
Updata Securities, Inc 2 years, 10 months Sep 2007 - Jul 2010

Designations & Memberships

  • Certified Public Accountant
    Designation
    Certified Public Accountant
    The Uniform CPA Examination protects the public interest by helping to ensure that only qualified individuals become licensed as U.S. Certified Public Accountants (CPAs). Individuals seeking to qualify as CPAs – the only licensed qualification in accounting – are required to pass the CPA Examination.
  • Chartered Financial Analyst
    Designation
    Chartered Financial Analyst
    Widely considered the gold standard for investment professionals, this six decade old charter is only given to designees who can demonstrate competence, integrity, and dedication to the field of investment management.

Articles and Answers

Insights by Carlos Sava

Thoughts on Small Business Succession and Sale
Published 2018-12-14 13:04:43
Thoughts on Franchise Businesses
Published 2016-04-15 15:33:07
    *Articles are published by advisors without compensation.

    Answers

    Ask a financial questionAsk a question
    Illiquid stocks, credit card debt, founder's low salary, and a couple of IRAs?
    Adam - Thanks for sharing the details of your situation. I nearly always think that liquidating or pulling an IRA early should be the option of last resort, along with selling your home. From a personal finance standpoint, you also want to keep your credit score in tact to preserve options later. ...  (more)
    Answered Nov 2013
    What is a "RIA" firm ?
    An RIA firm stands for a Registered Investment Advisor. These firms and professionals provide financial planning, investment management, and related advice and services to their clients. They are registered with state regulators or the SEC depending on the assets they manage as well as other facto...  (more)
    Answered Oct 2013
    Is it a good idea to invest in my company's stock?
    Amelie - I agree with the responses of Barry Bailey as well as Eve Kaplan. Beyond measuring your income and wealth tied to a single company and wanting to limit that to a manageable level, an element of objectivity can be extraordinarily difficult to maintain with your employer. If you do designat...  (more)
    Answered Sep 2013
    Is there a limit as to how many IRA's one can have?
    Given that we are coming up on the tax deadline, I am going to answer the question I think you may have meant to ask, 'Can I open or deposit $50k into multiple IRA accounts?' The IRS sees through that type of effort for tax avoidance or benefit. An individual can contribute a maximum of $5,500 in ...  (more)
    Answered Apr 2014
    Is it advisable to borrow, in the form of a fixed loan, for the purchase of securities?
    Peter - I concur with Glen, that the variability of stock, commodity, mixed fixed income portfolios, etc. makes the proposition of borrowing to gain leverage exceedingly risky. Furthermore, I would question how an un-collateralized loan would compare rate wise versus margin borrowing where collater...  (more)
    Answered Oct 2013
    What Do You Think About Penny Stocks?
    The answers provided thus far mostly have the correct recommendation, but I wanted to point out a few exceptions and explain the other factors at play here. I absolutely agree that in general, stocks with low share prices are riskier, may be thinly traded, susceptible to pump and dump schemes by ma...  (more)
    Answered Sep 2013
    Is ok if I contribute 2% traditional 401k and 6% royh 401k? Is this a good mix or should I be contributing more?
    My general advice is for clients to contribute the maximum amount to their 401k that includes matching, before contributing to IRAs. 8% of your salary is respectable, but I prefer to see clients contribute more. However, if you have other saving / debt reduction priorities, ie. first home, childre...  (more)
    Answered Dec 2015
    Need help to analyze my financial portfolio?
    Naren - There is absolutely someone who can help you. Hopefully me, but if not there are many other fee only advisors who will act in your best interests. I would invite you to take a free risk questionnaire on my firms website, clarendoncapitalmanagement.com as a starting point. My firm focuses ...  (more)
    Answered Jan 2015
      *Answers are submitted by advisors without compensation.

      Licenses & Conducts

      SEC
      U.S. Securities and Exchange Commission
      • license status
        Registered
      • disclosures
        None
      • as of date
        Aug 26, 2019
      FINRA
      FINRA
      • license status
        Not registered
      • disclosures
        None
      • as of date
        Aug 26, 2019
      Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:

      Assets

      Clarendon Capital Management LLC

      Last updated on March 31, 2019
        • $942.0K
          Total Assets Under Management
        • N/A
          Total Assets Under Advisement
        • 10
          Accounts
        • $94.2K
          Estimated Average Account Balance

      Fees

      Fee Only Advisor
      $
      This advisor has certified that they are compensated soley by their clients, and do not accept commisions or compensation of any kind based on the products they recommend.

      Types of Compensation Arrangements