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Advisor Services

  • Financial Planning
    • -Estate Planning
    • -Comprehensive Financial Planning
    • -Retirement Planning
    • -College Planning
    • -Charitable Planning
    • -Other Financial Planning
    • -Tax Planning
  • Pension Consulting
    • -401k
    • -403b
    • -457
    • -Defined Benefit
    • -Other Pension Consulting
  • Portfolio Management
    • -Individuals and/or Small Businesses
    • -Investment Companies
    • -Businesses or Institutional Clients
    • -Other Portfolio Management


Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types

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No timeline events available.
Employer Years Dates
Capital Management Services, Inc. 6 years Jan 2014 - Present
Nawgan Beverages 1 year, 2 months Aug 2012 - Oct 2013
Monster Energy 2 years, 4 months Apr 2010 - Aug 2012
Anheusr-Busch 3 years, 10 months Jun 2006 - Apr 2010

Designations & Memberships

Membership information not available

Articles and Answers

Insights by Joseph Gissy

Coca Cola 401k Review
Published 2014-11-03 10:01:18
    *Articles are published by advisors without compensation.


    Ask a financial questionAsk a question
    Im looking for an old 401k plan i had over 5 years ago. 3 w's and a h... who what where and how to retrive funds.
    Bobby, the plan used Nationwide Insurance as the carrier. I called them and found the correct department that used to take care of that plan. However, they are closed right now so I couldn't find the correct contact information, but did manage to find the right department that will have everything...  (more)
    Answered Nov 2014
    My exhusband as of two weeks went through his 401k was he allowed to do this ? He is 64?
    Jacqueline, we need a little more information on your question. We may need to know exactly what you mean by "went through" such as did he cash it out, is he taking disbursements, is he saying you can't touch it? I can only give you generalities at this point as we would need to understand more o...  (more)
    Answered Nov 2014
    I would like to check on the status of my 401K plan that I had from my time as an employee with Berg Electric..
    I couldn't agree more with Douglas on this one. One of the most important steps to take is to actually get your statements and open them up to see how your portfolio is working out for you. With the quarterly statements you can see how your portfolio has grown over time, what investment choices yo...  (more)
    Answered Nov 2014
    Does my financial advisor need to be local to my area to be successful with me?
    Nothing can really beat the face to face interaction that a client can have with an advisor. However, as mentioned above you do not have to be local or even in the same state for that matter to have a financial advisor or to even have face to face meetings. With the technologies we have at our fin...  (more)
    Answered Oct 2014
    Should I cash out my 403 (B) of $20,000 to help pay off a $17,500 private student loan with an 11.75% interest rate?
    David did an excellent job breaking down the financials for you as well as explaining your net worth after you make your withdraw. It's true to get a good overall picture of your situation more information would be needed. What you can do is sit down with an advisor and look at all your balances a...  (more)
    Answered Nov 2014
      *Answers are submitted by advisors without compensation.

      Licenses & Conducts

      U.S. Securities and Exchange Commission
      • license status
      • disclosures
      • as of date
        Nov 19, 2019
      • license status
        Not registered
      • disclosures
      • as of date
      Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:



      Last updated on Nov. 20, 2019
        • $13.0M
          Total Assets Under Management
        • $0
          Total Assets Under Advisement
        • 185
          number of clients
        • $70.3K
          Estimated Average Account Balance Per Client

      Capital Management Services, Inc.

      Last updated on Dec. 24, 2019
        • $100.0M
          Total Assets Under Management
        • N/A
          Total Assets Under Advisement
        • 763
        • $131.1K
          Estimated Average Account Balance


      Types of Compensation Arrangements