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Keith Bong, CFA, CPA

Over 20 years of experience in securities investing

Sidoxia Capital Management, LLC

Newport Beach

CA

Contact Me

Overview

Services

Advisor Services

  • Financial Planning
    • -Estate Planning
    • -Retirement Planning
    • -Charitable Planning
    • -Other Financial Planning
    • -Tax Planning
  • Portfolio Management
    • -Individuals and/or Small Businesses
    • -Businesses or Institutional Clients
    • -Other Portfolio Management

Funds

Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types

Qualifications

Experience

No timeline events available.
Employer Years Dates
Sidoxia Capital Management, LLC 5 years, 1 month Feb 2014 - Present
Topper Capital Management Inc. 12 years Jan 2002 - Jan 2014

Designations & Memberships

  • Certified Public Accountant
    Designation
    Certified Public Accountant
    The Uniform CPA Examination protects the public interest by helping to ensure that only qualified individuals become licensed as U.S. Certified Public Accountants (CPAs). Individuals seeking to qualify as CPAs – the only licensed qualification in accounting – are required to pass the CPA Examination.
  • Chartered Financial Analyst
    Designation
    Chartered Financial Analyst
    Widely considered the gold standard for investment professionals, this six decade old charter is only given to designees who can demonstrate competence, integrity, and dedication to the field of investment management.

Articles and Answers

Insights by Keith Bong

Can You Retire? Getting to Your Number
Published 2015-04-20 11:19:13
401k True Cost Comparison
Published 2014-04-28 15:16:14
    *Articles are published by advisors without compensation.

    Answers

    Ask a financial questionAsk a question
    Where do i start when planning a retirement if my employer does not offer any plan?
    Hello Joshua,The earlier you start the better. One of the most important factors for investment success is "time value of money" (ie, the compounding interest over time). The longer your time horizon, the more likely you will have time on your side to grow your assets exponentially rather than line...  (more)
    Answered May 2014
    Portfolio Allocation Review?
    Rebalancing your portfolio should take place about once or twice a year, according to a study by Vanguard Center for Investment Counseling and Research (Vanguard July 2010), with the asset allocation threshold at about 5%. In other words, if your equity or bond holdings moves by more than 5% within ...  (more)
    Answered May 2014
    Is there a limit as to how many IRA's one can have?
    Stephen,If you are trying to contribute more than the allowable amount for a calendar tax year, then no you cannot. As others have noted, the maximum contribution for 2013 or 2014 is $5,500 or $6,500 if you're over 50 years old. On the other hand, if you are just trying to split an existing accou...  (more)
    Answered Apr 2014
    I am new to this 401k plan, iam a server at ocharleys. i am interested in doing this but where do i start?
    Hello Micha,You should contribute as much as you can to your company's 401k plan. At minimum, you should contribute the match amount that your employer provides. It's one good way to save for retirement. As Curt states, it's important to diversify your investment. Asset allocation will be importan...  (more)
    Answered Apr 2014
    ETFs vs Index Funds in Tax Exempt Retirement Accounts?
    Hello Colin,That's a great question. Besides the issue of reinvesting of ETF dividends and the fractional share issue that others have covered, I think effectively the two types of vehicles, index mutual funds or index ETFs, should track closely, without material difference. Another major discount ...  (more)
    Answered May 2014
    How do we get a rating. Checking on my fees. If u could help with any of this.ThanksBrad Watts?
    Hello Brad,If you are referring to Brightscope's 401k ratings, I believe your plan needs to meet certain minimums like asset size, history, etc. But I do not know what the criteria is. Having said that, it's possible that the plan sponsor (ie, your employer) has a benchmark study on fees that may ...  (more)
    Answered Jul 2014
    He is 58 and sick with heart failure, can he get his retirement now?
    ESOP's can have special distribution rules. Your husband should contact his former employer and get a copy of the Summary Plan Description/Plan Documents and discuss with the HR department his options. ...  (more)
    Answered Jul 2014
    Should I drain my qualified accounts to pay off credit card debt?
    Others have given good advice. You should try to pay off your credit card balance with your current income. While a loan from the 401k plan might be tempting, you need to be disciplined and have the will power to get your spending under control. Good luck!...  (more)
    Answered Sep 2014
    I am a recent 1099 Contractor, with limited current deductions. Would a SEP IRA be my best bet?
    Bryce,Everyone has given you great advice.Both a SEP IRA and self-employed 401k are options you might consider as a sole proprietor with no employees. The self-employed 401k will give you a little more room to contribute for any given earnings you have, but a SEP IRA does not have the administrat...  (more)
    Answered Aug 2014
    What are average 401k plan expenses for a plan with assets of 1.7 million? Is my current plan charging me too much?
    That's a great question, Charles.A study by Deloitte (dated November 2011, conducted for the Investment Company Institute) shows the median "all-in" fee at 1.14% for plans with assets between $1 million and $10 million. As one might guess, as the asset levels increase, the average fees go down. Ov...  (more)
    Answered Jul 2014
    For my target retirement fund should I go with a pre-tax or roth allocation? How aggressive should I be with my 401K?
    I concur with Curt. Target Date Funds are designed to be more aggressive in the earlier years, and gradually become more conservative over time. So in affect, Target Date Funds decide the level of risk tolerance for you. Since you are 25 and want to retire by 62, that gives you 37 working years ah...  (more)
    Answered Sep 2014
    I am fully vested in ESOP with a former employer.
    Hello Steven,As others have mentioned, you should check out the ESOP Summary Plan Description, or similar document, of your former employer. Your employer can provide this document to you. It will explain how distributions are made....  (more)
    Answered May 2014
    How do I find my 401k plan?
    You should call your former employer's benefits or human resources department. They should be able to provide you with the contact information.If your employer no longer exists, then you will need to do some research. One resource is to contact the Employee Benefits Security Administration (aka EBS...  (more)
    Answered Apr 2014
    I'm paying a financial advisor 1.5% plus a $750 annual fee to manage my 450K portfolio. Is this too much?
    David,That sounds high to me, but as others have suggested, are you getting your money's worth? Maybe or maybe not. You've taken the first step by asking if you are indeed paying too much. It never hurts to get a second opinion or portfolio review by an experienced advisor and see how your current ...  (more)
    Answered Jun 2014
    Can I rollover my 401k from my former employer into an IRA and then withdraw the money without a penalty?
    Those are good points from others.I would just add a comment here: If you and your wife have not owned a home for more than 2 years, then technically your next home purchase would qualify as "first time home buyer," according to the IRS's definition. In that case, distributions up to $10k (or $20k ...  (more)
    Answered Jul 2014
    Some weeks I have 70-78 hours in a week. should I exempt more than myself during those weeks?
    If you are talking about W4 exemptions, you really want to plan on an annual basis, since your tax liability is based on your annual income. The IRS has a good withholding calculator on there website: http://apps.irs.gov/app/withholdingcalculator/ You'll need to fish out some of your financial data...  (more)
    Answered Oct 2014
    How can I start saving for retirement if I'm a college grad with few funds and no benefits?
    Hello Elizabeth, Great question and congrats on starting to think about your retirement before you embark on your new career. Time is definitely on your side. I think a Roth IRA is a good way to start as others have noted, investing in perhaps a low cost Target Date fund or index fund. Contribute r...  (more)
    Answered Jun 2014
      *Answers are submitted by advisors without compensation.

      Licenses & Conducts

      SEC
      U.S. Securities and Exchange Commission
      • license status
        Registered
      • disclosures
        None
      • as of date
        Oct 5, 2018
      FINRA
      FINRA
      • license status
        Not registered
      • disclosures
        None
      • as of date
        N/A
      Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:

      Assets

      Advisor

      Last updated on Oct. 6, 2018
        • $35.0M
          Total Assets Under Management
        • $0
          Total Assets Under Advisement
        • 72
          number of clients
        • $486.1K
          Estimated Average Account Balance Per Client

      Sidoxia Capital Management, LLC

      Last updated on Aug. 9, 2017
        • $48.1M
          Total Assets Under Management
        • N/A
          Total Assets Under Advisement
        • 122
          Accounts
        • $394.2K
          Estimated Average Account Balance

      Fees

      Types of Compensation Arrangements

      • Percentage Of Assets
      • Hourly Charges
      • Fixed Fees