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R.L. Zeigler Co., Inc. Money Purchase Pension Plan


Plan Information

  • Plan Year12/03/2017 — 12/01/2018
  • Date of Plan12/01/1987
  • Net Assets as of 12/01/2018 $4,067,654
  • Plan Number3
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Report Description This report is for a short plan year (less than 12 months).
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit Arrangement Trust

Participant Information as of 12/01/2018

  • Active (Eligible) Participants139
  • Retired or separated participants receiving benefits27
  • Other retired or separated participants entitled to future benefits29
  • Subtotal195
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total195
  • Total number of participants as of 12/03/2017208
  • Number of participants with account balances185
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested0


  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address730 Energy Center Blvd Suite 1403
  • CityNorthport
  • StateAL
  • Zip35473
  • Telephone(205) 758-3621
  • EIN63-0517772
  • Industry Code311610
  • Named AdministratorJeff Berry

Audit Information

  • Audit StatusAudited
  • AuditorJamison, Money, Farmer
  • Auditor EIN63-0933119
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2C Money purchase A pension plan, other than a target benefit plan that requires a fixed percentage of compensation to be contributed to each eligible employee.
3D Master plan A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $500,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No


Income and Expense Statement

Income $292,314
Contributions $199,068
Cash Contributions $199,068
Cash from Employers $199,068
Cash from Participants $0
Others (including rollovers) $0
Noncash Contributions $0
Total Earnings on Investments $92,894
Total Interest $92,894
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $0
Interest from Other Investments $92,894
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $0
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $0
Other Income $352
Expenses $789,399
Total Benefit Payments $785,532
Directly to participants or beneficiaries, including direct rollovers $785,532
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $0
Interest expense $0
Total Administrative Expenses $3,867
Professional Fees $0
Contract Administrator Fees $3,867
Investment Advisory and management fees $0
Other Administrative Fees $0
Net Income $-497,085
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/01/2018 12/02/2017 Change YOY
Total Assets $4,067,654 $4,564,739 -10.89%
Total noninterest-bearing cash $20,791 $80 25888.75%
Receivables $203,740 $209,293 -2.65%
Employer Contributions $199,068 $204,973 -2.88%
Participant Contributions $0 $0 0.0%
Other Contributions $4,672 $4,320 8.15%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $0 $0 0.0%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $0 $0 0.0%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $0 $0 0.0%
Value of funds held in insurance co. general account $3,843,123 $4,355,366 -11.76%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $4,067,654 $4,564,739 -10.89%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

  • New York Life

Other Service Providers Receiving Direct or Indirect Compensation

There are no service providers listed for this plan.

Indirect Compensation

There are no service providers with indirect compensation listed for this plan.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.



No investments information available for this plan.

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
New York Life Insurance Company 167
EIN 13-5582869
Industry Code 66915
Contract Number GA85042
Contract Year 12/01/2017 — 11/30/2018
Value in General Account at Year End $3,843,123
Value in Separate Accounts at Year End $0
Insurance Fees and Commissions $3,867
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
New York Life Investment Company/Mutual Fund $3,867 $0
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Guaranteed Investment
Balance at the end of the previous year $4,341,497
Additions $311,816
Contributions Deposited during the year $204,973
Dividends and credits $0
Interest credited during the year $106,843
Transferred from separate account $0
Other $0
Total of Balance and Additions $4,653,313
Deductions $810,190
Disbursed from fund to pay benefits or purchase annuities during the year $806,323
Administration charge made by carrier $3,867
Transferred to Separate Account $0
Other $0
Balance at the end of the current year $3,843,123