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FORM 5500 DATA

Atkins Building Service & Products, Inc. 401k Plan

Overview

Plan Information

  • Plan Year01/01/2017 — 12/31/2017
  • Date of Plan01/01/2009
  • Net Assets as of 12/31/2017 $1,279,386
  • Plan Number1
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit ArrangementInsurance Trust

Participant Information as of 12/31/2017

  • Active (Eligible) Participants195
  • Retired or separated participants receiving benefits0
  • Other retired or separated participants entitled to future benefits39
  • Subtotal234
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total234
  • Total number of participants as of 01/01/2017370
  • Number of participants with account balances92
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested6

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address1123 Wilkes Blvd, Suite 450 Po Box 756
  • CityColumbia
  • StateMO
  • Zip65205
  • Telephone(573) 874-5100
  • EIN43-1187055
  • Industry Code541990
  • Named AdministratorLance Kesterson

Plan Administrator Information

  • Administrator NamePentegra Retirement Services
  • Address6830 Commerce Ct Dr
  • CityBlacklick
  • StateOH
  • Zip43004
  • Telephone(614) 501-7790
  • Administrator EIN13-3892096

Audit Information

  • Audit StatusAudited
  • AuditorWilliams-Keepers LLC
  • Auditor EIN43-1126847
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2T Participant-directed Account Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
3D Master plan A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
3H Controlled Group Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? Yes $60,174
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $150,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? Yes
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? Yes

Financials

Income and Expense Statement

Income $349,719
Contributions $153,098
Cash Contributions $153,098
Cash from Employers $69,425
Cash from Participants $83,673
Others (including rollovers) $0
Noncash Contributions $0
Total Earnings on Investments $196,621
Total Interest $420
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $160
Interest from Other Investments $260
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $196,201
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $0
Other Income $0
Expenses $154,596
Total Benefit Payments $117,461
Directly to participants or beneficiaries, including direct rollovers $117,461
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $2,102
Interest expense $0
Total Administrative Expenses $35,033
Professional Fees $20,380
Contract Administrator Fees $14,653
Investment Advisory and management fees $0
Other Administrative Fees $0
Net Income $195,123
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2017 12/31/2016 Change YOY
Total Assets $1,299,766 $1,091,263 19.11%
Total noninterest-bearing cash $0 $0 0.0%
Receivables $7,473 $8,128 -8.06%
Employer Contributions $3,671 $3,901 -5.90%
Participant Contributions $3,802 $4,227 -10.05%
Other Contributions $0 $0 0.0%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $2,073 $6,332 -67.26%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $1,263,009 $1,039,717 21.48%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $0 $0 0.0%
Value of funds held in insurance co. general account $27,211 $37,086 -26.63%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $20,380 $7,000 191.14%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $20,380 $7,000 191.14%
Net Assets $1,279,386 $1,084,263 18.00%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

  • Transamerica Life Insurance Company

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
Williams Keepers LLC Accounting (including auditing), Direct payment from the plan Audit $7,928 $0 $7,928
Transamerica Life Insurance Company Recordkeeping and information management (computing, tabulating, data processing, etc.), Participant loan processing, Investment management fees paid indirectly by plan, Float revenue, Recordkeeping fees, Other insurance wrap fees Recordkeeper $6,181 $0 $6,181
Pentegra Retirement Services- Oh Recordkeeping and information management (computing, tabulating, data processing, etc.), Participant loan processing, Recordkeeping fees Recordkeeper $5,268 $0 $5,268
V Wealth Management, LLC Investment advisory (plan) Investment Advisor $1,779 $0 $1,779
Mesirow Financial Inc Investment advisory (plan) Investment Advisory - Pl $233 $0 $233
Total $21,389 $0 $21,389

Indirect Compensation

There are no service providers with indirect compensation listed for this plan.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Jpmorgan Smartretirement 2040 Ret O Transamerica Life Insurance Company DFE: Pooled Separate Account $410,063
Jpmorgan Smartretirement 2045 Ret O Transamerica Life Insurance Company DFE: Pooled Separate Account $165,698
Jpmorgan Smartretirement 2020 Ret O Transamerica Life Insurance Company DFE: Pooled Separate Account $129,679
Ivy Core Equity Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $100,799
Jpmorgan Smartretirement 2030 Ret O Transamerica Life Insurance Company DFE: Pooled Separate Account $88,141
Jpmorgan Smartretirement 2050 Ret O Transamerica Life Insurance Company DFE: Pooled Separate Account $58,850
Jpmorgan Smartretirement Income Ret Transamerica Life Insurance Company DFE: Pooled Separate Account $43,035
Jpmorgan Smartretirement 2035 Ret O Transamerica Life Insurance Company DFE: Pooled Separate Account $39,306
Columbia Contrarian Core Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $36,872
Ivy International Core Equity Ret O Transamerica Life Insurance Company DFE: Pooled Separate Account $33,035
Jpmorgan Smartretirement 2025 Ret O Transamerica Life Insurance Company DFE: Pooled Separate Account $28,869
Lord Abbett Total Return Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $22,358
Jpmorgan Intrepid Mid Cap Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $19,814
Oppenheimer International Growth Re Transamerica Life Insurance Company DFE: Pooled Separate Account $17,806
Janus Triton Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $15,053
Janus Balanced Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $12,798
Franklin Small-Mid Cap Growth Ret O Transamerica Life Insurance Company DFE: Pooled Separate Account $8,847
Nuveen Small Cap Value Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $7,849
Franklin Small Cap Value Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $5,731
Lord Abbett Income Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $5,404
American Funds Growth Fund of Ameri Transamerica Life Insurance Company DFE: Pooled Separate Account $3,540
Pioneer Strategic Income Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $1,297
Nuveen Dividend Value Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $995
Lord Abbett High Yield Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $978
Jpmorgan U.S. Equity Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $848
Franklin Rising Dividends Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $837
Invesco Comstock Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $835
Jpmorgan Smartretirement 2055 Ret O Transamerica Life Insurance Company DFE: Pooled Separate Account $808
Invesco Diversified Dividend Ret Op Transamerica Life Insurance Company DFE: Pooled Separate Account $791
Fidelity Advisor Strategic Income R Transamerica Life Insurance Company DFE: Pooled Separate Account $618
Jpmorgan Core Bond Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $586
Oakmark International Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $448
Templeton Foreign Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $421
Jpmorgan Smartretirement 2015 Ret O Transamerica Life Insurance Company DFE: Pooled Separate Account $0
Total $1,263,009

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
Transamerica Life Insurance Company 92
EIN 39-0989781
Industry Code 86231
Contract Number 805955-000
Contract Year 01/01/2017 — 12/31/2017
Value in General Account at Year End $0
Value in Separate Accounts at Year End $1,263,009
Insurance Fees and Commissions $6,063
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
Pentegra Retirement Services - Oh 6830 Commerce Court Dr Blacklick, OH 43004 Third Party Administrator $0 $5,242 FEES
W & R Ins Agency Inc 6300 Lamar Ave Overland Park, KS 66202 Insurance Agent or Broker $821 $0 COMMISSIONS - BROKER
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract STABLE VALUE OPTION
Balance at the end of the previous year $37,086
Additions $19,924
Contributions Deposited during the year $11,553
Dividends and credits $0
Interest credited during the year $260
Transferred from separate account $183
Other $7,928
Total of Balance and Additions $57,010
Deductions $29,799
Disbursed from fund to pay benefits or purchase annuities during the year $6,857
Administration charge made by carrier $163
Transferred to Separate Account $10,753
Other $12,026
Balance at the end of the current year $27,211