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Overview

Plan Information

  • Plan Year01/01/2012 — 12/31/2012
  • Date of Plan01/01/1987
  • Net Assets as of 12/31/2012 $13,426,568
  • Plan Number2
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance
  • Plan Benefit ArrangementInsurance

Participant Information as of 12/31/2012

  • Active (Eligible) Participants157
  • Retired or separated participants receiving benefits0
  • Other retired or separated participants entitled to future benefits28
  • Subtotal185
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total185
  • Total number of participants as of 01/01/2012182
  • Number of participants with account balances179
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested0

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address4621 East Tech Drive
  • CityCincinnati
  • StateOH
  • Zip45245-1044
  • Telephone(513) 528-5674
  • EIN31-1025055
  • Industry Code423800
  • Named AdministratorSylvia Sanford

Plan Administrator Information

  • Administrator NameLns America, Inc.
  • Address4621 East Tech Drive
  • CityCincinnati
  • StateOH
  • Zip45245-1044
  • Telephone(513) 528-5674
  • Administrator EIN31-1025055

Audit Information

  • Audit StatusAudited
  • AuditorRudler and Associates, Inc.
  • Auditor EIN31-1048275
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
3H Controlled Group Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $500,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $2,602,459
Contributions $1,097,157
Cash Contributions $1,097,157
Cash from Employers $411,204
Cash from Participants $631,478
Others (including rollovers) $54,475
Noncash Contributions $0
Total Earnings on Investments $1,505,302
Total Interest $59,047
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $11,852
Interest from Other Investments $47,195
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $0
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $1,446,255
Net investment gain (loss) from registered investment companies $0
Other Income $0
Expenses $902,798
Total Benefit Payments $896,891
Directly to participants or beneficiaries, including direct rollovers $896,891
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $0
Interest expense $0
Total Administrative Expenses $5,907
Professional Fees $1,900
Contract Administrator Fees $0
Investment Advisory and management fees $4,007
Other Administrative Fees $0
Net Income $1,699,661
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2012 12/31/2011 Change YOY
Total Assets $13,426,755 $11,726,907 14.50%
Total noninterest-bearing cash $0 $0 0.0%
Receivables $0 $0 0.0%
Employer Contributions $0 $0 0.0%
Participant Contributions $0 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $321,644 $336,427 -4.39%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $0 $0 0.0%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $11,367,160 $9,618,242 18.18%
Value of funds held in insurance co. general account $1,737,951 $1,772,238 -1.93%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $187 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $187 $0 0.0%
Net Assets $13,426,568 $11,726,907 14.49%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

There is no information on eligible indirect compensation for this plan.

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
Ing Mutual Funds Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Product Provi $0 $49,863 $49,863
Ing Life Insurance and Annuity Co Investment advisory (participants), Sub-transfer agency fees, Recordkeeping fees, Account maintenance fees, Other investment fees and expenses Service Provider $0 $43,231 $43,231
Ing Financial Advisers Distribution (12b-1) fees Broker/ Dealer $0 $23,161 $23,161
American Funds Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Product Prov $0 $15,694 $15,694
T Rowe Price Funds Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Product Prov $0 $12,787 $12,787
Rudler,Psc Professional Service Cor Other services, Other fees Service Provider $0 $12,700 $12,700
Lazard Funds Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Product Pro $0 $11,867 $11,867
Dynamic Pension Services, Inc Recordkeeping and information management (computing, tabulating, data processing, etc.) TPA $1,900 $5,242 $7,142
Columbia Wanger Asset Management Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Product Provi $0 $6,563 $6,563
Total $1,900 $181,108 $183,008

Indirect Compensation

Name Source of Indirect Compensation* Nature of Service Description of Indirect Compensation Indirect Compensation Paid by Plan
American Funds American Funds Amer Balanced Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $2,410
American Funds American Funds Europacific Gro Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $3,951
American Funds American Funds New Perspective Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $2,955
Ing Life Insurance and Annuity Co Troweprc Mid-Cap Growth Fund R Sub-transfer agency fees Sub-Transfer/Reimbursement Fees $1,460
Ing Mutual Funds Ing Amcen Sm-Md Cp Val Port Srv Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $1,252
Ing Mutual Funds Ing Blackrock Sci & Tech Op Pt I Investment management, Investment management fees paid indirectly by plan Investment Management Investment Management Fees $1,447
Ing Mutual Funds Ing Intermediate Bond Fund R Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $4,610
Ing Mutual Funds Ing Solution 2015 Portfolio Srv Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $2,592
Ing Mutual Funds Ing Solution 2025 Portfolio Srv Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $14,121
Ing Mutual Funds Ing Solution 2035 Portfolio Srv Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $9,861
Ing Mutual Funds Ing Solution 2045 Portfolio Srv Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $6,832
Ing Mutual Funds Ing Troweprice Eqty Income Pt Srv Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $4,568
Ing Mutual Funds Ing Us Stock Index Portfolio Srv 2 Investment management, Distribution (12b-1) fees Investment Management 12B-1 Distribution Fees $4,102
Lazard Funds Lazard Emerging Mkts Eqty Port Opn Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $11,867
Rudle, Psc Professional Service Cor Ing Life Insurance and Annuity Co Other fees Other Fees $6,350
Rudler, Psc Professional Service Co Ing Life Insurance and Annuity Co Other services Other Services $6,350
T Rowe Price Funds Trowe Prc Mid-Cap Growth Fund R Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $12,787
American Funds American Funds Growth Fund of Amer Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $4,731
American Funds American Funds Washington Mutual Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $1,648
Columbia Wanger Asset Management Columbia High Yield Bond Fund Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $5,430
Columbia Wanger Asset Management Columbia Mid Cap Value Fund A Investment management, Investment management fees paid indirectly by plan, Distribution (12b-1) fees Investment Management Investment Management Fees 12B-1 Distribution Fees $5,430
Dynamic Pension Services, Inc. Ing Life Insurance and Annuity Co Other services Other Services $5,242
Ing Financial Advisers American Funds Am Balanced R3 Distribution (12b-1) fees 12B-1 Distribution Fees $1,273
Ing Financial Advisers American Funds Europacific R3 Distribution (12b-1) fees 12B-1 Distribution Fees $1,743
Ing Financial Advisers American Funds Growth Fnd R3 Distribution (12b-1) fees 12B-1 Distribution Fees $2,436
Ing Financial Advisers American Funds NW Prspctv R3 Distribution (12b-1) fees 12B-1 Distribution Fees $1,330
Ing Financial Advisers Columbia High Yield Bond Fund R4 Distribution (12b-1) fees 12B-1 Distribution Fees $1,006
Ing Financial Advisers Davis New York Venture Fund R Distribution (12b-1) fees 12B-1 Distribution Fees $1,518
Ing Financial Advisers Ing Intermediate Bond Fund R Distribution (12b-1) fees 12B-1 Distribution Fees $2,470
Ing Financial Advisers Ing Us Stock Index Portfolio Srv 2 Distribution (12b-1) fees 12B-1 Distribution Fees $1,871
Ing Financial Advisers Lazard Emerging Mkts Eqty Port Opn Distribution (12b-1) fees 12B-1 Distribution Fees $2,024
Ing Financial Advisers Troweprc Mid-Cap Growth Fund R Distribution (12b-1) fees 12B-1 Distribution Fees $4,868
Ing Life Insurance and Annuity Co Columbia High Yield Bond Sub-transfer agency fees Sub-Transfer/Reimbursement Fees $1,540
Ing Life Insuance and Annuity Co Ing Fixed Account Recordkeeping fees Record-Keeping Fees $9,479
Ing Life Insurance and Annuity Co Ing Solution 2015 Portfolio Sub-transfer agency fees, Account maintenance fees Sub-Transfer/Reimbursement Fees Account Maintenance Fees $1,445
Ing Life Insurance and Annuity Co Ing Solution 2025 Portfolio Srv Sub-transfer agency fees, Account maintenance fees Sub-Transfer/Reimbursement Fees Account Maintenance Fees $7,275
Ing Life Insurance and Annuity Co Ing Solutioin 2035 Portfolio Srv Sub-transfer agency fees, Account maintenance fees Sub-Transfer/Reimbursement Fees Account Maintenance Fees $4,834
Ing Life Insurance and Annuity Co Ing Solution 2045 Portfolio Srv Sub-transfer agency fees, Account maintenance fees Sub-Transfer/Reimbursement Fees Account Maintenance Fees $3,300
Ing Life Insurance and Annuity Co Ing Trowe Price Eqty Income Pt Srv Sub-transfer agency fees, Account maintenance fees Sub-Transfer/Reimbrusement Fees Account Maintenance Fees $2,675
Ing Life Insurance and Annuity Co Ing Us Stock Index Portfolio Srv Sub-transfer agency fees, Account maintenance fees Sub-Transfer/Reimbursement Fees Account Maintenance Fees $2,169
Ing Life Insurance and Annuity Comp Lazard Emerging Mkts Eqty Port Opn Sub-transfer agency fees Sub-Transfer/Reimbursement Fees $1,214
*As outlined by the Form 5500 Instructions for service providers with indirect compensation.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Map Contract Separate Account D Ing Life Insurance & Annuity Co. DFE: Pooled Separate Account $11,367,160
Total $11,367,160

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
Ing Life Insurance and Annuity Company 177
EIN 71-0294708
Industry Code 86509
Contract Number 877427
Contract Year 01/01/2012 — 12/31/2012
Value in General Account at Year End $1,737,951
Value in Separate Accounts at Year End $11,367,160
Insurance Fees and Commissions $30,602
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
Lpl Financial Corporation Attn Comm Dept Lpl Fin Svcs San Diego, CA 92150 Insurance Agent or Broker $24,568 $0
Dynamic Pension Services, Inc. 2176 Hewitt Ave Ste A Kettering, OH 45440 Third Party Administrator $0 $6,034 SERVICE REIMBURSEMENT
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract GROUP PENSION FUNDING
Balance at the end of the previous year $1,772,238
Additions $386,587
Contributions Deposited during the year $40,595
Dividends and credits $0
Interest credited during the year $47,195
Transferred from separate account $293,304
Other $5,493
Total of Balance and Additions $2,158,825
Deductions $420,874
Disbursed from fund to pay benefits or purchase annuities during the year $413,804
Administration charge made by carrier $511
Transferred to Separate Account $0
Other $6,559
Balance at the end of the current year $1,737,951