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FORM 5500 DATA

Antioch College Corporation 401k Plan

Overview

Plan Information

  • Plan Year01/01/2019 — 12/31/2019
  • Date of Plan01/01/2012
  • Net Assets as of 12/31/2019 $2,440,611
  • Plan Number1
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit ArrangementInsurance Trust

Participant Information as of 12/31/2019

  • Active (Eligible) Participants104
  • Retired or separated participants receiving benefits0
  • Other retired or separated participants entitled to future benefits35
  • Subtotal139
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total139
  • Total number of participants as of 01/01/2019288
  • Number of participants with account balances110
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested1

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • AddressOne Morgan Place
  • CityYellow Springs
  • StateOH
  • Zip45387
  • Telephone(937) 319-6074
  • EIN26-1672457
  • Industry Code611000
  • Named AdministratorHannah Montgomery

Audit Information

  • Audit StatusAudited
  • AuditorClark Schaefer Hackett & Co
  • Auditor EIN31-0800053
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2T Participant-directed Account Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
3D Master plan A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? Yes $76,085
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $1,000,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $793,188
Contributions $346,970
Cash Contributions $346,970
Cash from Employers $87,912
Cash from Participants $258,592
Others (including rollovers) $466
Noncash Contributions $0
Total Earnings on Investments $446,218
Total Interest $0
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $0
Interest from Other Investments $0
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $0
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $446,218
Other Income $0
Expenses $298,971
Total Benefit Payments $240,488
Directly to participants or beneficiaries, including direct rollovers $240,488
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $22,220
Certain deemed distributions of participant loans $0
Interest expense $0
Total Administrative Expenses $36,263
Professional Fees $0
Contract Administrator Fees $0
Investment Advisory and management fees $0
Other Administrative Fees $36,263
Net Income $494,217
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2019 12/31/2018 Change YOY
Total Assets $2,464,100 $1,969,216 25.13%
Total noninterest-bearing cash $0 $0 0.0%
Receivables $10,069 $10,801 -6.78%
Employer Contributions $2,733 $2,801 -2.43%
Participant Contributions $7,336 $8,000 -8.30%
Other Contributions $0 $0 0.0%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $0 $0 0.0%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $0 $0 0.0%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $2,412,987 $1,928,164 25.14%
Value of funds held in insurance co. general account $41,044 $30,251 35.68%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $23,489 $22,822 2.92%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $23,489 $22,822 2.92%
Net Assets $2,440,611 $1,946,394 25.39%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

There is no information on eligible indirect compensation for this plan.

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
Massachusetts Mutual Life Insurance Other services, Investment management fees paid indirectly by plan, Sub-transfer agency fees, Float revenue, Distribution (12b-1) fees, Recordkeeping fees, Other insurance wrap fees, Soft dollars commissions, Other investment fees and expenses Contract Administrator $30,691 $0 $30,691
Creative Retirement Systems Contract Administrator TPA $0 $8,196 $8,196
Everhart Financial Group, Inc. Investment advisory (plan) Investment Advisor $5,572 $0 $5,572
Lpa Insurance Agency Inc Insurance brokerage commissions and fees Shareholder Service Prov $0 $2,554 $2,554
Total $36,263 $10,750 $47,013

Indirect Compensation

Name Source of Indirect Compensation* Nature of Service Description of Indirect Compensation Indirect Compensation Paid by Plan
Lpa Insurance Agency Inc Massachusetts Mutual Life Insurance Insurance brokerage commissions and fees Commissions and Fees $2,554
Creative Retirement Systems Massachusetts Mutual Life Insurance Contract Administrator Expense Reimbursement To Third Party $8,196
Alger Alger Capital Appreciation Fund Investment management fees paid indirectly by plan 77 Basis Points * Plan Assets $0
American Century American Century Real Estate Fund Investment management fees paid indirectly by plan 115 Basis Points * Plan Assets $0
American Funds Amer Funds Balanced Fund Investment management fees paid indirectly by plan 22 Basis Points * Plan Assets $0
American Funds Amer Funds Wash Mutual Invs Fund Investment management fees paid indirectly by plan 23 Basis Points * Plan Assets $0
American Funds American Funds Fndmntl Invstrs Fund Investment management fees paid indirectly by plan 24 Basis Points * Plan Assets $0
American Funds Amer Funds Europacific Growth Fund Investment management fees paid indirectly by plan 41 Basis Points * Plan Assets $0
Calvert Calvert Equity Fund Investment management fees paid indirectly by plan 60 Basis Points * Plan Assets $0
Columbia Columbia Mid Cap Index Fund Investment management fees paid indirectly by plan 20 Basis Points * Plan Assets $0
Columbia Columbia Small Cap Index Fund Investment management fees paid indirectly by plan 20 Basis Points * Plan Assets $0
Eaton Vance Eaton Vance Large-Cap Value Fund Investment management fees paid indirectly by plan 63 Basis Points * Plan Assets $0
Franklin Templeton Templeton Global Bond Fund Investment management fees paid indirectly by plan 56 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Captial Preservation Account Other insurance wrap fees, Other investment fees and expenses Wrap Fees: 25 Basis Points * Plan Assets; Admin Fees: 25 Basis Points * Plan Assets; Inv. Management Fees: 105 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Alger Capital Appreciation Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 30 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Amer Funds Balanced Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 50 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Amer Funds Europacific Growth Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 50 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Amer Funds Wash Mutual Invs Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 50 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance American Century Real Estate Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 35 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance American Funds Fndmntl Invstrs Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 50 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Calvert Equity Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 25 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Columbia Mid Cap Index Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 10 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Columbia Small Cap Index Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 10 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Eaton Vance Large-Cap Value Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 25 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Loomis Sayles Strategic Income Fund Sub-transfer agency fees Sub-Ta Fees: 20 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Mfs Utilities Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 25 Basis Points * Plan Assets $0
Natixis Funds Loomis Sayles Strategic Income Fund Investment management fees paid indirectly by plan 56 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Nuveen Small Cap Select Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 30 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Invesco Oppenheimer Dvlpng Mrk Fd Sub-transfer agency fees Sub-Ta Fees: 30 Basis Points * Plan Assets $0
Dws Funds Dws Rreef Real Estate Securitis Fd Investment management fees paid indirectly by plan 39 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Pimco High Yield Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Ridgeworth Virtus Ceredex Mid Cp Val Eq Fd Investment management fees paid indirectly by plan 69 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance T. Rowe Price Retirement 2005 Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance T. Rowe Price Retirement 2010 Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance T. Rowe Price Retirement 2015 Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance T. Rowe Price Retirement 2020 Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance T. Rowe Price Retirement 2025 Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance T. Rowe Price Retirement 2030 Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance T. Rowe Price Retirement 2035 Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance T. Rowe Price Retirement 2040 Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance T. Rowe Price Retirement 2045 Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance T. Rowe Price Retirement 2050 Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance T. Rowe Price Retirement 2055 Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance T. Rowe Price Retirement Bal Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Templeton Global Bond Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 25 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Total Return Fund (Pimco) Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 15 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Victory Sm Company Opportunity Fund Sub-transfer agency fees, Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets; Sub-Ta Fees: 30 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Wells Fargo Discovery Fund Sub-transfer agency fees Sub-Ta Fees: 55 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Premier Us Govt Mny Mkt Fd (Barings Investment management fees paid indirectly by plan, Other investment fees and expenses Admin Fees:10 Basis Points * Plan Assets; Mgt Fees: 35 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Sel Gr Opportunities Fd (Sands/Jsp) Investment management fees paid indirectly by plan, Other investment fees and expenses Admin Fees: 25 Basis Points * Plan Assets; Mgt Fees: 71 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Virtus Ceredex Mid Cp Val Eq Fd Sub-transfer agency fees Sub-Ta Fees: 50 Basis Points * Plan Assets $0
Mfs Investment Management Mfs Utilities Fund Investment management fees paid indirectly by plan 60 Basis Points * Plan Assets $0
Nuveen Nuveen Small Cap Select Fund Investment management fees paid indirectly by plan 85 Basis Points * Plan Assets $0
Invesco Invesco Oppenheimer Dvlpng Mrk Fd Investment management fees paid indirectly by plan 75 Basis Points * Plan Assets $0
Invesco Invseco Opp Gold & Special Mnrls Fd Investment management fees paid indirectly by plan 68 Basis Points * Plan Assets $0
Pimco Funds Pimco High Yield Fund Investment management fees paid indirectly by plan 65 Basis Points * Plan Assets $0
Pimco Funds Total Return Fund (Pimco) Investment management fees paid indirectly by plan 55 Basis Points * Plan Assets $0
T. Rowe Price T. Rowe Price Retirement Bal Fund Investment management fees paid indirectly by plan 51 Basis Points * Plan Assets $0
T. Rowe Price T. Rowe Price Retirement 2005 Fund Investment management fees paid indirectly by plan 53 Basis Points * Plan Assets $0
T. Rowe Price T. Rowe Price Retirement 2010 Fund Investment management fees paid indirectly by plan 53 Basis Points * Plan Assets $0
T. Rowe Price T. Rowe Price Retirement 2015 Fund Investment management fees paid indirectly by plan 56 Basis Points * Plan Assets $0
T. Rowe Price T. Rowe Price Retirement 2020 Fund Investment management fees paid indirectly by plan 59 Basis Points * Plan Assets $0
T. Rowe Price T. Rowe Price Retirement 2025 Fund Investment management fees paid indirectly by plan 63 Basis Points * Plan Assets $0
T. Rowe Price T. Rowe Price Retirement 2030 Fund Investment management fees paid indirectly by plan 66 Basis Points * Plan Assets $0
T. Rowe Price T. Rowe Price Retirement 2035 Fund Investment management fees paid indirectly by plan 68 Basis Points * Plan Assets $0
T. Rowe Price T. Rowe Price Retirement 2040 Fund Investment management fees paid indirectly by plan 70 Basis Points * Plan Assets $0
T. Rowe Price T. Rowe Price Retirement 2045 Fund Investment management fees paid indirectly by plan 71 Basis Points * Plan Assets $0
T. Rowe Price T. Rowe Price Retirement 2050 Fund Investment management fees paid indirectly by plan 71 Basis Points * Plan Assets $0
T. Rowe Price T. Rowe Price Retirement 2055 Fund Investment management fees paid indirectly by plan 72 Basis Points * Plan Assets $0
Victory Victory Sm Company Opportunity Fund Investment management fees paid indirectly by plan 76 Basis Points * Plan Assets $0
Wells Fargo Wells Fargo Discovery Fund Investment management fees paid indirectly by plan 73 Basis Points * Plan Assets $0
Wells Fargo Wells Fargo Special Midcap Val Investment management fees paid indirectly by plan 67 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Pimco Income Fund Distribution (12b-1) fees 12B-1 Fees: 25 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Ab Global Bond Fund Sub-transfer agency fees Sub-Ta Fees: 25 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Wells Fargo Special Mid Cap Val Fd Sub-transfer agency fees Sub-Ta Fees: 35 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Invesco Opp Gold & Special Mnrls Fd Sub-transfer agency fees Sub-Ta Fees: 30 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Dws Rreef Real Estate Securitis Fd Sub-transfer agency fees Sub-Ta Fees: 30 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Select Strategic Bond Fd Investment management fees paid indirectly by plan, Other investment fees and expenses Admin Fees:35 Basis Points * Plan Assets; Inv Mgmt Fees: 38 Basis Points * Plan Assets $0
Massachusetts Mutual Life Insurance Millennium Trust Company LLC Other services 1 Time Referral Fee of $40 for Balances of $500 Or Greater, $10 for Balances From $75 To Less Than $500; $0 for Balances Less Than $75 for Rollovers Processed Before 4/1/19 $0
Massachusetts Mutual Life Insurance Millennium Trust Company LLC Other services 1 Time Referral Fee of $50 for Balances of $10,000 Or Greater, $40 for Balances From $500 To $10,000; $20 for Balances $100 To $500; $0 for Balances Below $100 for Rollovers Processed Before 4/1/19 $0
Pimco Funds Pimco Income Fund Investment management fees paid indirectly by plan 50 Basis Points * Plan Assets $0
Ab Funds Ab Global Bond Fund Investment management fees paid indirectly by plan 45 Basis Points * Plan Assets $0
*As outlined by the Form 5500 Instructions for service providers with indirect compensation.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.

Investments

Investments

No investments information available for this plan.

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
Massachusetts Mutual Life Insurance Company 110
EIN 04-1590850
Industry Code 65935
Contract Number MR 60991-1
Contract Year 01/01/2019 — 12/31/2019
Value in General Account at Year End $0
Value in Separate Accounts at Year End $0
Insurance Fees and Commissions $38
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
Lpa Insurance Agency Inc 4030 Truxel Rd Suite B Sacramento, CA 95834 Agent or Broker other than Insurance $38 $0
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract GROUP ANNUITY CONTRACT
Balance at the end of the previous year $30,251
Additions $15,370
Contributions Deposited during the year $14,749
Dividends and credits $0
Interest credited during the year $612
Transferred from separate account $0
Other $9
Total of Balance and Additions $45,621
Deductions $4,578
Disbursed from fund to pay benefits or purchase annuities during the year $958
Administration charge made by carrier $275
Transferred to Separate Account $3,345
Other $0
Balance at the end of the current year $41,043