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FORM 5500 DATA

The Automotive Group, Inc. 401k Plan & Trust

Overview

Plan Information

  • Plan Year01/01/2008 — 12/31/2008
  • Date of Plan04/01/1994
  • Net Assets as of 12/31/2008 $3,446,997
  • Plan Number1
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit ArrangementInsurance Trust

Participant Information as of 12/31/2008

  • Active (Eligible) Participants250
  • Retired or separated participants receiving benefits0
  • Other retired or separated participants entitled to future benefits111
  • Subtotal361
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total361
  • Total number of participants as of 01/01/2008485
  • Number of participants with account balances203
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested0
  • Number of participants required to be reported on Schedule SSA15

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address450 W. Vista Way
  • CityVista
  • StateCA
  • Zip92083-5829
  • Telephone(760) 291-2580
  • EIN33-0633379
  • Industry Code441110
  • Named Administrator4^*" Z,,, 0;7

Plan Administrator Information

  • Administrator NameSAME
  • Administrator EIN

Audit Information

  • Audit StatusAudited
  • AuditorParke, Guptill & Co. LLP
  • Auditor EIN95-3378831
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
3E Prototype plan A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion or notification letter; and under which a separate funding medium (for example, a separate trust or custodial account) is established for the use of each adopting employer.
3H Controlled Group Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $500,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No

Financials

Income and Expense Statement

Income $-703,043
Contributions $470,349
Cash Contributions $470,349
Cash from Employers $0
Cash from Participants $457,109
Others (including rollovers) $13,240
Noncash Contributions $0
Total Earnings on Investments $-1,173,392
Total Interest $15,496
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $15,496
Interest from Other Investments $0
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $-1,188,888
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $0
Other Income $0
Expenses $718,560
Total Benefit Payments $642,067
Directly to participants or beneficiaries, including direct rollovers $642,067
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $46,039
Interest expense $0
Total Administrative Expenses $30,454
Professional Fees $0
Contract Administrator Fees $30,454
Investment Advisory and management fees $0
Other Administrative Fees $0
Net Income $-1,421,603
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2008 12/31/2007 Change YOY
Total Assets $3,446,997 $4,868,600 -29.20%
Total noninterest-bearing cash $0 $0 0.0%
Receivables $203 $1,435 -85.85%
Employer Contributions $0 $0 0.0%
Participant Contributions $203 $1,435 -85.85%
Other Contributions $0 $0 0.0%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $234,602 $265,693 -11.70%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $1,874,810 $3,896,781 -51.89%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $0 $0 0.0%
Value of funds held in insurance co. general account $1,337,382 $704,691 89.78%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $3,446,997 $4,868,600 -29.20%

Service Providers

Service Providers

Name Nature of Service Relationship to Plan Sponsor Gross Salary or Allowances Paid by Plan Fees and Commissions Paid by Plan Total Salary/Fees
Transamerica Life Insurance Co Contract Administrator $0 $30,454 $30,454
Total $0 $30,454 $30,454

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
American Century Inf-Adj Bd Transamerica Life Insurance Co DFE: Pooled Separate Account $127,696
Tra Partners Mid Value Ret Transamerica Life Insurance Co DFE: Pooled Separate Account $124,710
Transamerica Vang Tg Ret 2035 Transamerica Life Insurance Co DFE: Pooled Separate Account $113,473
Transamerica Templeton Foreign Transamerica Life Insurance Co DFE: Pooled Separate Account $110,561
American Fds Growth Fund of Amer Transamerica Life Insurance Co DFE: Pooled Separate Account $98,404
Transamerica Vang Tg Ret 2025 Transamerica Life Insurance Co DFE: Pooled Separate Account $89,858
Ti Columbia Mid Cap Value Fund Transamerica Life Insurance Co DFE: Pooled Separate Account $85,023
Fidelity Adviser Mid-Cap Transmamerica Life Insurance Co DFE: Pooled Separate Account $79,825
Evergreen Precious Metals Transamerica Life Insurance Co DFE: Pooled Separate Account $76,211
Ti Fidelity Adviser Small Cap Transamerica Life Insurance Co DFE: Pooled Separate Account $75,068
Transamerica Vang Tg Ret 2045 Transamerica Life Insurance Co DFE: Pooled Separate Account $69,555
Wells Fargo Adviser Sml Cap Val Transamerica Life Insurance Co DFE: Pooled Separate Account $69,257
Transamerica Loomis Sayles Bond Transamerica Life Insurance Co DFE: Pooled Separate Account $67,860
Transamerica Loomis Inv Grd Bond Transamerica Life Insurance Co DFE: Pooled Separate Account $61,679
Jennison Natural Resources Transamerica Life Insurance Co DFE: Pooled Separate Account $44,539
Ta Partners Stock Index Fund Transamerica Life Insurance Co DFE: Pooled Separate Account $38,090
Transamerica Equity Transamerica Life Insurance Co DFE: Pooled Separate Account $36,755
Janus Advisor Intl Growth Transamerica Life Insurance Co DFE: Pooled Separate Account $33,953
Transamerica Growth Oppor Transamerica Life Insurance Co DFE: Pooled Separate Account $33,344
Oppenheimer Global Transamerica Life Insurance Co DFE: Pooled Separate Account $33,339
Ti Aim Leisure Fund Transamerica Life Insurance Co DFE: Pooled Separate Account $32,627
Oppenheimer Intl Bond Transamerica Life Insurance Co DFE: Pooled Separate Account $30,963
American Funds Balanced Transamerica Life Insurance Co DFE: Pooled Separate Account $27,793
Transamerica Vang Tg Ret 2015 Transamerica Life Insurance Co DFE: Pooled Separate Account $25,979
Ti Evergreen Heatlhcare Fund Transamerica Life Insurance Co DFE: Pooled Separate Account $22,356
American Funds Wm Investors Transamerica Life Insurance Co DFE: Pooled Separate Account $22,048
Ti Ivy Science & Technology Transamerica Life Insurance Co DFE: Pooled Separate Account $19,526
Transamerica Aim Int Growth Transamerica Life Insurance Co DFE: Pooled Separate Account $19,466
Transamerica Balanced Transamerica Life Insurance Co DFE: Pooled Separate Account $18,346
Ti Columbia Intermediate Bond Transamerica Life Insurance Co DFE: Pooled Separate Account $17,086
Transamerica Partners Core Bond Transamerica Life Insurance Co DFE: Pooled Separate Account $14,390
Neuberger Berman Partners Transamerica Life Insurance Co DFE: Pooled Separate Account $10,980
Ti Alliance Bernstein Intl Value Transamerica Life Insurance Co DFE: Pooled Separate Account $10,259
Columbia High Income Transamerica Life Insurance Co DFE: Pooled Separate Account $9,396
Transamerica Jp Morgan Govt Sec Transamerica Life Insurance Co DFE: Pooled Separate Account $8,565
Goldman Sachs Mid Cap Value Transamerica Life Insurance Co DFE: Pooled Separate Account $8,513
Transamerica Vang Tg Ret 2005 Transamerica Life Insurance Co DFE: Pooled Separate Account $6,654
Vanguard Target Ret 2020 Transamerica Life Insurance Co DFE: Pooled Separate Account $6,533
Fidelirf Anv Leveraged Co Stk Transamwrira Life Insur-Ance Co DFE: Pooled Separate Account $6,217
Ssga Msci Emerging Markets Ind Transamerica Life Insurance Co DFE: Pooled Separate Account $6,025
Transamerica Aggresive Growth Transamerica Life Insurance Co DFE: Pooled Separate Account $5,423
Thornburg International Value Transamerica Life Insurance Co DFE: Pooled Separate Account $5,038
Vanguard Target Ret 2030 Transamerica Life Insurance C0 DFE: Pooled Separate Account $4,513
American Funds New Perspect Transamerica Life Insurance Co DFE: Pooled Separate Account $4,313
Ti Jennison Utility Fund Transamerica Life Insurance Co DFE: Pooled Separate Account $3,608
Vanguard Target Rzt 2050 Traiqsamrrjra. Life Insurance Oc DFE: Pooled Separate Account $2,737
Transamerica Ssga Dj Sm Cp Val Transamerica Life Insurance Co DFE: Pooled Separate Account $1,971
Transmamerica Ssga Sml Cp Ind Transamerica Life Insurance Co DFE: Pooled Separate Account $1,756
Evergreen Utility and Telecom Transamerica Life Insurance Co DFE: Pooled Separate Account $1,524
American Funds Europac Growth Transamerica Life Insurance Co DFE: Pooled Separate Account $1,407
Goldman Sachs Tollkeeper Transamerica Life Insurance Co DFE: Pooled Separate Account $1,405
Munder Mid Cap Core Growth Transamerica Life Insurance Co DFE: Pooled Separate Account $833
Transamerica Smal Mid Cap Value Transamerica Life Insurance Co DFE: Pooled Separate Account $662
Pioneer Cullen Value Transamerica Life Insurance Co DFE: Pooled Separate Account $445
Vanguard Target Ret 2040 Transamerica Life Insurance Co DFE: Pooled Separate Account $444
Mutual Financial Services Transamerica Life Insurance Co DFE: Pooled Separate Account $15
Bt-Ackrock Equity Dividend Tpausamfrira Life Insuwknce Co DFE: Pooled Separate Account $0
Blackrock Global Fin Services Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Fiizst Anrrican Mid Cp Grtki Opp Tpausamwrira. Life Insurance Co DFE: Pooled Separate Account $0
Ti Oppenheimer Champion Income Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Transamerica Partners Value Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Janus Adviser Cap Apprec. Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Div Inv Short Horizon Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Ti Putnam Voyager Fund Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Div Inv Sht/Int Horizon Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Div Inv Intermed Horizon Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Janus Small Cap Value Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Aim Basic Value Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Dreyfus International Value Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Div Inv Inter/Long Horizon Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Ti Franklin Real Estate Sec Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Franklin Flex Cap Growth Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Div Inv Long Horizon Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Fidelity Adviser Value Stra Transmamerica Life Insurance Co DFE: Pooled Separate Account $0
Ti Neuberger Berman Focus Transamerica Life Insurance Co. DFE: Pooled Separate Account $0
Aim Technology Inv Option Fund Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Ti Aim Mid Cap Core Equity Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Ti Franklin Utilities Fund Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Aim Small Cap Growth Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Transamerica Janus Cap App Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Janus Adviser Capital Apprec Transamerica Life Insurance Co DFE: Pooled Separate Account $0
American Century Small Cap Val Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Transamerica High Quality Bond Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Franklin Biotech Discovery Transamerica Life Insurance Co DFE: Pooled Separate Account $0
Total $1,829,016

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
Transamerica Life Insurance Co. 361
EIN 39-0989781
Industry Code 86231
Contract Number 995760-000
Contract Year 01/01/2008 — 12/31/2008
Value in General Account at Year End $0
Value in Separate Accounts at Year End $1,874,811
Insurance Fees and Commissions $9,432
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
William Peartree 9171 Towne Centre Dr Suite 200 San Diego, CA 92122 Insurance Agent or Broker $5,506 $0
Kelly Kidwell 333 North Indian Hill Blvd Claremont, CA 91711 Insurance Agent or Broker $3,926 $0
Allocated Funds
Type of Contract Unspecified
Basis of premium rates N/A
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract
Balance at the end of the previous year $704,689
Additions $845,388
Contributions Deposited during the year $72,314
Dividends and credits $0
Interest credited during the year $32,716
Transferred from separate account $699,207
Other $41,151
Total of Balance and Additions $1,550,077
Deductions $212,695
Disbursed from fund to pay benefits or purchase annuities during the year $98,157
Administration charge made by carrier $7,281
Transferred to Separate Account $59,317
Other $47,940
Balance at the end of the current year $1,337,382