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FORM 5500 DATA

The Automotive Group, Inc. 401k Plan & Trust

Overview

Plan Information

  • Plan Year01/01/2013 — 12/31/2013
  • Date of Plan04/01/1994
  • Net Assets as of 12/31/2013 $5,662,687
  • Plan Number1
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit ArrangementInsurance Trust

Participant Information as of 12/31/2013

  • Active (Eligible) Participants357
  • Retired or separated participants receiving benefits4
  • Other retired or separated participants entitled to future benefits79
  • Subtotal440
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total440
  • Total number of participants as of 01/01/2013428
  • Number of participants with account balances334
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested0

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address450 W. Vista Way
  • CityVista
  • StateCA
  • Zip92083
  • Telephone(760) 291-2580
  • EIN33-0633379
  • Industry Code441110
  • Named AdministratorKen Garelick

Audit Information

  • Audit StatusAudited
  • AuditorParke, Guptill & Company LLP
  • Auditor EIN95-3378831
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
3H Controlled Group Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $350,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $1,230,713
Contributions $661,260
Cash Contributions $661,260
Cash from Employers $0
Cash from Participants $661,260
Others (including rollovers) $0
Noncash Contributions $0
Total Earnings on Investments $552,539
Total Interest $7,725
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $7,725
Interest from Other Investments $0
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $544,814
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $0
Other Income $16,914
Expenses $374,658
Total Benefit Payments $344,752
Directly to participants or beneficiaries, including direct rollovers $344,752
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $17,629
Interest expense $0
Total Administrative Expenses $12,277
Professional Fees $0
Contract Administrator Fees $12,277
Investment Advisory and management fees $0
Other Administrative Fees $0
Net Income $856,055
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2013 12/31/2012 Change YOY
Total Assets $5,662,687 $4,806,632 17.81%
Total noninterest-bearing cash $0 $0 0.0%
Receivables $0 $0 0.0%
Employer Contributions $0 $0 0.0%
Participant Contributions $0 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $201,039 $206,227 -2.52%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $4,468,781 $2,915,792 53.26%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $0 $0 0.0%
Value of funds held in insurance co. general account $992,867 $1,684,613 -41.06%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $5,662,687 $4,806,632 17.81%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

  • Transamerica Life Insurance Company

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
Transamerica Life Insurance Company Recordkeeping and information management (computing, tabulating, data processing, etc.), Participant loan processing, Investment management fees paid indirectly by plan, Float revenue, Recordkeeping fees, Other insurance wrap fees Recordkeeper $19,962 $0 $19,962
Total $19,962 $0 $19,962

Indirect Compensation

There are no service providers with indirect compensation listed for this plan.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Vanguard Target Retirement 201 Transamerica Life Insurance Company DFE: Pooled Separate Account $441,888
Vanguard Target Retirement 203 Transamerica Life Insurance Company DFE: Pooled Separate Account $411,880
Vanguard Target Retirement 202 Transamerica Life Insurance Company DFE: Pooled Separate Account $410,100
Vanguard Target Retirement 203 Transamerica Life Insurance Company DFE: Pooled Separate Account $382,674
Vanguard Target Retirement 202 Transamerica Life Insurance Company DFE: Pooled Separate Account $303,916
Vanguard Target Retirement 204 Transamerica Life Insurance Company DFE: Pooled Separate Account $294,337
Vanguard Target Retirement 204 Transamerica Life Insurance Company DFE: Pooled Separate Account $270,288
American Funds Growth Fund of Transamerica Life Insurance Company DFE: Pooled Separate Account $216,400
Wells Fargo Advantage Precious Transamerica Life Insurance Company DFE: Pooled Separate Account $141,309
American Funds Washington Mutu Transamerica Life Insurance Company DFE: Pooled Separate Account $126,568
Templeton Foreign Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $126,219
Morgan Stanley Growth Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $119,658
Loomis Sayles Bond Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $105,210
Nuveen Real Estate Securities Transamerica Life Insurance Company DFE: Pooled Separate Account $100,339
Wmc Quality Growth Equity Ret Transamerica Life Insurance Company DFE: Pooled Separate Account $99,047
Vanguard Target Retirement 201 Transamerica Life Insurance Company DFE: Pooled Separate Account $98,792
Fidelity Advisor Small Cap Inv Transamerica Life Insurance Company DFE: Pooled Separate Account $98,773
Transamerica Partners Stock In Transamerica Life Insurance Company DFE: Pooled Separate Account $96,514
Morgan Stanley Growth Opportun Transamerica Life Insurance Company DFE: Pooled Separate Account $85,136
Vanguard Target Retirement 205 Transamerica Life Insurance Company DFE: Pooled Separate Account $82,911
American Funds Balanced Inv Op Transamerica Life Insurance Company DFE: Pooled Separate Account $78,243
Pimco Total Return Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $71,626
Janus Overseas Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $42,576
Wells Fargo Advantage Utility Transamerica Life Insurance Company DFE: Pooled Separate Account $39,236
Prudential Jennison Natural Re Transamerica Life Insurance Company DFE: Pooled Separate Account $35,269
Vanguard Target Retirement 205 Transamerica Life Insurance Company DFE: Pooled Separate Account $32,428
Blackrock Capital Appreciation Transamerica Life Insurance Company DFE: Pooled Separate Account $29,680
Vanguard Target Retirement Inc Transamerica Life Insurance Company DFE: Pooled Separate Account $29,051
Goldman Sachs Technology Tollk Transamerica Life Insurance Company DFE: Pooled Separate Account $28,604
Transamerica Smallmid Cap Val Transamerica Life Insurance Company DFE: Pooled Separate Account $27,841
Delafield Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $13,609
Ssga Russell Small Cap Index R Transamerica Life Insurance Company DFE: Pooled Separate Account $11,335
American Funds Europacific Gro Transamerica Life Insurance Company DFE: Pooled Separate Account $8,164
American Century Inflation-Adj Transamerica Life Insurance Company DFE: Pooled Separate Account $5,727
Ssga S&P Mid Cap Index Ret Opt Transamerica Life Insurance Company DFE: Pooled Separate Account $3,435
Total $4,468,783

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
Transamerica Life Insurance Co. 0
EIN 39-0989781
Industry Code 86231
Contract Number 995760-000
Contract Year 01/01/2013 — 12/31/2013
Value in General Account at Year End $0
Value in Separate Accounts at Year End $4,468,782
Insurance Fees and Commissions $12,373
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
Planning Corp of America Michael Hess St Petersburg, FL 33716 Insurance Agent or Broker $12,373 $0
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract STABLE VALUE
Balance at the end of the previous year $1,684,613
Additions $227,232
Contributions Deposited during the year $100,509
Dividends and credits $0
Interest credited during the year $16,914
Transferred from separate account $101,051
Other $8,758
Total of Balance and Additions $1,911,845
Deductions $918,977
Disbursed from fund to pay benefits or purchase annuities during the year $26,288
Administration charge made by carrier $2,615
Transferred to Separate Account $883,413
Other $6,661
Balance at the end of the current year $992,868