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FORM 5500 DATA

Troy Group, Inc. Savings and Investment Plan

Overview

Plan Information

  • Plan Year01/01/2009 — 12/31/2009
  • Date of Plan01/01/1988
  • Net Assets as of 12/31/2009 $5,491,346
  • Plan Number2
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit ArrangementInsurance Trust

Participant Information as of 12/31/2009

  • Active (Eligible) Participants122
  • Retired or separated participants receiving benefits0
  • Other retired or separated participants entitled to future benefits27
  • Subtotal149
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total149
  • Total number of participants as of 01/01/2009193
  • Number of participants with account balances148
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested27

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address940 South Coast Drive Suite 200
  • CityCostamesa
  • StateCA
  • Zip92626
  • Telephone(714) 241-4760
  • EIN33-0807798
  • Industry Code339900
  • Named AdministratorDennis C. Fairchild
  • Named Plan SponsorDennis C. Fairchild

Plan Administrator Information

  • Administrator NameDennis Fairchild
  • Address940 South Coast Drive Ste 200
  • CityCostamesa
  • StateCA
  • Zip92626
  • Telephone(714) 241-4760
  • Administrator EIN33-0807798

Audit Information

  • Audit StatusAudited
  • AuditorKmj Partners
  • Auditor EIN81-0569753
  • Audit Opinion Disclaimer
  • Audit Type Full Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2T Participant-directed Account Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $1,000,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? Yes
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $1,381,569
Contributions $607,641
Cash Contributions $607,641
Cash from Employers $148,023
Cash from Participants $456,367
Others (including rollovers) $3,251
Noncash Contributions $0
Total Earnings on Investments $774,468
Total Interest $50,687
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $6,834
Interest from Other Investments $43,853
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $723,781
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $0
Other Income $-540
Expenses $413,116
Total Benefit Payments $387,268
Directly to participants or beneficiaries, including direct rollovers $387,268
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $24,973
Certain deemed distributions of participant loans $0
Interest expense $0
Total Administrative Expenses $875
Professional Fees $0
Contract Administrator Fees $875
Investment Advisory and management fees $0
Other Administrative Fees $0
Net Income $968,453
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2009 12/31/2008 Change YOY
Total Assets $5,491,346 $4,522,893 21.41%
Total noninterest-bearing cash $0 $0 0.0%
Receivables $0 $0 0.0%
Employer Contributions $0 $0 0.0%
Participant Contributions $0 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $0 $4,431,783 0.0%
Interest-bearing cash $0 $4,431,783 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $125,233 $91,110 37.45%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $4,277,174 $0 0.0%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $0 $0 0.0%
Value of funds held in insurance co. general account $1,088,939 $0 0.0%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $5,491,346 $4,522,893 21.41%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

There is no information on eligible indirect compensation for this plan.

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
Massachusetts Mutual Life Ins. Co. Trustee (discretionary), Investment management fees paid indirectly by plan, Distribution (12b-1) fees, Other investment fees and expenses, Other fees Contract Administrator $875 $0 $875
Total $875 $0 $875

Indirect Compensation

Name Source of Indirect Compensation* Nature of Service Description of Indirect Compensation Indirect Compensation Paid by Plan
Massachusetts Mutual Life Ins. Co. Small Cap Equity Index Ssga Distribution (12b-1) fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Sagic 52116 Investment management fees paid indirectly by plan, Other fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Premier Money Market Babson Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Emerging Markets Equity Mfs Distribution (12b-1) fees, Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Select Indexed Eqty Northrn Trust Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Select Mid Cap Gr II T.Rowe Price Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Premier Enh Index Value Babson Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Premier Enh Index Growth Babson Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Large-Cap Value Eaton Vance Distribution (12b-1) fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Rising Dividends Ofi Distribution (12b-1) fees, Other investment fees and expenses, Other fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Quest Opportunity Value Ofi Distribution (12b-1) fees, Other investment fees and expenses, Other fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Total Return Pimco Distribution (12b-1) fees, Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Nfj Small Cap Value Allianz Distribution (12b-1) fees, Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. High Yield Pimco Distribution (12b-1) fees, Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Small Cap Growth Van Kampen Distribution (12b-1) fees, Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Nfj International Value Allianz Distribution (12b-1) fees, Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Premier Global Ofi Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Growth America American Distribution (12b-1) fees, Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Blue Brandywine Distribution (12b-1) fees, Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. International Bond Ofi Distribution (12b-1) fees, Other investment fees and expenses, Other fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Mid Cap Value Perkins Distribution (12b-1) fees, Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Europacific Growth American Distribution (12b-1) fees, Other investment fees and expenses Basis Points * Plan Assets $0
*As outlined by the Form 5500 Instructions for service providers with indirect compensation.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

Name Position Explanation
National Retirement Services, Inc. Actuary "Switch To Mass Mutual, Bundled Product. "

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Sia-Ij Dow Jones Trgt 2025 Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $1,065,638
Sia-Gj Dow Jones Trgt 2015 Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $503,687
Sia-Kj Dow Jones Trgt 2035 Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $443,716
Sia-Ej Dow Jones Trgt Tday Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $388,353
Sia-Wz Total Return Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $276,303
Sia-Ph High Yield Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $174,039
Sia-Pg Bond Market Index Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $148,824
Sia-Gd Large-Cap Value Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $134,651
Sia-Si Mid Cap Value Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $115,672
Sia-N7 Quest Opportunity Value Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $101,333
Sia-Yx Select Indexed Eqty Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $99,507
Sia-Cw International Bond Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $96,595
Sia-N6 Rising Dividends Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $88,376
Sia-Ua Emerging Markets Equity Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $86,688
Sia-Rj Dow Jones Trgt 2045 Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $77,475
Sia-Rg Mid Cap Equity Index Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $59,701
Sia-Gw Growth America Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $59,227
Sia-Kr Europacific Growth Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $55,797
Sia-Tg Small Cap Equity Ind Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $51,759
Sia-Ol Nfj International Value Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $35,250
Sia-Kg Int'L Equity Index Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $32,521
Sia-Nt Premier Enh Index Value Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $31,154
Sia-Fm Blue Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $31,110
Sia-Rd Small Cap Growth Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $29,973
Sia-Ww Nfj Small Cap Value Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $29,425
Sia-Yt Select Mid Cap Gr II Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $21,529
Sia-Nu Premier Enh Index Growth Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $21,250
Sia-Td Premier Global Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $17,619
Sia-U Government Money Market Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $0
Sia-Yg Premier Money Market Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $0
Total $4,277,172

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
Massachusetts Mutual Life Insurance Company 149
EIN 04-1590850
Industry Code 65935
Contract Number FL 52116
Contract Year 01/01/2009 — 12/31/2009
Value in General Account at Year End $0
Value in Separate Accounts at Year End $4,277,174
Insurance Fees and Commissions $40,000
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
Axa Network LLC 4251 Crums Mill Rd Harrisburg, PA 17112 Agent or Broker other than Insurance $40,000 $0
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract GROUP ANNUITY CONTRACT
Balance at the end of the previous year $0
Additions $5,282,440
Contributions Deposited during the year $604,391
Dividends and credits $0
Interest credited during the year $43,853
Transferred from separate account $121,883
Other $4,512,313
Total of Balance and Additions $5,282,440
Deductions $4,193,502
Disbursed from fund to pay benefits or purchase annuities during the year $25,077
Administration charge made by carrier $28
Transferred to Separate Account $4,168,111
Other $286
Balance at the end of the current year $1,088,938