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FORM 5500 DATA

Troy Group, Inc. Savings and Investment Plan

Overview

Plan Information

  • Plan Year01/01/2014 — 12/31/2014
  • Date of Plan01/01/1988
  • Net Assets as of 12/31/2014 $9,057,494
  • Plan Number2
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit ArrangementInsurance Trust

Participant Information as of 12/31/2014

  • Active (Eligible) Participants125
  • Retired or separated participants receiving benefits3
  • Other retired or separated participants entitled to future benefits33
  • Subtotal161
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total161
  • Total number of participants as of 01/01/2014149
  • Number of participants with account balances158
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested9

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address940 South Coast Drive Suite 260
  • CityCosta Mesa
  • StateCA
  • Zip92626
  • Telephone(714) 241-4770
  • EIN33-0807798
  • Industry Code339900
  • Named AdministratorDennis C. Fairchild
  • Named Plan SponsorDennis C. Fairchild

Audit Information

  • Audit StatusAudited
  • AuditorKmj Corbin and Company LLP
  • Auditor EIN81-0569753
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2S Automatic Enrollment Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
2T Participant-directed Account Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
3D Master plan A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? Yes $26,165
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $1,000,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $1,637,231
Contributions $1,219,657
Cash Contributions $1,219,657
Cash from Employers $649,797
Cash from Participants $532,537
Others (including rollovers) $37,323
Noncash Contributions $0
Total Earnings on Investments $417,574
Total Interest $61,716
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $5,981
Interest from Other Investments $55,735
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $355,858
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $0
Other Income $0
Expenses $445,349
Total Benefit Payments $398,522
Directly to participants or beneficiaries, including direct rollovers $398,522
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $46,752
Certain deemed distributions of participant loans $0
Interest expense $0
Total Administrative Expenses $75
Professional Fees $0
Contract Administrator Fees $75
Investment Advisory and management fees $0
Other Administrative Fees $0
Net Income $1,191,882
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2014 12/31/2013 Change YOY
Total Assets $9,057,494 $7,865,612 15.15%
Total noninterest-bearing cash $0 $0 0.0%
Receivables $0 $0 0.0%
Employer Contributions $0 $0 0.0%
Participant Contributions $0 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $107,650 $139,641 -22.91%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $6,782,458 $5,754,905 17.86%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $0 $0 0.0%
Value of funds held in insurance co. general account $2,167,386 $1,971,066 9.96%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $9,057,494 $7,865,612 15.15%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

  • Massachusetts Mutual Life Ins. Co.

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
Massachusetts Mutual Life Ins. Co. Investment management fees paid indirectly by plan, Sub-transfer agency fees, Distribution (12b-1) fees, Other insurance wrap fees, Soft dollars commissions, Other investment fees and expenses Contract Administrator $75 $0 $75
Total $75 $0 $75

Indirect Compensation

Name Source of Indirect Compensation* Nature of Service Description of Indirect Compensation Indirect Compensation Paid by Plan
Massachusetts Mutual Life Ins. Co. Sagic 52116 Other insurance wrap fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Select Metwest Total Return Bond Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Premier Money Market Babson Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Emerging Markets Equity Mfs Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Mm S&P 500 Index Northern Trust Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Select Mid Cap Gr II Trp/Frontier Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Premier Disciplined Growth Babson Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Rising Dividends Ofi Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Bond Index II Northern Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Adv Dow Jones Trgt 2050 Wlls Frg Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Adv Dow Jones Trgt 2015 Wlls Frg Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Adv Dow Jones Trgt 2025 Wlls Frg Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Adv Dow Jones Trgt 2035 Wlls Frg Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Adv Dow Jones Trgt 2045 Wlls Frg Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Nfj Small Cap Value Allianzgi Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Small Cap Index II Northern Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Mid Cap Value American Century Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Nfj International Value Allianzgi Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Premier Global Ofi Other investment fees and expenses Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. New Horizons T. Rowe Price Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Intl Equity Index II Northern Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Mid Cap Index II Northern Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Adv Dow Jones Trgt Tday Wlls Frg Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Adv Dow Jones Trgt 2020 Wlls Frg Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Adv Dow Jones Trgt 2030 Wlls Frg Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Adv Dow Jones Trgt 2040 Wlls Frg Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. International Bond Ofi Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Europacific Growth American Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. Comstock Invesco Sub-transfer agency fees Basis Points * Plan Assets $0
Massachusetts Mutual Life Ins. Co. High Yield Pimco Sub-transfer agency fees Basis Points * Plan Assets $0
*As outlined by the Form 5500 Instructions for service providers with indirect compensation.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Sia-A6 Adv Dow Jones Trgt 2025 Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $1,669,328
Sia-Hd Comstock Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $521,898
Sia-A7 Adv Dow Jones Trgt 2035 Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $465,719
Sia-Tg Small Cap Index II Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $442,675
Sia-N6 Rising Dividends Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $405,039
Sia-A4 Adv Dow Jones Trgt Tday Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $336,665
Sia-Pg Bond Index II Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $319,534
Sia-Yx Mm S&P 500 Index Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $311,756
Sia-Wz Select Metwest Total Return Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $311,179
Sia-Nu Premier Disciplined Growth Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $307,010
Sia-Rg Mid Cap Index II Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $245,866
Sia-A5 Adv Dow Jones Trgt 2015 Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $211,522
Sia-Ph High Yield Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $159,665
Sia-Kr Europacific Growth Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $145,600
Sia-Cdj Mid Cap Value Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $139,859
Sia-A9 Adv Dow Jones Trgt 2045 Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $106,159
Sia-Wg New Horizons Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $103,949
Sia-Ua Emerging Markets Equity Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $98,189
Sia-Kg Intl Equity Index II Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $85,979
Sia-Ol Nfj International Value Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $76,450
Sia-Ww Nfj Small Cap Value Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $76,313
Sia-Cw International Bond Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $62,747
Sia-Td Premier Global Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $59,590
Sia-Yt Select Mid Cap Gr II Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $58,045
Sia-Mw Adv Dow Jones Trgt 2040 Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $28,218
Sia-Mi Adv Dow Jones Trgt 2030 Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $16,154
Sia-Mg Adv Dow Jones Trgt 2020 Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $15,239
Sia-V6 Adv Dow Jones Trgt 2055 Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $2,111
Sia-Yg Premier Money Market Massachusetts Mutual Life Insurance DFE: Pooled Separate Account $0
Total $6,782,458

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
Massachusetts Mutual Life Insurance Company 161
EIN 04-1590850
Industry Code 65935
Contract Number FL 52116
Contract Year 01/01/2014 — 12/31/2014
Value in General Account at Year End $0
Value in Separate Accounts at Year End $6,782,458
Insurance Fees and Commissions $21,477
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
Axa Network LLC 4251 Crums Mill Rd Harrisburg, PA 17112 Agent or Broker other than Insurance $21,477 $0
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract GROUP ANNUITY CONTRACT
Balance at the end of the previous year $1,971,066
Additions $1,383,011
Contributions Deposited during the year $1,182,334
Dividends and credits $0
Interest credited during the year $55,736
Transferred from separate account $0
Other $144,941
Total of Balance and Additions $3,354,077
Deductions $1,186,691
Disbursed from fund to pay benefits or purchase annuities during the year $32,318
Administration charge made by carrier $0
Transferred to Separate Account $1,152,140
Other $2,233
Balance at the end of the current year $2,167,386