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FORM 5500 DATA

NiSource Inc. Retirement Savings Plan

Overview

Plan Information

  • Plan Year01/01/2014 — 12/31/2014
  • Date of Plan09/01/1958
  • Net Assets as of 12/31/2014 $1,527,883,289
  • Plan Number5
  • Plan Type Single Employer
  • Is the plan collectively bargained?Yes
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding Arrangement Trust
  • Plan Benefit Arrangement Trust

Participant Information as of 12/31/2014

  • Active (Eligible) Participants9,220
  • Retired or separated participants receiving benefits149
  • Other retired or separated participants entitled to future benefits1,811
  • Subtotal11,180
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits123
  • Total11,303
  • Total number of participants as of 01/01/201410,875
  • Number of participants with account balances10,813
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested0

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address801 E 86th Ave
  • CityMerrillville
  • StateIN
  • Zip46410-6271
  • Telephone(219) 647-5626
  • EIN35-2108964
  • Industry Code221210
  • Named AdministratorRick Bond
  • Named Plan SponsorDonald Brown

Plan Administrator Information

  • Administrator NameNisource Benefits Committee
  • Address801 E 86th Ave
  • CityMerrillville
  • StateIN
  • Zip46410-6271
  • Telephone(219) 647-5626
  • Administrator EIN35-2108964

Audit Information

  • Audit StatusAudited
  • AuditorDeloitte & Touche
  • Auditor EIN13-3891517
  • Audit OpinionUnqualified
  • Audit Type Full Audit

Benefits Provided Under the Plan

Code Benefit Description
2A Age/Service Weighted or New Comparability or Similar Plan Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New Comparability or Similar Plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the threshold or additional rate allowed under the permitted disparity rules of section 401(l)
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2H Partial participant-directed account plan Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2O ESOP other than a leveraged ESOP An Employee Stock Ownership Plan (ESOP) is a type of employee benefit plan designed to invest primarily in employer stock.
2S Automatic Enrollment Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
2T Participant-directed Account Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
3H Controlled Group Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? Yes $862
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $50,000,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $283,887,064
Contributions $100,616,412
Cash Contributions $100,616,412
Cash from Employers $37,231,211
Cash from Participants $57,850,052
Others (including rollovers) $5,535,149
Noncash Contributions $0
Total Earnings on Investments $183,270,652
Total Interest $975,470
Interest-Bearing Cash $51,874
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $923,596
Interest from Other Investments $0
Total Dividends $41,918,622
Preferred Stock $0
Common Stock $10,946,600
Rents $0
Net gain (loss) on sale of assets $5,276,000
Aggregate Proceeds $36,883,583
Aggregate Carrying Amount $31,607,583
Total Unrealized Appreciation (depreciation) of assets $96,573,355
Real Estate $0
Other $96,573,355
Net investment gain (loss) from common/collective trusts $11,469,879
Net investment gain (loss) from pooled separate accounts $0
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $27,057,326
Other Income $0
Expenses $106,914,880
Total Benefit Payments $106,783,599
Directly to participants or beneficiaries, including direct rollovers $106,712,496
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $71,103
Corrective Distributions $17,106
Certain deemed distributions of participant loans $17,549
Interest expense $0
Total Administrative Expenses $96,626
Professional Fees $96,626
Contract Administrator Fees $0
Investment Advisory and management fees $0
Other Administrative Fees $0
Net Income $176,972,184
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2014 12/31/2013 Change YOY
Total Assets $1,527,883,289 $1,350,911,105 13.10%
Total noninterest-bearing cash $0 $0 0.0%
Receivables $0 $0 0.0%
Employer Contributions $0 $0 0.0%
Participant Contributions $0 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $105,424,389 $110,718,419 -4.78%
Interest-bearing cash $105,424,389 $110,718,419 -4.78%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $28,573,151 $26,095,918 9.49%
Value of interest in common/collective trusts $445,042,756 $23,392,306 1802.52%
Value of interest in pooled separate accounts $0 $0 0.0%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $484,632,087 $842,341,799 -42.47%
Value of funds held in insurance co. general account $0 $0 0.0%
Other Investments $0 $0 0.0%
Employer-related Investments $464,210,906 $348,362,663 33.26%
Employer Securities $464,210,906 $348,362,663 33.26%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $1,527,883,289 $1,350,911,105 13.10%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

  • Fidelity Invest Inst Ops Co

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
Fid Invest Inst Ops Co Recordkeeping fees, Participant loan processing, Account maintenance fees Recordkeeper $93,396 $0 $93,396
Total $93,396 $0 $93,396

Indirect Compensation

Name Source of Indirect Compensation* Nature of Service Description of Indirect Compensation Indirect Compensation Paid by Plan
Fid Inv Inst Ops Co, Inc Columbia Acorn USA Z-Clumbia Mgt Sub-transfer agency fees 0.40% $0
Fid Inv Inst Ops Co, Inc Invs Sm Cap Val Y- Inv Invest Ser Sub-transfer agency fees 0.25% $0
Fid Inv Inst Ops Co, Inc Northern Sm Cap Val-Northern Trust Sub-transfer agency fees 0.40% $0
Fid Inv Inst Ops Co, Inc Oakmark Intl I-Bos Fin Data Ser Inc Sub-transfer agency fees 0.35 $0
Fid Inv Inst Ops Co, Inc Pim Low Dur Inst-Bos Fin Data Ser Sub-transfer agency fees 0.03 $0
Fid Inv Inst Ops Co, Inc Pim Lt Us Govt Inst-Bos Fin Data SE Sub-transfer agency fees 0.03 $0
Fid Inv Inst Ops Co, Inc Pim Total Rt Inst-Bos Fin Data Ser Sub-transfer agency fees 0.03 $0
Fid Inv Inst Ops Co, Inc Oakmark Intl I Sub-transfer agency fees .035 $0
*As outlined by the Form 5500 Instructions for service providers with indirect compensation.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Fid Growth Co Pool Fidelity Management Trust Company DFE: Common/Collective Trust $134,074,420
Fid Contrafund Fidelity Management Trust Company DFE: Common/Collective Trust $83,397,895
Pyramis Core Lifecycle 2020 Comm Po Pyramis Global Advisors Trust Co DFE: Common/Collective Trust $72,705,406
Pyramis Core Lifecycle 2030 Comm Po Pyramis Global Advisors Trust Co DFE: Common/Collective Trust $42,719,197
Pyramis Core Lifecycle 2040 Comm Po Pyramis Global Advisors Trust Co DFE: Common/Collective Trust $26,632,792
Managed Income Portfolio Fidelity Management Trust Company DFE: Common/Collective Trust $26,160,449
Pyramis Core Lifecycle 2010 Comm Po Pyramis Global Advisors Trust Co DFE: Common/Collective Trust $15,255,710
Pyramis Core Lifecycle 2050 Comm Po Pyramis Global Advisors Trust Co DFE: Common/Collective Trust $13,761,062
Pyramis Core Lifecycle 2015 Comm Po Pyramis Global Advisors Trust Co DFE: Common/Collective Trust $8,162,350
Pyramis Core Lifecycle 2025 Comm Po Pyramis Global Advisors Trust Co DFE: Common/Collective Trust $7,044,434
Pyramis Core Lifecycle Income Comm Pyramis Global Advisors Trust Co DFE: Common/Collective Trust $4,894,605
Pyramis Core Lifecycle 2045 Comm Po Pyramis Global Advisors Trust Co DFE: Common/Collective Trust $4,057,534
Pyramis Core Lifecycle 2035 Comm Po Pyramis Global Advisors Trust Co DFE: Common/Collective Trust $3,691,780
Pyramis Core Lifecycle 2055 Comm Po Pyramis Global Advisors Trust Co DFE: Common/Collective Trust $1,906,313
Pyramis Core Lifecycle 2005 Comm Po Pyramis Global Advisors Trust Co DFE: Common/Collective Trust $578,810
Total $445,042,757

Insurance Information

Insurance Information

There are no insurance carriers listed for this plan.