Back to top
FORM 5500 DATA

R & R Insurance Services, Inc. 401k Profit Sharing Plan

Overview

Plan Information

  • Plan Year01/01/2012 — 12/31/2012
  • Date of Plan01/01/1980
  • Net Assets as of 12/31/2012 $25,947,604
  • Plan Number1
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit ArrangementInsurance Trust

Participant Information as of 12/31/2012

  • Active (Eligible) Participants146
  • Retired or separated participants receiving benefits0
  • Other retired or separated participants entitled to future benefits25
  • Subtotal171
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total171
  • Total number of participants as of 01/01/2012182
  • Number of participants with account balances171
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address1581 East Racine Ave.
  • CityWaukesha
  • StateWI
  • Zip53186-6826
  • Telephone(262) 574-7000
  • EIN39-1230987
  • Industry Code524210
  • Named AdministratorKen Kumrow

Plan Administrator Information

  • Administrator NameR & R Insurance Services, Inc.
  • Address1581 East Racine Ave.
  • CityWaukesha
  • StateWI
  • Zip53186-6826
  • Telephone(262) 574-7000
  • Administrator EIN39-1230987

Audit Information

  • Audit StatusAudited
  • AuditorKolb&Co Sc
  • Auditor EIN39-1214345
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2T Participant-directed Account Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
3D Master plan A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $1,000,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $4,533,380
Contributions $1,666,245
Cash Contributions $1,666,245
Cash from Employers $663,768
Cash from Participants $950,559
Others (including rollovers) $51,918
Noncash Contributions $0
Total Earnings on Investments $2,853,341
Total Interest $11,761
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $11,761
Interest from Other Investments $0
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $2,841,580
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $0
Other Income $13,794
Expenses $1,260,528
Total Benefit Payments $1,240,500
Directly to participants or beneficiaries, including direct rollovers $1,240,500
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $18,973
Interest expense $0
Total Administrative Expenses $1,055
Professional Fees $75
Contract Administrator Fees $975
Investment Advisory and management fees $5
Other Administrative Fees $0
Net Income $3,272,852
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2012 12/31/2011 Change YOY
Total Assets $25,947,604 $22,674,752 14.43%
Total noninterest-bearing cash $28,743 $47,477 -39.46%
Receivables $500,000 $500,000 0.00%
Employer Contributions $500,000 $500,000 0.00%
Participant Contributions $0 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $317,111 $288,708 9.84%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $25,101,750 $21,838,567 14.94%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $0 $0 0.0%
Value of funds held in insurance co. general account $0 $0 0.0%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $25,947,604 $22,674,752 14.43%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

There is no information on eligible indirect compensation for this plan.

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
John Hancock Life Insurance Company Recordkeeping and information management (computing, tabulating, data processing, etc.), Investment management, Shareholder servicing fees, Sub-transfer agency fees, Float revenue, Distribution (12b-1) fees Recordkeeper $976 $0 $976
Total $976 $0 $976

Indirect Compensation

There are no service providers with indirect compensation listed for this plan.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Lifestyle Growth John Hancock USA DFE: Pooled Separate Account $3,742,371
Lifestyle Moderate John Hancock USA DFE: Pooled Separate Account $3,456,335
Lifestyle Balanced John Hancock USA DFE: Pooled Separate Account $2,460,872
Lifestyle Conservative John Hancock USA DFE: Pooled Separate Account $1,335,232
Pimco Total Return John Hancock USA DFE: Pooled Separate Account $1,140,880
Retirement Choices At 2025 John Hancock USA DFE: Pooled Separate Account $981,019
Retirement Living Through 2025 John Hancock USA DFE: Pooled Separate Account $818,382
Money Market Fund John Hancock USA DFE: Pooled Separate Account $780,334
Retirement Choices At 2020 John Hancock USA DFE: Pooled Separate Account $536,830
Lifestyle Aggressive John Hancock USA DFE: Pooled Separate Account $496,621
Templeton Global Bond Fund John Hancock USA DFE: Pooled Separate Account $445,782
Retirement Living Through 2015 John Hancock USA DFE: Pooled Separate Account $316,245
T. Rowe Price Health Sci John Hancock USA DFE: Pooled Separate Account $310,099
T. Rowe Price Equity Inc John Hancock USA DFE: Pooled Separate Account $302,284
Retirement Living Through 2035 John Hancock USA DFE: Pooled Separate Account $288,574
Pimco All Asset John Hancock USA DFE: Pooled Separate Account $280,776
Oppenheimer Developing Mkt John Hancock USA DFE: Pooled Separate Account $264,752
Thornburg International Value John Hancock USA DFE: Pooled Separate Account $257,866
Retirement Living Through 2020 John Hancock USA DFE: Pooled Separate Account $246,374
Federated High Yield Bond John Hancock USA DFE: Pooled Separate Account $245,211
Dfa Emerging Markets Value John Hancock USA DFE: Pooled Separate Account $230,241
Jpm Midcap Value Fund John Hancock USA DFE: Pooled Separate Account $213,404
Strategic Income Opp Fund John Hancock USA DFE: Pooled Separate Account $195,531
Franklin Small-Mid Growth John Hancock USA DFE: Pooled Separate Account $195,004
Retirement Choices At 2010 John Hancock USA DFE: Pooled Separate Account $190,155
Fidelity Contrafund John Hancock USA DFE: Pooled Separate Account $188,496
Retirement Living Through 2030 John Hancock USA DFE: Pooled Separate Account $180,176
Retirement Choices At 2045 John Hancock USA DFE: Pooled Separate Account $176,995
Dfa U.S. Small Cap Fund John Hancock USA DFE: Pooled Separate Account $171,371
Pimco Real Return John Hancock USA DFE: Pooled Separate Account $168,398
Europacific Growth Fund John Hancock USA DFE: Pooled Separate Account $161,572
Lord Abbett Value Opps Fund John Hancock USA DFE: Pooled Separate Account $154,057
Blackrock Global Allocation John Hancock USA DFE: Pooled Separate Account $153,403
Mfs Utilities John Hancock USA DFE: Pooled Separate Account $149,525
Small Cap Value Fund John Hancock USA DFE: Pooled Separate Account $142,027
Oppenheimer Intl Growth Fund John Hancock USA DFE: Pooled Separate Account $141,628
Total Bond Market Fund John Hancock USA DFE: Pooled Separate Account $139,426
Retirement Choices At 2015 John Hancock USA DFE: Pooled Separate Account $139,237
Energy John Hancock USA DFE: Pooled Separate Account $134,684
Retirement Choices At 2035 John Hancock USA DFE: Pooled Separate Account $127,968
Ivy Asset Strategy Fund John Hancock USA DFE: Pooled Separate Account $126,182
T. Rowe Price Cap Appreciation John Hancock USA DFE: Pooled Separate Account $118,748
Royce Opportunity John Hancock USA DFE: Pooled Separate Account $114,003
T. Rowe Price Sml Cap Val John Hancock USA DFE: Pooled Separate Account $110,477
Aston/Fairpointe Mid Cap Fund John Hancock USA DFE: Pooled Separate Account $107,415
Mid Value Fund John Hancock USA DFE: Pooled Separate Account $97,593
Natural Resources Fund John Hancock USA DFE: Pooled Separate Account $95,915
The Growth Fund of America John Hancock USA DFE: Pooled Separate Account $91,123
Blackrock Basic Value John Hancock USA DFE: Pooled Separate Account $87,258
Fidelity Advisor Gold Fund John Hancock USA DFE: Pooled Separate Account $82,166
Blue Chip Growth Fund John Hancock USA DFE: Pooled Separate Account $81,335
Dfa Inflation-Protected Sec John Hancock USA DFE: Pooled Separate Account $81,199
Eaton Vance Large-Cap Value John Hancock USA DFE: Pooled Separate Account $80,635
Retirement Living Through 2040 John Hancock USA DFE: Pooled Separate Account $78,179
Mass Investors Fund John Hancock USA DFE: Pooled Separate Account $74,864
Fidelity Adv New Insights John Hancock USA DFE: Pooled Separate Account $73,209
Pimco Global Bond John Hancock USA DFE: Pooled Separate Account $72,541
Fidelity Adv Leveraged Co Stk John Hancock USA DFE: Pooled Separate Account $72,084
Global Bond Fund John Hancock USA DFE: Pooled Separate Account $71,982
Oppenheimer Intl Bond John Hancock USA DFE: Pooled Separate Account $69,557
American Century Heritage John Hancock USA DFE: Pooled Separate Account $68,101
Columbia Mid Cap Value John Hancock USA DFE: Pooled Separate Account $67,695
T. Rowe Price Spectrum Inc John Hancock USA DFE: Pooled Separate Account $64,937
Columbia Equity Value John Hancock USA DFE: Pooled Separate Account $60,773
Retirement Choices At 2050 John Hancock USA DFE: Pooled Separate Account $56,526
Oppenheimer Global John Hancock USA DFE: Pooled Separate Account $52,469
U.S. Equity Fund John Hancock USA DFE: Pooled Separate Account $51,238
Retirement Choices At 2040 John Hancock USA DFE: Pooled Separate Account $50,292
Ft Founding Allocation John Hancock USA DFE: Pooled Separate Account $47,714
Pru Jennison Mid Growth Fund John Hancock USA DFE: Pooled Separate Account $46,989
T. Rowe Price Sci & Tech John Hancock USA DFE: Pooled Separate Account $44,673
New World Fund John Hancock USA DFE: Pooled Separate Account $40,841
American Balanced Fund John Hancock USA DFE: Pooled Separate Account $40,119
New Perspective Fund John Hancock USA DFE: Pooled Separate Account $39,776
Small Cap Growth Index John Hancock USA DFE: Pooled Separate Account $38,072
Real Est. Securities Fund John Hancock USA DFE: Pooled Separate Account $34,165
Retirement Living Through 2050 John Hancock USA DFE: Pooled Separate Account $29,407
Value Fund John Hancock USA DFE: Pooled Separate Account $28,687
International Value Fund John Hancock USA DFE: Pooled Separate Account $28,529
Managers Amg Fq Global Alt John Hancock USA DFE: Pooled Separate Account $27,243
Small Cap Opportunities Fund John Hancock USA DFE: Pooled Separate Account $25,627
Mutual Global Discovery John Hancock USA DFE: Pooled Separate Account $25,260
John Hancock Disciplined Value John Hancock USA DFE: Pooled Separate Account $23,530
Small Cap Growth Fund John Hancock USA DFE: Pooled Separate Account $22,656
Inv Small Cap Growth John Hancock USA DFE: Pooled Separate Account $22,099
Active Bond Fund John Hancock USA DFE: Pooled Separate Account $21,762
Legg Mason Clearbr Agg Growth John Hancock USA DFE: Pooled Separate Account $21,609
Smallcap World Fund John Hancock USA DFE: Pooled Separate Account $21,235
Mid Cap Index Fund John Hancock USA DFE: Pooled Separate Account $20,413
American High-Income Fund John Hancock USA DFE: Pooled Separate Account $18,105
Retirement Choices At 2030 John Hancock USA DFE: Pooled Separate Account $16,003
Davis New York Venture John Hancock USA DFE: Pooled Separate Account $15,494
Dfa Us Targeted Value Fund John Hancock USA DFE: Pooled Separate Account $15,238
Utilities Fund John Hancock USA DFE: Pooled Separate Account $13,246
Science & Technology Fund John Hancock USA DFE: Pooled Separate Account $12,727
Real Return Bond Fund John Hancock USA DFE: Pooled Separate Account $12,412
Explorer John Hancock USA DFE: Pooled Separate Account $10,220
Fundamental Investors John Hancock USA DFE: Pooled Separate Account $8,135
International Core Fund John Hancock USA DFE: Pooled Separate Account $7,347
Capital Appreciation Fund John Hancock USA DFE: Pooled Separate Account $2,376
Keeley Small Cap Value John Hancock USA DFE: Pooled Separate Account $477
Intl Small Cap Fund John Hancock USA DFE: Pooled Separate Account $474
Equity Income Fund John Hancock USA DFE: Pooled Separate Account $459
Total $25,101,752

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
John Hancock Life Insurance Company 172
EIN 01-0233346
Industry Code 65838
Contract Number 101897
Contract Year 01/01/2012 — 12/31/2012
Value in General Account at Year End $0
Value in Separate Accounts at Year End $25,101,750
Insurance Fees and Commissions $79,271
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
1st Global Capital Corp 8150 North Global Expressway Dallas, TX 75206 Investment Manager/Adviser $47,405 $0
Ppg Retirement Plan Services 5525 Green Bay Road Kenosha, WI 53144 Third Party Administrator $0 $23,489 TPA COMPENSATION
R&R Insurance Services 1581 E Racine Ave Waukesha, WI 53186 Other $0 $8,371 AUDIT FEES
T. Rowe Price Associates Inc 100 E Pratt St Baltimore, MD 21202 Investment Company/Mutual Fund $0 $5 REDEMPTION FEES
Fidelity Management & Research Comp 82 Devonshire St Boston, MA 02109 Investment Company/Mutual Fund $0 $1 REDEMPTION FEES
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Unspecified
Balance at the end of the previous year $0
Additions $0
Contributions Deposited during the year $0
Dividends and credits $0
Interest credited during the year $0
Transferred from separate account $0
Other $0
Total of Balance and Additions $0
Deductions $0
Disbursed from fund to pay benefits or purchase annuities during the year $0
Administration charge made by carrier $0
Transferred to Separate Account $0
Other $0
Balance at the end of the current year $0