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FORM 5500 DATA

R & R Insurance Services, Inc. 401k Profit Sharing Plan

Overview

Plan Information

  • Plan Year01/01/2013 — 12/31/2013
  • Date of Plan01/01/1980
  • Net Assets as of 12/31/2013 $30,729,212
  • Plan Number1
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit ArrangementInsurance Trust

Participant Information as of 12/31/2013

  • Active (Eligible) Participants151
  • Retired or separated participants receiving benefits0
  • Other retired or separated participants entitled to future benefits18
  • Subtotal169
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total169
  • Total number of participants as of 01/01/2013171
  • Number of participants with account balances169
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested5

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address1581 East Racine Ave.
  • CityWaukesha
  • StateWI
  • Zip53186-6826
  • Telephone(262) 574-7000
  • EIN39-1230987
  • Industry Code524210
  • Named AdministratorMichael Franz

Audit Information

  • Audit StatusAudited
  • AuditorSikich, LLP
  • Auditor EIN36-3168081
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2T Participant-directed Account Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
3D Master plan A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $1,000,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $5,693,422
Contributions $1,777,855
Cash Contributions $1,777,855
Cash from Employers $671,414
Cash from Participants $1,020,929
Others (including rollovers) $85,512
Noncash Contributions $0
Total Earnings on Investments $3,898,073
Total Interest $12,239
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $12,239
Interest from Other Investments $0
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $3,885,834
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $0
Other Income $17,494
Expenses $911,814
Total Benefit Payments $907,889
Directly to participants or beneficiaries, including direct rollovers $907,889
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $2,584
Interest expense $0
Total Administrative Expenses $1,341
Professional Fees $360
Contract Administrator Fees $960
Investment Advisory and management fees $21
Other Administrative Fees $0
Net Income $4,781,608
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2013 12/31/2012 Change YOY
Total Assets $30,729,212 $25,947,604 18.43%
Total noninterest-bearing cash $4,742 $28,743 -83.50%
Receivables $500,000 $500,000 0.00%
Employer Contributions $500,000 $500,000 0.00%
Participant Contributions $0 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $284,547 $317,111 -10.27%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $29,939,923 $25,101,750 19.27%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $0 $0 0.0%
Value of funds held in insurance co. general account $0 $0 0.0%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $30,729,212 $25,947,604 18.43%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

There is no information on eligible indirect compensation for this plan.

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
John Hancock Life Insurance Company Recordkeeping and information management (computing, tabulating, data processing, etc.), Investment management, Shareholder servicing fees, Sub-transfer agency fees, Float revenue, Distribution (12b-1) fees Recordkeeper $0 $0 $0
Total $0 $0 $0

Indirect Compensation

There are no service providers with indirect compensation listed for this plan.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

Name Position Explanation
Kolb&Co Sc Auditor Kolb+Co. Sc Merged With Sikich LLP Effective August 1, 2013 Requiring A Change In Auditor Ein On Schedule H of Form 5500 for 2013.

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Lifestyle Growth John Hancock USA DFE: Pooled Separate Account $5,136,299
Lifestyle Moderate John Hancock USA DFE: Pooled Separate Account $3,519,508
Lifestyle Balanced John Hancock USA DFE: Pooled Separate Account $3,020,660
Lifestyle Conservative John Hancock USA DFE: Pooled Separate Account $1,452,179
Pimco Total Return John Hancock USA DFE: Pooled Separate Account $1,203,265
Retirement Choices At 2025 John Hancock USA DFE: Pooled Separate Account $1,175,901
Retirement Living Through 2025 John Hancock USA DFE: Pooled Separate Account $1,055,251
Money Market Fund John Hancock USA DFE: Pooled Separate Account $730,863
Lifestyle Aggressive John Hancock USA DFE: Pooled Separate Account $705,354
Templeton Global Bond Fund John Hancock USA DFE: Pooled Separate Account $495,119
Retirement Choices At 2020 John Hancock USA DFE: Pooled Separate Account $494,271
T. Rowe Price Health Sci John Hancock USA DFE: Pooled Separate Account $434,359
Retirement Living Through 2020 John Hancock USA DFE: Pooled Separate Account $433,242
Retirement Living Through 2030 John Hancock USA DFE: Pooled Separate Account $394,276
Retirement Living Through 2035 John Hancock USA DFE: Pooled Separate Account $372,165
T. Rowe Price Equity Inc John Hancock USA DFE: Pooled Separate Account $367,240
Strategic Income Opp Fund John Hancock USA DFE: Pooled Separate Account $364,297
Retirement Living Through 2015 John Hancock USA DFE: Pooled Separate Account $350,477
Oppenheimer Developing Mkt John Hancock USA DFE: Pooled Separate Account $348,369
Franklin Small-Mid Growth John Hancock USA DFE: Pooled Separate Account $290,128
Jpm Midcap Value Fund John Hancock USA DFE: Pooled Separate Account $279,986
Pimco All Asset John Hancock USA DFE: Pooled Separate Account $278,209
Dfa U.S. Small Cap Fund John Hancock USA DFE: Pooled Separate Account $260,535
Blackrock Global Allocation John Hancock USA DFE: Pooled Separate Account $227,183
Blue Chip Growth Fund John Hancock USA DFE: Pooled Separate Account $217,101
Oppenheimer Intl Growth Fund John Hancock USA DFE: Pooled Separate Account $216,034
Utilities Fund John Hancock USA DFE: Pooled Separate Account $211,247
Europacific Growth Fund John Hancock USA DFE: Pooled Separate Account $199,376
Federated High Yield Bond John Hancock USA DFE: Pooled Separate Account $179,360
John Hancock Disciplined Value John Hancock USA DFE: Pooled Separate Account $179,331
Lord Abbett Value Opps Fund John Hancock USA DFE: Pooled Separate Account $176,584
Royce Opportunity John Hancock USA DFE: Pooled Separate Account $173,145
Retirement Choices At 2015 John Hancock USA DFE: Pooled Separate Account $167,146
Legg Mason Clearbr Agg Growth John Hancock USA DFE: Pooled Separate Account $163,710
Pimco Real Return John Hancock USA DFE: Pooled Separate Account $160,422
T. Rowe Price Cap Appreciation John Hancock USA DFE: Pooled Separate Account $155,463
Small Cap Value Fund John Hancock USA DFE: Pooled Separate Account $152,317
Fidelity Contrafund John Hancock USA DFE: Pooled Separate Account $149,529
Dfa Emerging Markets Value John Hancock USA DFE: Pooled Separate Account $144,457
Energy John Hancock USA DFE: Pooled Separate Account $142,792
Ivy Asset Strategy Fund John Hancock USA DFE: Pooled Separate Account $141,396
T. Rowe Price Sml Cap Val John Hancock USA DFE: Pooled Separate Account $136,727
Total Bond Market Fund John Hancock USA DFE: Pooled Separate Account $135,681
Templeton World John Hancock USA DFE: Pooled Separate Account $135,390
Aston/Fairpointe Mid Cap Fund John Hancock USA DFE: Pooled Separate Account $134,229
Thornburg International Value John Hancock USA DFE: Pooled Separate Account $124,607
Retirement Choices At 2010 John Hancock USA DFE: Pooled Separate Account $124,218
Retirement Choices At 2035 John Hancock USA DFE: Pooled Separate Account $120,004
Mid Value Fund John Hancock USA DFE: Pooled Separate Account $118,504
Fidelity Adv New Insights John Hancock USA DFE: Pooled Separate Account $107,804
Retirement Living Through 2040 John Hancock USA DFE: Pooled Separate Account $106,521
Natural Resources Fund John Hancock USA DFE: Pooled Separate Account $106,214
Eaton Vance Large-Cap Value John Hancock USA DFE: Pooled Separate Account $104,555
Retirement Choices At 2045 John Hancock USA DFE: Pooled Separate Account $102,973
Mass Investors Fund John Hancock USA DFE: Pooled Separate Account $97,569
American Century Heritage John Hancock USA DFE: Pooled Separate Account $96,702
Oppenheimer Global John Hancock USA DFE: Pooled Separate Account $92,822
Dfa International Value John Hancock USA DFE: Pooled Separate Account $89,387
U.S. Equity Fund John Hancock USA DFE: Pooled Separate Account $89,270
Columbia Equity Value John Hancock USA DFE: Pooled Separate Account $87,210
Fidelity Advisor Gold Fund John Hancock USA DFE: Pooled Separate Account $84,985
T. Rowe Price Sci & Tech John Hancock USA DFE: Pooled Separate Account $84,364
New World Fund John Hancock USA DFE: Pooled Separate Account $80,040
Dfa Inflation-Protected Sec John Hancock USA DFE: Pooled Separate Account $74,985
Pimco Global Bond John Hancock USA DFE: Pooled Separate Account $72,784
Global Bond Fund John Hancock USA DFE: Pooled Separate Account $70,083
Oppenheimer Intl Bond John Hancock USA DFE: Pooled Separate Account $68,525
Value Fund John Hancock USA DFE: Pooled Separate Account $61,922
Pru Jennison Mid Growth Fund John Hancock USA DFE: Pooled Separate Account $61,703
Ft Founding Allocation John Hancock USA DFE: Pooled Separate Account $60,530
Retirement Choices At 2050 John Hancock USA DFE: Pooled Separate Account $60,526
Retirement Choices At 2040 John Hancock USA DFE: Pooled Separate Account $59,849
The Growth Fund of America John Hancock USA DFE: Pooled Separate Account $58,574
Small Cap Growth Index John Hancock USA DFE: Pooled Separate Account $56,926
New Perspective Fund John Hancock USA DFE: Pooled Separate Account $53,502
Fidelity Adv Leveraged Co Stk John Hancock USA DFE: Pooled Separate Account $51,225
American Balanced Fund John Hancock USA DFE: Pooled Separate Account $51,143
Columbia Mid Cap Value John Hancock USA DFE: Pooled Separate Account $48,310
Retirement Living Through 2050 John Hancock USA DFE: Pooled Separate Account $45,743
Real Est. Securities Fund John Hancock USA DFE: Pooled Separate Account $42,865
Davis New York Venture John Hancock USA DFE: Pooled Separate Account $25,408
Blackrock Basic Value John Hancock USA DFE: Pooled Separate Account $24,530
Active Bond Fund John Hancock USA DFE: Pooled Separate Account $24,187
High Yield Fund John Hancock USA DFE: Pooled Separate Account $23,625
Mutual Global Discovery John Hancock USA DFE: Pooled Separate Account $22,038
Mid Cap Stock Fund John Hancock USA DFE: Pooled Separate Account $21,071
Science & Technology Fund John Hancock USA DFE: Pooled Separate Account $19,991
Fundamental Investors John Hancock USA DFE: Pooled Separate Account $17,497
Explorer John Hancock USA DFE: Pooled Separate Account $16,626
Retirement Choices At 2030 John Hancock USA DFE: Pooled Separate Account $15,031
Mid Cap Index Fund John Hancock USA DFE: Pooled Separate Account $11,750
T. Rowe Price Spectrum Inc John Hancock USA DFE: Pooled Separate Account $9,258
International Core Fund John Hancock USA DFE: Pooled Separate Account $8,901
Small Cap Growth Fund John Hancock USA DFE: Pooled Separate Account $8,353
International Value Fund John Hancock USA DFE: Pooled Separate Account $3,751
Capital Appreciation Fund John Hancock USA DFE: Pooled Separate Account $3,587
Inv Small Cap Growth John Hancock USA DFE: Pooled Separate Account $1,755
Keeley Small Cap Value John Hancock USA DFE: Pooled Separate Account $1,697
Intl Small Cap Fund John Hancock USA DFE: Pooled Separate Account $1,676
John Hancock Intl Growth John Hancock USA DFE: Pooled Separate Account $1,141
500 Index Fund John Hancock USA DFE: Pooled Separate Account $534
Total $29,939,924

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
John Hancock Life Insurance Company 169
EIN 01-0233346
Industry Code 65838
Contract Number 101897
Contract Year 01/01/2013 — 12/31/2013
Value in General Account at Year End $0
Value in Separate Accounts at Year End $29,939,923
Insurance Fees and Commissions $79,307
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
1st Global Capital Corp 8150 North Global Expressway Dallas, TX 75206 Investment Manager/Adviser $55,180 $0
Ppg Retirement Plan Services 5525 Green Bay Road Kenosha, WI 53144 Third Party Administrator $0 $15,727 TPA COMPENSATION
R&R Insurance Services 1581 E Racine Ave Waukesha, WI 53186 Other $0 $8,379 AUDIT FEES
Federated Investment Company Po Box 8600 Boston, MA 02266 Investment Company/Mutual Fund $0 $13 REDEMPTION FEES
Fidelity Management & Research Comp 82 Devonshire St Boston, MA 02109 Investment Company/Mutual Fund $0 $8 REDEMPTION FEES
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Unspecified
Balance at the end of the previous year $0
Additions $0
Contributions Deposited during the year $0
Dividends and credits $0
Interest credited during the year $0
Transferred from separate account $0
Other $0
Total of Balance and Additions $0
Deductions $0
Disbursed from fund to pay benefits or purchase annuities during the year $0
Administration charge made by carrier $0
Transferred to Separate Account $0
Other $0
Balance at the end of the current year $0