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FORM 5500 DATA

R & R Insurance Services, Inc. 401k Profit Sharing Plan

Overview

Plan Information

  • Plan Year01/01/2014 — 12/31/2014
  • Date of Plan01/01/1980
  • Net Assets as of 12/31/2014 $34,981,492
  • Plan Number1
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit ArrangementInsurance Trust

Participant Information as of 12/31/2014

  • Active (Eligible) Participants169
  • Retired or separated participants receiving benefits0
  • Other retired or separated participants entitled to future benefits24
  • Subtotal193
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total193
  • Total number of participants as of 01/01/2014169
  • Number of participants with account balances193
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested5

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address1581 East Racine Ave.
  • CityWaukesha
  • StateWI
  • Zip53186-6826
  • Telephone(262) 574-7000
  • EIN39-1230987
  • Industry Code524210
  • Named AdministratorMichael Franz

Audit Information

  • Audit StatusAudited
  • AuditorSikich, LLP
  • Auditor EIN36-3168081
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2T Participant-directed Account Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
3D Master plan A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $1,000,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $3,573,503
Contributions $2,138,348
Cash Contributions $2,138,348
Cash from Employers $763,484
Cash from Participants $1,073,443
Others (including rollovers) $301,421
Noncash Contributions $0
Total Earnings on Investments $1,395,584
Total Interest $13,766
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $13,766
Interest from Other Investments $0
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $1,381,818
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $0
Other Income $39,571
Expenses $2,024,858
Total Benefit Payments $1,988,677
Directly to participants or beneficiaries, including direct rollovers $1,988,677
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $18,206
Interest expense $0
Total Administrative Expenses $17,975
Professional Fees $300
Contract Administrator Fees $17,675
Investment Advisory and management fees $0
Other Administrative Fees $0
Net Income $1,548,645
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2014 12/31/2013 Change YOY
Total Assets $34,981,492 $30,729,212 13.84%
Total noninterest-bearing cash $71,106 $4,742 1399.49%
Receivables $551,741 $500,000 10.35%
Employer Contributions $551,741 $500,000 10.35%
Participant Contributions $0 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $290,601 $284,547 2.13%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $34,068,044 $29,939,923 13.79%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $0 $0 0.0%
Value of funds held in insurance co. general account $0 $0 0.0%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $34,981,492 $30,729,212 13.84%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

There is no information on eligible indirect compensation for this plan.

Other Service Providers Receiving Direct or Indirect Compensation

There are no service providers listed for this plan.

Indirect Compensation

There are no service providers with indirect compensation listed for this plan.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Jh Ls Grow Active Strategy John Hancock USA DFE: Pooled Separate Account $4,668,654
Jh Ls Mod Active Strategy John Hancock USA DFE: Pooled Separate Account $3,952,006
Jh Ls Bal Active Strategy John Hancock USA DFE: Pooled Separate Account $3,676,063
Jh Ret To 2025 Managed Port John Hancock USA DFE: Pooled Separate Account $2,132,880
Jh Thru 2025 Active Strategy John Hancock USA DFE: Pooled Separate Account $1,822,012
Pimco Total Return John Hancock USA DFE: Pooled Separate Account $1,305,542
Jh Ls Con Active Strategy John Hancock USA DFE: Pooled Separate Account $1,269,985
Jh Ls Agg Active Strategy John Hancock USA DFE: Pooled Separate Account $1,168,080
Money Market Fund John Hancock USA DFE: Pooled Separate Account $778,170
Jh Thru 2020 Active Strategy John Hancock USA DFE: Pooled Separate Account $691,781
Jh Ret To 2020 Managed Port John Hancock USA DFE: Pooled Separate Account $653,527
T. Rowe Price Health Sci John Hancock USA DFE: Pooled Separate Account $600,987
Jh Thru 2030 Active Strategy John Hancock USA DFE: Pooled Separate Account $515,548
Templeton Global Bond Fund John Hancock USA DFE: Pooled Separate Account $485,058
Jh Thru 2035 Active Strategy John Hancock USA DFE: Pooled Separate Account $435,857
John Hancock Disciplined Value John Hancock USA DFE: Pooled Separate Account $394,650
Jh Thru 2015 Active Strategy John Hancock USA DFE: Pooled Separate Account $387,769
Strategic Income Opp Fund John Hancock USA DFE: Pooled Separate Account $361,307
Franklin Small-Mid Growth John Hancock USA DFE: Pooled Separate Account $342,700
Oppenheimer Developing Mkt John Hancock USA DFE: Pooled Separate Account $324,379
Dfa U.S. Small Cap Fund John Hancock USA DFE: Pooled Separate Account $286,371
Jpmorgan Midcap Value Fund John Hancock USA DFE: Pooled Separate Account $284,645
Pimco All Asset John Hancock USA DFE: Pooled Separate Account $257,276
Legg Mason Clearbr Agg Growth John Hancock USA DFE: Pooled Separate Account $251,342
Oppenheimer Intl Growth Fund John Hancock USA DFE: Pooled Separate Account $234,923
T. Rowe Price Cap Appreciation John Hancock USA DFE: Pooled Separate Account $229,788
Small Cap Value Fund John Hancock USA DFE: Pooled Separate Account $221,912
Aston/Fairpointe Mid Cap Fund John Hancock USA DFE: Pooled Separate Account $206,966
Jh Ret To 2015 Managed Port John Hancock USA DFE: Pooled Separate Account $200,026
Fidelity Contrafund John Hancock USA DFE: Pooled Separate Account $199,574
Federated High Yield Bond John Hancock USA DFE: Pooled Separate Account $195,577
Lord Abbett Value Opps Fund John Hancock USA DFE: Pooled Separate Account $192,234
Blackrock Global Allocation John Hancock USA DFE: Pooled Separate Account $189,171
Utilities Fund John Hancock USA DFE: Pooled Separate Account $189,026
T. Rowe Price Equity Inc John Hancock USA DFE: Pooled Separate Account $185,908
Templeton World John Hancock USA DFE: Pooled Separate Account $180,741
Pimco Real Return John Hancock USA DFE: Pooled Separate Account $173,614
Fidelity Adv New Insights John Hancock USA DFE: Pooled Separate Account $167,393
Europacific Growth Fund John Hancock USA DFE: Pooled Separate Account $148,460
Total Bond Market Fund John Hancock USA DFE: Pooled Separate Account $143,594
Jh Ret To 2035 Managed Port John Hancock USA DFE: Pooled Separate Account $138,198
Royce Opportunity John Hancock USA DFE: Pooled Separate Account $136,529
Vanguard Energy Fund John Hancock USA DFE: Pooled Separate Account $130,391
Parnassus Core Equity Fund John Hancock USA DFE: Pooled Separate Account $128,048
Ivy Asset Strategy Fund John Hancock USA DFE: Pooled Separate Account $126,418
Jh Thru 2040 Active Strategy John Hancock USA DFE: Pooled Separate Account $126,155
Jh Ret To 2045 Managed Port John Hancock USA DFE: Pooled Separate Account $124,282
Washington Mutual Investors John Hancock USA DFE: Pooled Separate Account $123,014
Invesco International Growth John Hancock USA DFE: Pooled Separate Account $119,268
Pru Jennison Mid Growth Fund John Hancock USA DFE: Pooled Separate Account $117,627
Jh Ret To 2010 Managed Port John Hancock USA DFE: Pooled Separate Account $115,968
T. Rowe Price Sci & Tech John Hancock USA DFE: Pooled Separate Account $113,472
Real Est. Securities Fund John Hancock USA DFE: Pooled Separate Account $113,189
T. Rowe Price Sml Cap Val John Hancock USA DFE: Pooled Separate Account $103,655
Mid Value Fund John Hancock USA DFE: Pooled Separate Account $100,289
Oppenheimer Global John Hancock USA DFE: Pooled Separate Account $99,375
U.S. Equity Fund John Hancock USA DFE: Pooled Separate Account $98,957
Jh Ret To 2030 Managed Port John Hancock USA DFE: Pooled Separate Account $96,234
Dfa Emerging Markets Value John Hancock USA DFE: Pooled Separate Account $95,211
Tocqueville Gold Fund John Hancock USA DFE: Pooled Separate Account $91,355
Mutual Global Discovery John Hancock USA DFE: Pooled Separate Account $90,216
Dfa International Value John Hancock USA DFE: Pooled Separate Account $89,704
American Century Heritage John Hancock USA DFE: Pooled Separate Account $87,931
Jh Ret To 2050 Managed Port John Hancock USA DFE: Pooled Separate Account $82,822
T. Rowe Price Spectrum Inc John Hancock USA DFE: Pooled Separate Account $80,138
U.S. High Yield Bond Fund John Hancock USA DFE: Pooled Separate Account $72,743
Dfa Inflation-Protected Sec John Hancock USA DFE: Pooled Separate Account $70,786
Value Fund John Hancock USA DFE: Pooled Separate Account $69,709
Jh Thru 2050 Active Strategy John Hancock USA DFE: Pooled Separate Account $67,080
Ft Founding Funds Allocation John Hancock USA DFE: Pooled Separate Account $66,016
Vanguard Small Cap Grow Index John Hancock USA DFE: Pooled Separate Account $64,212
Jh Ret To 2040 Managed Port John Hancock USA DFE: Pooled Separate Account $63,551
American Balanced Fund John Hancock USA DFE: Pooled Separate Account $58,087
Invesco Small Cap Growth John Hancock USA DFE: Pooled Separate Account $55,401
New World Fund John Hancock USA DFE: Pooled Separate Account $49,500
Capital World Growth & Income John Hancock USA DFE: Pooled Separate Account $47,574
New Perspective Fund John Hancock USA DFE: Pooled Separate Account $47,422
Fidelity Adv Leveraged Co Stk John Hancock USA DFE: Pooled Separate Account $45,582
Natural Resources Fund John Hancock USA DFE: Pooled Separate Account $42,887
High Yield Fund John Hancock USA DFE: Pooled Separate Account $42,392
Investment Qual Bond Fund John Hancock USA DFE: Pooled Separate Account $37,255
500 Index Fund John Hancock USA DFE: Pooled Separate Account $36,145
Oppenheimer Intl Bond John Hancock USA DFE: Pooled Separate Account $35,447
Davis New York Venture John Hancock USA DFE: Pooled Separate Account $31,412
Mid Cap Index Fund John Hancock USA DFE: Pooled Separate Account $31,052
Blackrock Basic Value John Hancock USA DFE: Pooled Separate Account $30,661
Massachusetts Investors Fund John Hancock USA DFE: Pooled Separate Account $27,884
The Growth Fund of America John Hancock USA DFE: Pooled Separate Account $24,882
Vanguard Small Cap Value Index John Hancock USA DFE: Pooled Separate Account $18,068
Jh Ret To 2055 Managed Port John Hancock USA DFE: Pooled Separate Account $16,660
All Cap Core Fund John Hancock USA DFE: Pooled Separate Account $16,618
Active Bond Fund John Hancock USA DFE: Pooled Separate Account $11,550
Science & Technology Fund John Hancock USA DFE: Pooled Separate Account $7,125
Global Bond Fund John Hancock USA DFE: Pooled Separate Account $5,894
Pimco Global Bond John Hancock USA DFE: Pooled Separate Account $5,706
Jh Thru 2045 Active Strategy John Hancock USA DFE: Pooled Separate Account $5,252
Vanguard Explorer Fund John Hancock USA DFE: Pooled Separate Account $4,762
Capital Appreciation Fund John Hancock USA DFE: Pooled Separate Account $4,208
International Value Fund John Hancock USA DFE: Pooled Separate Account $4,103
John Hancock Intl Growth John Hancock USA DFE: Pooled Separate Account $3,559
Keeley Small Cap Value John Hancock USA DFE: Pooled Separate Account $3,384
Intl Small Cap Fund John Hancock USA DFE: Pooled Separate Account $2,901
International Core Fund John Hancock USA DFE: Pooled Separate Account $2,719
Small Cap Growth Fund John Hancock USA DFE: Pooled Separate Account $2,320
Blue Chip Growth Fund John Hancock USA DFE: Pooled Separate Account $838
Smallcap World Fund John Hancock USA DFE: Pooled Separate Account $415
Fundamental Investors John Hancock USA DFE: Pooled Separate Account $339
Total $34,068,043

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
John Hancock Life Insurance Company 210
EIN 01-0233346
Industry Code 65838
Contract Number 101897
Contract Year 01/01/2014 — 12/31/2014
Value in General Account at Year End $0
Value in Separate Accounts at Year End $34,068,044
Insurance Fees and Commissions $88,950
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
1st Global Capital Corp 8150 North Global Expressway Dallas, TX 75206 Investment Manager/Adviser $62,833 $0
Ppg Retirement Plan Services 5525 Green Bay Road Kenosha, WI 53144 Third Party Administrator $0 $17,443 TPA COMPENSATION
R&R Insurance Services 1581 E Racine Ave Waukesha, WI 53186 Other $0 $8,674 AUDIT FEES
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Unspecified
Balance at the end of the previous year $0
Additions $0
Contributions Deposited during the year $0
Dividends and credits $0
Interest credited during the year $0
Transferred from separate account $0
Other $0
Total of Balance and Additions $0
Deductions $0
Disbursed from fund to pay benefits or purchase annuities during the year $0
Administration charge made by carrier $0
Transferred to Separate Account $0
Other $0
Balance at the end of the current year $0