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FORM 5500 DATA

Kaiser Group, Inc. 401k Savings Plan

Overview

Plan Information

  • Plan Year01/01/2017 — 12/31/2017
  • Date of Plan07/01/1989
  • Net Assets as of 12/31/2017 $6,439,012
  • Plan Number1
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program? No
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit Arrangement Trust

Participant Information as of 12/31/2017

  • Active (Eligible) Participants291
  • Retired or separated participants receiving benefits0
  • Other retired or separated participants entitled to future benefits63
  • Subtotal354
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total354
  • Total number of participants as of 01/01/2017483
  • Number of participants with account balances227
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested0

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address237 South Street
  • CityWaukesha
  • StateWI
  • Zip53186
  • Telephone(262) 544-4971
  • EIN39-1354364
  • Industry Code561300
  • Named AdministratorSherry Dawson

Audit Information

  • Audit StatusAudited
  • AuditorSitzberger & Company, S.C.
  • Auditor EIN39-1777761
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2T Participant-directed Account Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
3D Master plan A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
3H Controlled Group Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $500,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $1,656,146
Contributions $825,255
Cash Contributions $825,255
Cash from Employers $212,893
Cash from Participants $525,044
Others (including rollovers) $87,318
Noncash Contributions $0
Total Earnings on Investments $830,891
Total Interest $5,225
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $5,225
Interest from Other Investments $0
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $0
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $825,666
Other Income $0
Expenses $1,613,179
Total Benefit Payments $1,600,523
Directly to participants or beneficiaries, including direct rollovers $1,600,523
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $0
Interest expense $0
Total Administrative Expenses $12,656
Professional Fees $0
Contract Administrator Fees $12,656
Investment Advisory and management fees $0
Other Administrative Fees $0
Net Income $42,967
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2017 12/31/2016 Change YOY
Total Assets $6,439,012 $6,396,045 0.67%
Total noninterest-bearing cash $13,200 $0 0.0%
Receivables $0 $0 0.0%
Employer Contributions $0 $0 0.0%
Participant Contributions $0 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $120,388 $90,709 32.72%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $6,305,424 $6,305,336 0.00%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $0 $0 0.0%
Value of funds held in insurance co. general account $0 $0 0.0%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $6,439,012 $6,396,045 0.67%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

  • John Hancock Life Insurance Company
  • Nova 401K Associates

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
John Hancock Life Insurance Company Recordkeeping and information management (computing, tabulating, data processing, etc.), Investment management, Shareholder servicing fees, Sub-transfer agency fees, Float revenue, Distribution (12b-1) fees, Soft dollars commissions Record-Keeper $4,028 $0 $4,028
Total $4,028 $0 $4,028

Indirect Compensation

There are no service providers with indirect compensation listed for this plan.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Jh Multi-Index 2035 Preserv John Hancock USA DFE: Pooled Separate Account $1,598,360
Jh Multi-Index 2030 Preserv John Hancock USA DFE: Pooled Separate Account $702,099
Jh Multi-Index 2020 Preserv John Hancock USA DFE: Pooled Separate Account $628,694
Jh Multi-Index 2025 Preserv John Hancock USA DFE: Pooled Separate Account $539,619
Jh Multi-Index 2040 Preserv John Hancock USA DFE: Pooled Separate Account $488,617
Jh Multi-Index 2045 Preserv John Hancock USA DFE: Pooled Separate Account $446,870
Jh Multi-Index 2050 Preserv John Hancock USA DFE: Pooled Separate Account $265,558
John Hancock Disciplined Value John Hancock USA DFE: Pooled Separate Account $139,213
Europacific Growth Fund John Hancock USA DFE: Pooled Separate Account $124,637
John Hancock Stable Val John Hancock USA DFE: Pooled Separate Account $113,943
Jh Multi-Index 2055 Preserv John Hancock USA DFE: Pooled Separate Account $110,418
500 Index Fund John Hancock USA DFE: Pooled Separate Account $100,740
Massachusetts Investors Fund John Hancock USA DFE: Pooled Separate Account $98,815
Templeton Global Bond Fund John Hancock USA DFE: Pooled Separate Account $93,798
Vanguard Small Cap Grow Index John Hancock USA DFE: Pooled Separate Account $86,820
Dfa Emerging Markets Value John Hancock USA DFE: Pooled Separate Account $80,582
Dfa U.S. Small Cap Fund John Hancock USA DFE: Pooled Separate Account $79,375
Small Cap Value Fund John Hancock USA DFE: Pooled Separate Account $65,887
Mid Cap Index Fund John Hancock USA DFE: Pooled Separate Account $59,394
Dfa Us Targeted Value Fund John Hancock USA DFE: Pooled Separate Account $56,565
Jh Multi-Index Income Preserv John Hancock USA DFE: Pooled Separate Account $47,628
Capital Appreciation Fund John Hancock USA DFE: Pooled Separate Account $47,133
Lord Abbett Value Opps Fund John Hancock USA DFE: Pooled Separate Account $42,678
Equity Income Fund John Hancock USA DFE: Pooled Separate Account $39,147
Jh Multi-Index 2060 Preserv John Hancock USA DFE: Pooled Separate Account $36,530
Core Bond Fund John Hancock USA DFE: Pooled Separate Account $36,009
Mutual Global Discovery John Hancock USA DFE: Pooled Separate Account $35,369
Mid Value Fund John Hancock USA DFE: Pooled Separate Account $31,621
Pru Jennison Mid Growth Fund John Hancock USA DFE: Pooled Separate Account $25,655
Oppenheimer Intl Growth Fund John Hancock USA DFE: Pooled Separate Account $25,297
Total Bond Market Fund John Hancock USA DFE: Pooled Separate Account $23,203
Capital World Growth & Income John Hancock USA DFE: Pooled Separate Account $21,880
Fidelity Advisor Total Bond John Hancock USA DFE: Pooled Separate Account $11,901
Intl Equity Index Fund John Hancock USA DFE: Pooled Separate Account $1,370
Total $6,305,425

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
John Hancock Life Insurance Company (U.S.A.) 269
EIN 01-0233346
Industry Code 65838
Contract Number 102645
Contract Year 01/01/2017 — 12/31/2017
Value in General Account at Year End $0
Value in Separate Accounts at Year End $6,305,423
Insurance Fees and Commissions $16,180
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
Nova 401K Associates 10777 Northwest Freeway Houston, TX 77092 Third Party Administrator $0 $14,041 TPA FEES
Edward D. Jones & Company 12555 Manchester Road St. Louis, MO 63131 Insurance Agent or Broker $2,139 $0 BROKER COMMISSION
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Unspecified
Balance at the end of the previous year $0
Additions $0
Contributions Deposited during the year $0
Dividends and credits $0
Interest credited during the year $0
Transferred from separate account $0
Other $0
Total of Balance and Additions $0
Deductions $0
Disbursed from fund to pay benefits or purchase annuities during the year $0
Administration charge made by carrier $0
Transferred to Separate Account $0
Other $0
Balance at the end of the current year $0