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Overview

Plan Information

  • Plan Year01/01/2006 — 12/31/2006
  • Date of Plan01/01/2004
  • Net Assets as of 12/31/2006 $12,582,079
  • Plan Number1
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit ArrangementInsurance Trust

Participant Information as of 12/31/2006

  • Active (Eligible) Participants245
  • Retired or separated participants receiving benefits0
  • Other retired or separated participants entitled to future benefits23
  • Subtotal268
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total268
  • Total number of participants as of 01/01/2006227
  • Number of participants with account balances235
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested14
  • Number of participants required to be reported on Schedule SSA9

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address427 W 12th St Ste 100
  • CityKansas City
  • StateMO
  • Zip64105-1868
  • Telephone(816) 627-0552
  • EIN43-1521907
  • Industry Code524140
  • Named AdministratorBryan J Andres
  • Named Plan SponsorLinda Dawson, H.R. Administrator

Plan Administrator Information

  • Administrator NameSAME
  • Administrator EIN

Audit Information

  • Audit StatusAudited
  • AuditorMayer Hoffman Mccann Pc
  • Auditor EIN43-1947895
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2R Brokerage Window Participant-directed brokerage accounts provided as an investment option under the plan.
3E Prototype plan A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion or notification letter; and under which a separate funding medium (for example, a separate trust or custodial account) is established for the use of each adopting employer.
3H Controlled Group Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $3,000,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No

Financials

Income and Expense Statement

Income $2,549,884
Contributions $1,449,612
Cash Contributions $1,449,612
Cash from Employers $411,856
Cash from Participants $1,002,013
Others (including rollovers) $35,743
Noncash Contributions $0
Total Earnings on Investments $1,061,240
Total Interest $115,824
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $21,798
Interest from Other Investments $94,026
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $945,416
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $0
Other Income $39,032
Expenses $1,446,424
Total Benefit Payments $1,423,422
Directly to participants or beneficiaries, including direct rollovers $1,423,422
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $19,973
Interest expense $0
Total Administrative Expenses $3,029
Professional Fees $0
Contract Administrator Fees $0
Investment Advisory and management fees $0
Other Administrative Fees $3,029
Net Income $1,103,460
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2006 12/31/2005 Change YOY
Total Assets $12,582,079 $11,478,619 9.61%
Total noninterest-bearing cash $0 $28 -100.00%
Receivables $45,898 $0 0.0%
Employer Contributions $14,545 $0 0.0%
Participant Contributions $31,353 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $484,199 $389,106 24.44%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $9,023,375 $7,886,341 14.42%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $0 $0 0.0%
Value of funds held in insurance co. general account $2,609,048 $2,773,994 -5.95%
Other Investments $419,559 $429,150 -2.23%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $12,582,079 $11,478,619 9.61%

Service Providers

Service Providers

There are no service providers listed for this plan.

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Internl Blend/Bost Co Fd Prudential Retirement Ins. DFE: Pooled Separate Account $1,531,219
Small Cap Val/Mea Fund Prudential Retirement Ins. DFE: Pooled Separate Account $1,379,074
Dryden S&P 500 Index Fund Prudential Retirement Ins. DFE: Pooled Separate Account $995,671
Large Cap Growth/Goldman Prudential Retirement Ins. DFE: Pooled Separate Account $952,289
Janus Account Prudential Retirement Ins. DFE: Pooled Separate Account $919,335
Corp Bond/Bsam Fund Prudential Retirement Ins. DFE: Pooled Separate Account $709,634
Lge Cp Val/Lsv Asset Mgmt Prudential Retirement Ins. DFE: Pooled Separate Account $666,721
Am Cent 20th Cntry Ultra Prudential Retirement Ins. DFE: Pooled Separate Account $614,988
Large Cap Blend/Ajo Fund Prudential Retirement Ins. DFE: Pooled Separate Account $575,280
Retirement Goal 2030 Fund Prudential Retirement Ins. DFE: Pooled Separate Account $226,654
Sm Cap Growth/Granahan Prudential Retirement Ins. DFE: Pooled Separate Account $174,165
Retirement Goal 2020 Fund Prudential Retirement Ins. DFE: Pooled Separate Account $153,574
Retirement Goal 2040 Fund Prudential Retirement Ins. DFE: Pooled Separate Account $118,203
Retirement Goal Income Fd Prudential Retirement Ins. DFE: Pooled Separate Account $4,605
Retirement Goal 2010 Fund Prudential Retirement Ins. DFE: Pooled Separate Account $1,963
Total $9,023,375

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
Prudential Retirement Insurance and Annuity Company 268
EIN 06-1050034
Industry Code 93629
Contract Number 39196-001
Contract Year 01/01/2006 — 12/31/2006
Value in General Account at Year End $2,609,048
Value in Separate Accounts at Year End $9,023,375
Insurance Fees and Commissions $22,215
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
Robert L Croy 444 West 47th Street Suite 600 Kansas City, MO 64112 Agent or Broker other than Insurance $18,653 $0
Robert L Croy 444 West 47th Street Suite 600 Kansas City, MO 64112 Agent or Broker other than Insurance $3,562 $0
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract
Balance at the end of the previous year $2,773,994
Additions $625,066
Contributions Deposited during the year $277,044
Dividends and credits $0
Interest credited during the year $93,760
Transferred from separate account $162,199
Other $92,063
Total of Balance and Additions $3,399,060
Deductions $790,012
Disbursed from fund to pay benefits or purchase annuities during the year $614,627
Administration charge made by carrier $597
Transferred to Separate Account $103,930
Other $70,858
Balance at the end of the current year $2,609,048