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Overview

Plan Information

  • Plan Year02/01/2008 — 01/31/2009
  • Date of Plan02/01/1997
  • Net Assets as of 01/31/2009 $9,777,712,000
  • Plan Number3
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit Arrangement Trust

Participant Information as of 01/31/2009

  • Active (Eligible) Participants1,093,731
  • Retired or separated participants receiving benefits6,076
  • Other retired or separated participants entitled to future benefits65,436
  • Subtotal1,165,243
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits18,561
  • Total1,183,804
  • Total number of participants as of 02/01/20081,117,989
  • Number of participants with account balances952,201
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested85,943
  • Number of participants required to be reported on Schedule SSA18,264

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address922 W. Walnut Suite - A
  • CityRogers
  • StateAR
  • Zip72756-3540
  • Telephone(479) 621-2606
  • EIN71-0415188
  • Industry Code452900
  • Named AdministratorStephen R Hunter
  • Named Plan SponsorSteven P Whaley

Plan Administrator Information

  • Administrator NameSAME
  • Administrator EIN

Audit Information

  • Audit StatusAudited
  • AuditorErnst & Young, LLP
  • Auditor EIN34-6565596
  • Audit OpinionUnqualified
  • Audit Type Full Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2H Partial participant-directed account plan Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2O ESOP other than a leveraged ESOP An Employee Stock Ownership Plan (ESOP) is a type of employee benefit plan designed to invest primarily in employer stock.
3H Controlled Group Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).
3I Employer Securities Limitations Plan requiring that all or part of employer contributions be invested and held, at least for a limited period, in employer securities.

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $220,000,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No

Financials

Income and Expense Statement

Income $-437,340,000
Contributions $1,614,071,000
Cash Contributions $1,614,071,000
Cash from Employers $1,018,191,000
Cash from Participants $595,880,000
Others (including rollovers) $0
Noncash Contributions $0
Total Earnings on Investments $-1,832,761,000
Total Interest $-14,402,000
Interest-Bearing Cash $-70,000
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $0
Interest from Other Investments $-14,332,000
Total Dividends $285,028,000
Preferred Stock $0
Common Stock $285,028,000
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $-249,343,000
Real Estate $0
Other $-249,343,000
Net investment gain (loss) from common/collective trusts $-751,811,000
Net investment gain (loss) from pooled separate accounts $0
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $-1,102,233,000
Other Income $-218,650,000
Expenses $746,458,000
Total Benefit Payments $739,145,000
Directly to participants or beneficiaries, including direct rollovers $739,145,000
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $0
Interest expense $0
Total Administrative Expenses $7,313,000
Professional Fees $7,313,000
Contract Administrator Fees $0
Investment Advisory and management fees $0
Other Administrative Fees $0
Net Income $-1,183,798,000
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

01/31/2009 01/31/2008 Change YOY
Total Assets $9,783,519,000 $10,962,564,000 -10.76%
Total noninterest-bearing cash $6,828,000 $2,119,000 222.23%
Receivables $1,022,093,000 $941,346,000 8.58%
Employer Contributions $1,020,447,000 $936,375,000 8.98%
Participant Contributions $0 $0 0.0%
Other Contributions $1,646,000 $4,971,000 -66.89%
General Investments $125,642,000 $82,088,000 53.06%
Interest-bearing cash $125,642,000 $82,088,000 53.06%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $0 $0 0.0%
Value of interest in common/collective trusts $2,372,370,000 $1,869,177,000 26.92%
Value of interest in pooled separate accounts $0 $0 0.0%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $2,288,370,000 $3,632,300,000 -37.00%
Value of funds held in insurance co. general account $535,538,000 $534,116,000 0.27%
Other Investments $0 $0 0.0%
Employer-related Investments $3,432,678,000 $3,901,418,000 -12.01%
Employer Securities $3,432,678,000 $3,901,418,000 -12.01%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $5,807,000 $1,054,000 450.95%
Benefit Claims Payable (1) $5,807,000 $1,054,000 450.95%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $9,777,712,000 $10,961,510,000 -10.80%

Service Providers

Service Providers

Name Nature of Service Relationship to Plan Sponsor Gross Salary or Allowances Paid by Plan Fees and Commissions Paid by Plan Total Salary/Fees
Merrill Lynch Recordkeeping $0 $7,313,000 $7,313,000
Total $0 $7,313,000 $7,313,000

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Merill Lynch Equity Index Trust Merrill Lynch Trust Co of America DFE: Common/Collective Trust $1,146,797,000
M L Retirement Preservation Trust Merrill Lynch Trust Co. of America DFE: Common/Collective Trust $891,064,000
Wellington Diversified Wellington Trust Company, Na DFE: Common/Collective Trust $125,872,000
Merrill Lynch Small Cap Index Merill Lynch Trust Co of America DFE: Common/Collective Trust $98,015,000
Westwood Smid Cap Value Trust Westwood Multiple Investment Trust DFE: Common/Collective Trust $64,449,000
Rainer Large Cap Growth Equity Fund First State Trust Company DFE: Common/Collective Trust $46,173,000
Total $2,372,370,000

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
Hartford Insurance 0
EIN 06-0974148
Industry Code 88072
Contract Number GA-10537D
Contract Year 02/01/2008 — 01/31/2009
Value in General Account at Year End $0
Value in Separate Accounts at Year End $0
Insurance Fees and Commissions $0
Persons Receiving Commissions and Fees There are no brokers listed for this plan.
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Guaranteed Investment
Balance at the end of the previous year $1,168,941
Additions $3,046
Contributions Deposited during the year $0
Dividends and credits $0
Interest credited during the year $3,046
Transferred from separate account $0
Other $0
Total of Balance and Additions $1,171,987
Deductions $1,171,987
Disbursed from fund to pay benefits or purchase annuities during the year $0
Administration charge made by carrier $0
Transferred to Separate Account $0
Other $1,171,987
Balance at the end of the current year $0
Metropolitan Life 0
EIN 13-5581829
Industry Code 65978
Contract Number GAC29914
Contract Year 02/01/2008 — 01/31/2009
Value in General Account at Year End $0
Value in Separate Accounts at Year End $0
Insurance Fees and Commissions $0
Persons Receiving Commissions and Fees There are no brokers listed for this plan.
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Guaranteed Investment
Balance at the end of the previous year $0
Additions $12,460,340
Contributions Deposited during the year $12,000,000
Dividends and credits $0
Interest credited during the year $460,340
Transferred from separate account $0
Other $0
Total of Balance and Additions $12,460,340
Deductions $0
Disbursed from fund to pay benefits or purchase annuities during the year $0
Administration charge made by carrier $0
Transferred to Separate Account $0
Other $0
Balance at the end of the current year $12,460,340
New York Life 0
EIN 13-5582869
Industry Code 66915
Contract Number GA31325-003
Contract Year 02/01/2008 — 01/31/2009
Value in General Account at Year End $0
Value in Separate Accounts at Year End $0
Insurance Fees and Commissions $0
Persons Receiving Commissions and Fees There are no brokers listed for this plan.
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Guaranteed Investment
Balance at the end of the previous year $1,534,622
Additions $6,895
Contributions Deposited during the year $0
Dividends and credits $0
Interest credited during the year $6,895
Transferred from separate account $0
Other $0
Total of Balance and Additions $1,541,517
Deductions $1,541,517
Disbursed from fund to pay benefits or purchase annuities during the year $0
Administration charge made by carrier $0
Transferred to Separate Account $0
Other $1,541,517
Balance at the end of the current year $0
Pacific Mutual 0
EIN 95-1079000
Industry Code 67466
Contract Number G-26740-03
Contract Year 02/01/2008 — 01/31/2009
Value in General Account at Year End $0
Value in Separate Accounts at Year End $0
Insurance Fees and Commissions $0
Persons Receiving Commissions and Fees There are no brokers listed for this plan.
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Guaranteed Investment
Balance at the end of the previous year $881,648
Additions $2,286
Contributions Deposited during the year $0
Dividends and credits $0
Interest credited during the year $2,286
Transferred from separate account $0
Other $0
Total of Balance and Additions $883,934
Deductions $883,934
Disbursed from fund to pay benefits or purchase annuities during the year $0
Administration charge made by carrier $0
Transferred to Separate Account $0
Other $883,934
Balance at the end of the current year $0