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ACCC Insurance Company

Plan Rating

Overview Financials Service Providers Investments Insurance Information

FORM 5500 DATA

ACCC Insurance Company 401k Plan

Plan Rating

Overview Financials Service Providers Investments Insurance Information

Overview

Plan Information

Plan Year01/01/2017 — 12/31/2017
Date of Plan01/01/1998
Net Assets as of 12/31/2017 $26,355,601
Plan Number1
Plan Type Single Employer
Is the plan collectively bargained? No
Did the plan file for an extension of time or the DFVC Program?Yes
Plan Funding ArrangementInsurance Trust
Plan Benefit ArrangementInsurance Trust

Participant Information as of 12/31/2017

Active (Eligible) Participants600
Retired or separated participants receiving benefits112
Other retired or separated participants entitled to future benefits429
Subtotal1,141
Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
Total1,141
Total number of participants as of 01/01/20171,052
Number of participants with account balances1,133
Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested111

Expenses

Total Benefit Payments$0
Corrective Distributions$0
Administrative Service Providers$0
Other Expenses$0
Total Expenses$0
Total Transfers$0

Sponsor Information

Address390 Benmar Dr.
CityHouston
StateTX
Zip77060-2901
Telephone(281) 919-0150
EIN75-2701220
Industry Code524210

Audit Information

Audit StatusAudited
AuditorHam, Langston & Brezina, LLP
Auditor EIN76-0448495
Audit Opinion Disclaimer
Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code	Benefit	Description
2E	Profit-sharing	A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F	ERISA section 404(c) Plan	This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G	Total participant-directed account plan	Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J	Code section 401(k) feature	A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K	Code section 401(m) arrangement	Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2S	Automatic Enrollment	Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
2T	Participant-directed Account	Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
3D	Master plan	A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
3H	Controlled Group	Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

Questions and Answers

Question	Answer	Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102?	No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance.	No
Were any leases to which the plan was a party in default or classified during the year as uncollectible?	No
Were there any nonexempt transactions with any party-in-interest?	No
Was this plan covered by a fidelity bond?	No
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty?	No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser?	No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser?	No
Did the plan have assets held for investment?	Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets?	No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC?	No
Has the plan failed to provide any benefit when due under the plan?	No
If this is an individual account plan, was there a blackout period?	No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3?	No

Financials

Income and Expense Statement

Income

$6,982,144

Contributions

$2,969,106

Cash Contributions

$2,969,106

	Cash from Employers	$1,372,493
	Cash from Participants	$1,536,353
	Others (including rollovers)	$60,260

Noncash Contributions

Total Earnings on Investments

$4,013,038

Total Interest

	Interest-Bearing Cash	$0
	U.S. Government Securities	$0
	Corporate Debt Instruments	$0
	Loans (other than to participants)	$0
	Participant Loans	$0
	Interest from Other Investments	$0

Total Dividends

$561,627

	Preferred Stock	$0
	Common Stock	$0

Rents

Net gain (loss) on sale of assets

	Aggregate Proceeds	$0
	Aggregate Carrying Amount	$0

Total Unrealized Appreciation (depreciation) of assets

	Real Estate	$0
	Other	$0

Net investment gain (loss) from common/collective trusts

Net investment gain (loss) from pooled separate accounts

Net investment gain (loss) from master trust investment accounts

Net investment gain (loss) from 103-12 investment entities

Net investment gain (loss) from registered investment companies

$3,451,411

Other Income

Expenses

$3,268,826

Total Benefit Payments

$3,256,301

	Directly to participants or beneficiaries, including direct rollovers	$3,256,301
	To insurance carriers for the provision of benefits	$0
	Other Benefit Payment Fees	$0

Corrective Distributions

$1,736

Certain deemed distributions of participant loans

Interest expense

Total Administrative Expenses

$10,789

	Professional Fees	$0
	Contract Administrator Fees	$0
	Investment Advisory and management fees	$10,789
	Other Administrative Fees	$0

Net Income

$3,713,318

	Transfers of Assets to this Plan	$0
	Transfers of Assets from this Plan	$0

Asset and Liability Statement

12/31/2017

12/31/2016

Change YOY

Total Assets

$26,356,984

$22,642,409

16.41%

Total noninterest-bearing cash

0.0%

Receivables

$352,252

0.0%

Employer Contributions	$352,057	$0	0.0%
Participant Contributions	$195	$0	0.0%
Other Contributions	$0	$0	0.0%

General Investments

0.0%

Interest-bearing cash

0.0%

U.S. Government Securities

0.0%

Corporate Debt Instruments

0.0%

	Preferred		$0	$0	0.0%
	All Other		$0	$0	0.0%

Corporate Stocks

0.0%

	Preferred		$0	$0	0.0%
	Common		$0	$0	0.0%

Partnership/joint venture interests

0.0%

Real estate (other than employer real property)

0.0%

Loans (other than to participants)

0.0%

Participants Loans

0.0%

Value of interest in common/collective trusts

0.0%

Value of interest in pooled separate accounts

0.0%

Value of interest in master trust investment accounts

0.0%

Value of interest in 103-12 investment entities

0.0%

Value of interest in registered investment companies

$25,094,328

$21,912,024

14.52%

Value of funds held in insurance co. general account

$910,404

$730,385

24.65%

Other Investments

0.0%

Employer-related Investments

0.0%

	Employer Securities		$0	$0	0.0%
	Employer Real Property		$0	$0	0.0%

Buildings and other property used in plan operation

0.0%

Total Liabilities

$1,383

$126

997.62%

Benefit Claims Payable (1)	$0	$0	0.0%
Operating Payables (1)	$0	$0	0.0%
Acquisition Indebtedness (1)	$0	$0	0.0%
Other liabilities (1)	$1,383	$126	997.62%

Net Assets

$26,355,601

$22,642,283

16.40%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

There is no information on eligible indirect compensation for this plan.

Other Service Providers Receiving Direct or Indirect Compensation

Name	Nature of Service	Relationship to Plan Sponsor	Direct Compensation Paid by Plan	Indirect Compensation Paid by Plan	Total Compensation
Loren D. Stark Company, Inc.	Contract Administrator	Contract Admin	$5,480	$12,000	$17,480
Great-West Life & Annuity Insurance	Recordkeeping fees	Recordkeeper	$13,021	$0	$13,021
Lpl Financial	Investment advisory (plan)	Investment Advisor	$7,388	$0	$7,388
Empower Retirement Advisory Service	Investment management	Investment Mgmt	$42	$0	$42
Total			$25,931	$12,000	$37,931

Indirect Compensation

Name	Source of Indirect Compensation*	Nature of Service	Description of Indirect Compensation	Indirect Compensation Paid by Plan
Loren D. Stark Company, Inc.	Great-West Life & Annuity Insurance	Contract Administrator	Tpa Allowance Payment	$12,000
*As outlined by the Form 5500 Instructions for service providers with indirect compensation.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.

Investments

Name of Investment	Investment Manager	Type of Investment	Dollar Value
Jh Multimanager 2050 Lifetime	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$1,043,684
Active Bond Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Fundamental All Cap Core Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Europacific Growth Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Equity Income Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Blue Chip Growth Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
500 Index Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Small Cap Value Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Small Cap Index Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Science & Technology Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Mid Cap Index Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Mid Value Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Vanguard Short-Term Federal	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Money Market Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Strategic Income Opp Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Fidelity Advisor Total Bond	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
American Balanced Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Washington Mutual Investors	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
The Growth Fund of America	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Oppenheimer Global	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Real Est. Securities Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Mid Cap Stock Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager 2015 Lifetime	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager 2020 Lifetime	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager 2025 Lifetime	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager 2030 Lifetime	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager 2035 Lifetime	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager 2040 Lifetime	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager 2045 Lifetime	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager 2055 Lifetime	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager 2010 Lifetime	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager Aggressive Ls	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Invesco Small Cap Growth	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Intl Equity Index Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Dfa Us Targeted Value Fund	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Dfa Emerging Markets Value	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager Conserv Ls	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager Moderate Ls	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager Balanced Ls	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager Growth Ls	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Jh Multimanager 2060 Lifetime	John Hancock Life Insurance Company	DFE: Pooled Separate Account	$0
Total			$1,043,684

Insurance Information

Insurance Carrier Summary

Persons Covered

Sun Life Assurance Company of Canada

1,141

EIN

38-1082080

Industry Code

80802

Contract Number

7786

Contract Year

11/01/2017 — 12/31/2017

Value in General Account at Year End

Value in Separate Accounts at Year End

Insurance Fees and Commissions

$1,152

Persons Receiving Commissions and Fees

Agent/Broker	Organization Code	Commissions Paid	Fees Paid	Purpose of Fees Paid
The Horton Group Inc 340 Columbia St South Bend, IN 46601	Insurance Agent or Broker	$1,152	$0

Allocated Funds

	Type of Contract	Unspecified
	Basis of premium rates
	Premiums paid to carrier	$0
	Premiums due but unpaid at the end of the year	$0
	If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount	$0
	Specify the nature of the costs

Unallocated Funds

Type of Contract

Unspecified

Balance at the end of the previous year

Additions

	Contributions Deposited during the year	$0
	Dividends and credits	$0
	Interest credited during the year	$0
	Transferred from separate account	$0
	Other	$0

Total of Balance and Additions

Deductions

	Disbursed from fund to pay benefits or purchase annuities during the year	$0
	Administration charge made by carrier	$0
	Transferred to Separate Account	$0
	Other	$0

Balance at the end of the current year

John Hancock Life Insurance Company

EIN

01-0233346

Industry Code

65838

Contract Number

83190

Contract Year

01/01/2017 — 12/31/2017

Value in General Account at Year End

Value in Separate Accounts at Year End

Insurance Fees and Commissions

$62,126

Persons Receiving Commissions and Fees

Agent/Broker	Organization Code	Commissions Paid	Fees Paid	Purpose of Fees Paid
Lpl Financial Corporation	Agent or Broker other than Insurance	$47,476	$0
Loren D. Stark Company 10750 Rockley Road Houston, TX 77099	Third Party Administrator	$0	$14,650	ADMINISTRATION

Allocated Funds

	Type of Contract	Unspecified
	Basis of premium rates
	Premiums paid to carrier	$0
	Premiums due but unpaid at the end of the year	$0
	If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount	$0
	Specify the nature of the costs

Unallocated Funds

Type of Contract

Unspecified

Balance at the end of the previous year

Additions

	Contributions Deposited during the year	$0
	Dividends and credits	$0
	Interest credited during the year	$0
	Transferred from separate account	$0
	Other	$0

Total of Balance and Additions

Deductions

	Disbursed from fund to pay benefits or purchase annuities during the year	$0
	Administration charge made by carrier	$0
	Transferred to Separate Account	$0
	Other	$0

Balance at the end of the current year