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FORM 5500 DATA

George T. Sanders Co. 401k Profit Sharing Plan and Trust

Overview

Plan Information

  • Plan Year01/01/2018 — 12/31/2018
  • Date of Plan01/01/1976
  • Net Assets as of 12/31/2018 $10,086,544
  • Plan Number2
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit Arrangement Trust

Participant Information as of 12/31/2018

  • Active (Eligible) Participants128
  • Retired or separated participants receiving benefits0
  • Other retired or separated participants entitled to future benefits24
  • Subtotal152
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total152
  • Total number of participants as of 01/01/2018150
  • Number of participants with account balances152
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested22

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address10201 West 49th Avenue
  • CityWheat Ridge
  • StateCO
  • Zip80033-2211
  • Telephone(303) 940-4545
  • EIN84-0609231
  • Industry Code423700
  • Named AdministratorKevin O'Brien

Audit Information

  • Audit StatusAudited
  • AuditorPlante & Moran, PLLC
  • Auditor EIN38-1357951
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2T Participant-directed Account Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
3D Master plan A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $500,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $-10,271
Contributions $726,356
Cash Contributions $726,356
Cash from Employers $445,884
Cash from Participants $280,472
Others (including rollovers) $0
Noncash Contributions $0
Total Earnings on Investments $-737,681
Total Interest $0
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $0
Interest from Other Investments $0
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $0
Net investment gain (loss) from master trust investment accounts $-737,681
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $0
Other Income $1,054
Expenses $596,981
Total Benefit Payments $548,149
Directly to participants or beneficiaries, including direct rollovers $548,149
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $0
Interest expense $0
Total Administrative Expenses $48,832
Professional Fees $0
Contract Administrator Fees $0
Investment Advisory and management fees $48,832
Other Administrative Fees $0
Net Income $-607,252
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2018 12/31/2017 Change YOY
Total Assets $10,086,544 $10,693,796 -5.68%
Total noninterest-bearing cash $6,903 $0 0.0%
Receivables $240,161 $300,000 -19.95%
Employer Contributions $239,983 $300,000 -20.01%
Participant Contributions $178 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $0 $0 0.0%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $9,839,480 $10,393,796 -5.33%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $0 $0 0.0%
Value of funds held in insurance co. general account $0 $0 0.0%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $10,086,544 $10,693,796 -5.68%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

There is no information on eligible indirect compensation for this plan.

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
John Hancock Life Insurance Company Recordkeeping and information management (computing, tabulating, data processing, etc.), Sub-transfer agency fees, Other insurance wrap fees, Investment management, Float revenue, Soft dollars commissions, Shareholder servicing fees, Distribution (12b-1) fees NONE $425 $0 $425
Total $425 $0 $425

Indirect Compensation

There are no service providers with indirect compensation listed for this plan.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

Name Position Explanation
Eks&H LLLP Auditor Eks&H Merged With Plante & Moran, PLLC

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Jh Multimanager Growth Ls John Hancock USA DFE: Pooled Separate Account $2,798,498
Jh Multimanager Balanced Ls John Hancock USA DFE: Pooled Separate Account $1,357,632
Jh Multimanager Conserv Ls John Hancock USA DFE: Pooled Separate Account $1,095,303
Jh Multimanager Aggressive Ls John Hancock USA DFE: Pooled Separate Account $720,428
Jh Multimanager 2030 Lifetime John Hancock USA DFE: Pooled Separate Account $645,272
Jh Multimanager 2035 Lifetime John Hancock USA DFE: Pooled Separate Account $432,814
Money Market Fund John Hancock USA DFE: Pooled Separate Account $367,581
Jh Multimanager 2040 Lifetime John Hancock USA DFE: Pooled Separate Account $335,799
Jh Multimanager Moderate Ls John Hancock USA DFE: Pooled Separate Account $324,711
Lifestyle Growth G.I.F.L. John Hancock USA DFE: Pooled Separate Account $323,317
Jh Multimanager 2045 Lifetime John Hancock USA DFE: Pooled Separate Account $275,664
Jh Multimanager 2025 Lifetime John Hancock USA DFE: Pooled Separate Account $247,841
Jh Multimanager 2020 Lifetime John Hancock USA DFE: Pooled Separate Account $139,748
Capital Appreciation Fund John Hancock USA DFE: Pooled Separate Account $131,865
Jh Multimanager 2050 Lifetime John Hancock USA DFE: Pooled Separate Account $105,309
Jh Multimanager 2055 Lifetime John Hancock USA DFE: Pooled Separate Account $65,328
Mid Cap Index Fund John Hancock USA DFE: Pooled Separate Account $46,215
500 Index Fund John Hancock USA DFE: Pooled Separate Account $37,987
John Hancock Disciplined Value John Hancock USA DFE: Pooled Separate Account $33,468
Capital World Growth & Income John Hancock USA DFE: Pooled Separate Account $32,666
Vanguard Short-Term Federal John Hancock USA DFE: Pooled Separate Account $32,481
Dfa Emerging Markets Value John Hancock USA DFE: Pooled Separate Account $29,811
Pimco All Asset John Hancock USA DFE: Pooled Separate Account $27,405
Vanguard Explorer Fund John Hancock USA DFE: Pooled Separate Account $26,023
Jh Multimanager 2010 Lifetime John Hancock USA DFE: Pooled Separate Account $26,002
Intl Equity Index Fund John Hancock USA DFE: Pooled Separate Account $25,112
Vanguard Energy Fund John Hancock USA DFE: Pooled Separate Account $24,974
Oppenheimer Intl Growth Fund John Hancock USA DFE: Pooled Separate Account $23,391
Parnassus Core Equity Fund John Hancock USA DFE: Pooled Separate Account $15,683
Mid Cap Stock Fund John Hancock USA DFE: Pooled Separate Account $14,088
Jh Multimanager 2015 Lifetime John Hancock USA DFE: Pooled Separate Account $13,729
Small Cap Index Fund John Hancock USA DFE: Pooled Separate Account $12,750
Dfa Us Targeted Value Fund John Hancock USA DFE: Pooled Separate Account $11,888
Jh Multimanager 2060 Lifetime John Hancock USA DFE: Pooled Separate Account $9,857
Mutual Global Discovery John Hancock USA DFE: Pooled Separate Account $8,981
Mid Value Fund John Hancock USA DFE: Pooled Separate Account $6,285
Small Cap Value Fund John Hancock USA DFE: Pooled Separate Account $6,046
Jpmorgan U.S. Equity Fund John Hancock USA DFE: Pooled Separate Account $4,756
Oppenheimer Int'L Bond John Hancock USA DFE: Pooled Separate Account $2,772
Total $9,839,480

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
John Hancock Life Insurance Company (U.S.A.) 135
EIN 01-0233346
Industry Code 65838
Contract Number 94292
Contract Year 01/01/2018 — 12/31/2018
Value in General Account at Year End $0
Value in Separate Accounts at Year End $9,839,480
Insurance Fees and Commissions $29,486
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
Lpl Financial Corporation One Beacon Street Boston, MA 02108 Insurance Agent or Broker $21,294 $0
Tpa Services, Inc. 8301 S Alton Way, Bldg L Centennial, CO 80112 Third Party Administrator $0 $8,192 ADMINISTRATIVE FEES
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Unspecified
Balance at the end of the previous year $0
Additions $0
Contributions Deposited during the year $0
Dividends and credits $0
Interest credited during the year $0
Transferred from separate account $0
Other $0
Total of Balance and Additions $0
Deductions $0
Disbursed from fund to pay benefits or purchase annuities during the year $0
Administration charge made by carrier $0
Transferred to Separate Account $0
Other $0
Balance at the end of the current year $0