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FORM 5500 DATA

Stacy and Witbeck, Inc. Retirement Savings Plan

Overview

Plan Information

  • Plan Year12/01/2018 — 11/30/2019
  • Date of Plan12/01/2003
  • Net Assets as of 11/30/2019 $54,972,820
  • Plan Number3
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding Arrangement Trust
  • Plan Benefit Arrangement Trust

Participant Information as of 11/30/2019

  • Active (Eligible) Participants366
  • Retired or separated participants receiving benefits2
  • Other retired or separated participants entitled to future benefits57
  • Subtotal425
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits2
  • Total427
  • Total number of participants as of 12/01/2018378
  • Number of participants with account balances381
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested10

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address2800 Harbor Bay Parkway
  • CityAlameda
  • StateCA
  • Zip94502
  • Telephone(510) 748-1870
  • EIN94-2787950
  • Industry Code237990

Audit Information

  • Audit StatusAudited
  • AuditorCliftonlarsonallen, LLP
  • Auditor EIN41-0746749
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2T Participant-directed Account Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $1,000,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $11,714,947
Contributions $6,429,225
Cash Contributions $6,429,225
Cash from Employers $3,186,712
Cash from Participants $2,240,348
Others (including rollovers) $1,002,165
Noncash Contributions $0
Total Earnings on Investments $5,285,722
Total Interest $23,232
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $23,232
Interest from Other Investments $0
Total Dividends $1,345,961
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $3,746,101
Net investment gain (loss) from pooled separate accounts $0
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $170,428
Other Income $0
Expenses $1,167,622
Total Benefit Payments $1,152,407
Directly to participants or beneficiaries, including direct rollovers $1,152,407
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $0
Interest expense $0
Total Administrative Expenses $15,215
Professional Fees $0
Contract Administrator Fees $15,215
Investment Advisory and management fees $0
Other Administrative Fees $0
Net Income $10,547,325
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

11/30/2019 11/30/2018 Change YOY
Total Assets $54,972,820 $44,425,495 23.74%
Total noninterest-bearing cash $0 $0 0.0%
Receivables $3,186,562 $2,828,213 12.67%
Employer Contributions $3,186,562 $2,828,213 12.67%
Participant Contributions $0 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $428,278 $395,055 8.41%
Value of interest in common/collective trusts $35,844,401 $28,741,950 24.71%
Value of interest in pooled separate accounts $0 $0 0.0%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $15,513,579 $12,460,277 24.50%
Value of funds held in insurance co. general account $0 $0 0.0%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $54,972,820 $44,425,495 23.74%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

There is no information on eligible indirect compensation for this plan.

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
Carlson, Quinn & Associates, Inc. Other services, Other fees Other Services $0 $25,000 $25,000
Principal Life Insurance Company Contract Administrator, Participant loan processing, Direct payment from the plan, Recordkeeping fees Contract Administrator $17,889 $0 $17,889
Total $17,889 $25,000 $42,889

Indirect Compensation

Name Source of Indirect Compensation* Nature of Service Description of Indirect Compensation Indirect Compensation Paid by Plan
Carlson, Quinn & Associates, Inc. Principal Life Insurance Company Other services, Other fees Referral/Service Fee $25,000
*As outlined by the Form 5500 Instructions for service providers with indirect compensation.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Prin Lifetime Hybr 2040 Cit Z5 Principal Global Investors Trust Co DFE: Common/Collective Trust $8,184,859
Prin Lifetime Hybr 2020 Cit Z5 Principal Global Investors Trust Co DFE: Common/Collective Trust $4,006,666
Prin Lifetime Hybr 2030 Cit Z5 Principal Global Investors Trust Co DFE: Common/Collective Trust $3,967,053
Prin Lifetime Hybr 2045 Cit Z5 Principal Global Investors Trust Co DFE: Common/Collective Trust $3,653,362
Prin Lifetime Hybr 2035 Cit Z5 Principal Global Investors Trust Co DFE: Common/Collective Trust $3,530,278
Prin Lifetime Hybr 2025 Cit Z5 Principal Global Investors Trust Co DFE: Common/Collective Trust $3,457,820
Prin Lifetime Hybr 2050 Cit Z5 Principal Global Investors Trust Co DFE: Common/Collective Trust $2,258,496
Prin Lifetime Hybr 2015 Cit Z5 Principal Global Investors Trust Co DFE: Common/Collective Trust $2,050,087
Principal Stable Value Inst Principal Global Investors Trust Co DFE: Common/Collective Trust $1,717,732
Prin Lifetime Hybr 2055 Cit Z5 Principal Global Investors Trust Co DFE: Common/Collective Trust $1,155,225
Prin Lifetime Hybr Inc Cit Z5 Principal Global Investors Trust Co DFE: Common/Collective Trust $1,040,974
Prin Life Time Hybr 2010 Cit Z5 Principal Global Investors Trust Co. DFE: Common/Collective Trust $737,014
Prin Lifetime Hybr 2065 Cit Z5 Principal Global Investors Trust Co DFE: Common/Collective Trust $79,655
Prin Lifetime Hybr 2060 Cit Z5 Principal Global Investors Trust Co DFE: Common/Collective Trust $5,181
Total $35,844,402

Insurance Information

Insurance Information

There are no insurance carriers listed for this plan.