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FORM 5500 DATA

Pacific Coast Building Products, Inc. Profit Sharing/Retirement Plan and Trust

Overview

Plan Information

  • Plan Year04/01/2016 — 03/31/2017
  • Date of Plan04/01/1977
  • Net Assets as of 03/31/2017 $193,153,289
  • Plan Number2
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit ArrangementInsurance Trust

Participant Information as of 03/31/2017

  • Active (Eligible) Participants2,221
  • Retired or separated participants receiving benefits0
  • Other retired or separated participants entitled to future benefits2,794
  • Subtotal5,015
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits72
  • Total5,087
  • Total number of participants as of 04/01/20165,783
  • Number of participants with account balances4,530
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested30

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address10600 White Rock Road, Suite 100
  • CityRancho Cordova
  • StateCA
  • Zip95741-9074
  • Telephone(916) 631-6500
  • EIN94-6103555
  • Industry Code327900
  • Named AdministratorDale Waldschmitt

Audit Information

  • Audit StatusAudited
  • AuditorCliftonlarsonallan, LLP
  • Auditor EIN94-2147510
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
3D Master plan A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
3H Controlled Group Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $5,000,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $27,457,074
Contributions $9,007,065
Cash Contributions $9,007,065
Cash from Employers $9,007,065
Cash from Participants $0
Others (including rollovers) $0
Noncash Contributions $0
Total Earnings on Investments $18,192,450
Total Interest $292,898
Interest-Bearing Cash $12,438
U.S. Government Securities $80,914
Corporate Debt Instruments $198,327
Loans (other than to participants) $0
Participant Loans $0
Interest from Other Investments $1,219
Total Dividends $3,159,589
Preferred Stock $0
Common Stock $411,428
Rents $0
Net gain (loss) on sale of assets $-481,536
Aggregate Proceeds $80,021,158
Aggregate Carrying Amount $80,502,694
Total Unrealized Appreciation (depreciation) of assets $15,221,499
Real Estate $0
Other $15,221,499
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $0
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $0
Other Income $257,559
Expenses $6,732,917
Total Benefit Payments $6,030,861
Directly to participants or beneficiaries, including direct rollovers $5,942,337
To insurance carriers for the provision of benefits $88,524
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $0
Interest expense $0
Total Administrative Expenses $702,056
Professional Fees $0
Contract Administrator Fees $0
Investment Advisory and management fees $0
Other Administrative Fees $702,056
Net Income $20,724,157
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

03/31/2017 03/31/2016 Change YOY
Total Assets $193,184,018 $172,475,511 12.01%
Total noninterest-bearing cash $0 $0 0.0%
Receivables $9,007,065 $7,824,358 15.12%
Employer Contributions $9,007,065 $7,824,358 15.12%
Participant Contributions $0 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $1,336,508 $5,079,146 -73.69%
Interest-bearing cash $1,336,508 $2,520,827 -46.98%
U.S. Government Securities $0 $2,558,319 -100.00%
Corporate Debt Instruments $0 $5,436,734 -100.00%
Preferred $0 $0 0.0%
All Other $0 $5,436,734 -100.00%
Corporate Stocks $18,505,492 $18,461,168 0.24%
Preferred $0 $0 0.0%
Common $18,505,492 $18,461,168 0.24%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $0 $0 0.0%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $0 $0 0.0%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $162,455,244 $133,861,346 21.36%
Value of funds held in insurance co. general account $0 $0 0.0%
Other Investments $1,879,709 $1,812,759 3.69%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $30,729 $46,379 -33.74%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $30,729 $46,379 -33.74%
Net Assets $193,153,289 $172,429,132 12.02%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

  • Artisan
  • Dfa Securities, Inc.
  • Dodge & Cox
  • Franklin Templeton Investments
  • Harbor
  • Harding Loevner
  • Hartford Mutual Funds
  • Conestoga Capital Advisors
  • Pimco
  • Principal Funds
  • Touchstone
  • Vanguard
  • Nationwide Fund Advisors
  • Eaton Vance
  • Lazard

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
Wells Fargo Bank, N.A. Recordkeeping and information management (computing, tabulating, data processing, etc.), Other services, Direct payment from the plan, Sub-transfer agency fees, Float revenue, Distribution (12b-1) fees, Recordkeeping fees Service Provider $199,198 $0 $199,198
Gallina LLP Accounting (including auditing), Direct payment from the plan Service Provider $15,000 $0 $15,000
Len Mccandliss Investment management, Direct payment from the plan Service Provider $10,000 $0 $10,000
David Joseph Zuercher Investment management, Direct payment from the plan Service Provider $10,000 $0 $10,000
Pension Consultants Investment management, Direct payment from the plan Service Provider $8,000 $0 $8,000
Sky Blue Services Inc. Investment management, Direct payment from the plan Service Provider $8,000 $0 $8,000
Total $250,198 $0 $250,198

Indirect Compensation

There are no service providers with indirect compensation listed for this plan.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.

Investments

Investments

No investments information available for this plan.

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
Massachusetts Mutual Life Insurance Company 102
EIN 04-1590850
Industry Code 65935
Contract Number 3904270 ETC
Contract Year 09/01/2015 — 08/31/2016
Value in General Account at Year End $0
Value in Separate Accounts at Year End $0
Insurance Fees and Commissions $0
Persons Receiving Commissions and Fees There are no brokers listed for this plan.
Allocated Funds
Type of Contract Individual Policies
Basis of premium rates Unisex: Original Age At Issue
Premiums paid to carrier $26,292
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Unspecified
Balance at the end of the previous year $0
Additions $0
Contributions Deposited during the year $0
Dividends and credits $0
Interest credited during the year $0
Transferred from separate account $0
Other $0
Total of Balance and Additions $0
Deductions $0
Disbursed from fund to pay benefits or purchase annuities during the year $0
Administration charge made by carrier $0
Transferred to Separate Account $0
Other $0
Balance at the end of the current year $0
Lafayette Life Insurance Company 73
EIN 35-0457540
Industry Code 65242
Contract Number C3881
Contract Year 09/01/2015 — 08/31/2016
Value in General Account at Year End $0
Value in Separate Accounts at Year End $0
Insurance Fees and Commissions $0
Persons Receiving Commissions and Fees There are no brokers listed for this plan.
Allocated Funds
Type of Contract Individual Policies
Basis of premium rates Unisex; Original Age At Issue
Premiums paid to carrier $51,887
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Unspecified
Balance at the end of the previous year $0
Additions $0
Contributions Deposited during the year $0
Dividends and credits $0
Interest credited during the year $0
Transferred from separate account $0
Other $0
Total of Balance and Additions $0
Deductions $0
Disbursed from fund to pay benefits or purchase annuities during the year $0
Administration charge made by carrier $0
Transferred to Separate Account $0
Other $0
Balance at the end of the current year $0
C.M. Life Insurance Company 16
EIN 06-1041383
Industry Code 93432
Contract Number 70703720 ETC
Contract Year 09/01/2015 — 08/31/2016
Value in General Account at Year End $0
Value in Separate Accounts at Year End $0
Insurance Fees and Commissions $0
Persons Receiving Commissions and Fees There are no brokers listed for this plan.
Allocated Funds
Type of Contract Individual Policies
Basis of premium rates
Premiums paid to carrier $6,731
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Unspecified
Balance at the end of the previous year $0
Additions $0
Contributions Deposited during the year $0
Dividends and credits $0
Interest credited during the year $0
Transferred from separate account $0
Other $0
Total of Balance and Additions $0
Deductions $0
Disbursed from fund to pay benefits or purchase annuities during the year $0
Administration charge made by carrier $0
Transferred to Separate Account $0
Other $0
Balance at the end of the current year $0
Athene Annuity & Life Assurance Co. 13
EIN 44-0188050
Industry Code 61492
Contract Number 8002043 ETC
Contract Year 09/01/2015 — 08/31/2016
Value in General Account at Year End $0
Value in Separate Accounts at Year End $0
Insurance Fees and Commissions $0
Persons Receiving Commissions and Fees There are no brokers listed for this plan.
Allocated Funds
Type of Contract Individual Policies
Basis of premium rates Unisex; Original Age At Issue
Premiums paid to carrier $3,614
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Unspecified
Balance at the end of the previous year $0
Additions $0
Contributions Deposited during the year $0
Dividends and credits $0
Interest credited during the year $0
Transferred from separate account $0
Other $0
Total of Balance and Additions $0
Deductions $0
Disbursed from fund to pay benefits or purchase annuities during the year $0
Administration charge made by carrier $0
Transferred to Separate Account $0
Other $0
Balance at the end of the current year $0