Back to top
FORM 5500 DATA

Radiological Society of North America Defined Contribution Retirement Plan

Overview

Plan Information

  • Plan Year01/01/2018 — 12/31/2018
  • Date of Plan01/01/1978
  • Net Assets as of 12/31/2018 $47,951,195
  • Plan Number1
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit ArrangementInsurance Trust

Participant Information as of 12/31/2018

  • Active (Eligible) Participants208
  • Retired or separated participants receiving benefits0
  • Other retired or separated participants entitled to future benefits295
  • Subtotal503
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total503
  • Total number of participants as of 01/01/2018475
  • Number of participants with account balances502
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested0

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address820 Jorie Boulevard
  • CityOak Brook
  • StateIL
  • Zip60523
  • Telephone(630) 571-2670
  • EIN15-0539115
  • Industry Code813000
  • Named AdministratorSally Nikkel
  • Named Plan SponsorSally Nikkel

Audit Information

  • Audit StatusAudited
  • AuditorBkd, LLP
  • Auditor EIN44-0160260
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L Code section 403(b)(1) arrangement A 403(b) plan, also known as a tax-sheltered annuity (TSA) plan, is a retirement plan for certain employees of public schools, employees of certain tax-exempt organizations, and certain ministers.
2M Code section 403(b)(7) accounts A 403(b)(7) plan is a tax-deferred retirement plan often available to employees of public schools or non-profit organizations.
2T Participant-directed Account Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? Yes $167,892
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $500,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $155,568
Contributions $2,297,106
Cash Contributions $2,297,106
Cash from Employers $1,996,427
Cash from Participants $266,138
Others (including rollovers) $34,541
Noncash Contributions $0
Total Earnings on Investments $-2,154,898
Total Interest $327,624
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $0
Interest from Other Investments $327,624
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $-2,482,522
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $0
Other Income $13,360
Expenses $1,636,615
Total Benefit Payments $1,636,615
Directly to participants or beneficiaries, including direct rollovers $1,270,479
To insurance carriers for the provision of benefits $366,136
Other Benefit Payment Fees $0
Corrective Distributions $0
Certain deemed distributions of participant loans $0
Interest expense $0
Total Administrative Expenses $0
Professional Fees $0
Contract Administrator Fees $0
Investment Advisory and management fees $0
Other Administrative Fees $0
Net Income $-1,481,047
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2018 12/31/2017 Change YOY
Total Assets $47,951,195 $49,432,242 -3.00%
Total noninterest-bearing cash $0 $0 0.0%
Receivables $99,272 $0 0.0%
Employer Contributions $87,589 $0 0.0%
Participant Contributions $11,683 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $0 $998,479 0.0%
Interest-bearing cash $0 $998,479 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $0 $0 0.0%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $37,176,288 $2,707,506 1273.08%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $0 $35,127,438 0.0%
Value of funds held in insurance co. general account $10,675,635 $10,598,819 0.72%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $0 0.0%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $47,951,195 $49,432,242 -3.00%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

  • TIAA

Other Service Providers Receiving Direct or Indirect Compensation

There are no service providers listed for this plan.

Indirect Compensation

There are no service providers with indirect compensation listed for this plan.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Cref Stock Fund Tiaa-Cref DFE: Pooled Separate Account $11,078,954
Tiaa Traditional Nonbenefit Respons Tiaa-Cref DFE: Pooled Separate Account $10,675,635
Cref Growth Fund Tiaa-Cref DFE: Pooled Separate Account $5,099,152
Cref Global Equities Fund Tiaa-Cref DFE: Pooled Separate Account $3,275,274
Tiaa Real Estate Fund Tiaa-Cref DFE: Pooled Separate Account $2,987,240
Cref Equity Index Fund Tiaa-Cref DFE: Pooled Separate Account $2,766,112
Cref Bond Market Fund Tiaa-Cref DFE: Pooled Separate Account $1,168,040
Cref Money Market Fund Tiaa-Cref DFE: Pooled Separate Account $1,046,741
Tiaa Access Vanguard Wellington Fun Tiaa-Cref DFE: Pooled Separate Account $729,332
Cref Social Choice Fund Tiaa-Cref DFE: Pooled Separate Account $691,055
Cref Inflation-Linked Bond Fund Tiaa-Cref DFE: Pooled Separate Account $663,023
Tiaa Access Vanguard Small Cap Val Tiaa-Cref DFE: Pooled Separate Account $624,466
Tiaa Access Intl Equity Index Fund Tiaa-Cref DFE: Pooled Separate Account $519,815
Tiaa Access Real Estate Securities Tiaa-Cref DFE: Pooled Separate Account $340,438
Tiaa Access S&P 500 Index Fund Tiaa-Cref DFE: Pooled Separate Account $329,802
Tiaa Access Mid Cap Value Fund Tiaa-Cref DFE: Pooled Separate Account $280,620
Tiaa Access Large Cap Value Fund Tiaa-Cref DFE: Pooled Separate Account $272,425
Tiaa-Cref International Equity Inde Tiaa-Cref DFE: Pooled Separate Account $253,826
Tiaa Access High-Yield Fund Tiaa-Cref DFE: Pooled Separate Account $246,297
Tiaa Access Dfa Emerg Mrkts Portfol Tiaa-Cref DFE: Pooled Separate Account $217,857
Tiaa West Asset Core Plus Bond Port Tiaa-Cref DFE: Pooled Separate Account $208,670
Tiaa Access Social Choice Equity Tiaa-Cref DFE: Pooled Separate Account $193,509
Tiaa-Cref Bond Index Retirement Tiaa-Cref DFE: Pooled Separate Account $192,705
Tiaa Access Vanguard Explorer Fund Tiaa-Cref DFE: Pooled Separate Account $189,380
Tiaa Access Large Cap Value Index Tiaa-Cref DFE: Pooled Separate Account $185,137
Tiaa Access Emerging Markets Equity Tiaa-Cref DFE: Pooled Separate Account $184,640
Tiaa Access Bond Plus Fund Tiaa-Cref DFE: Pooled Separate Account $156,891
Tiaa Access Short Term Bond Fund Tiaa-Cref DFE: Pooled Separate Account $154,118
Tiaa-Cref S&P 500 Index Retirement Tiaa-Cref DFE: Pooled Separate Account $149,064
Tiaa Access Bond Index Fund Tiaa-Cref DFE: Pooled Separate Account $147,199
Tiaa Access Lifecycle 2030 Fund Tiaa-Cref DFE: Pooled Separate Account $131,259
Tiaa-Cref Lifecycle 2055 Retirement Tiaa-Cref DFE: Pooled Separate Account $125,242
Tiaa Access Lifecycle 2035 Fund Tiaa-Cref DFE: Pooled Separate Account $123,930
Vanguard Small-Cap Value Index Fund Tiaa-Cref DFE: Pooled Separate Account $123,888
Tiaa Access Vanguard Interm Treasur Tiaa-Cref DFE: Pooled Separate Account $123,392
Tiaa Access Small Cap Equity Fund Tiaa-Cref DFE: Pooled Separate Account $116,629
T. Rowe Price Inst Large Cap Growth Tiaa-Cref DFE: Pooled Separate Account $116,076
Tiaa Access Lifecycle 2045 Fund Tiaa-Cref DFE: Pooled Separate Account $107,564
Tiaa-Cref Lifecycle 2050 Retirement Tiaa-Cref DFE: Pooled Separate Account $97,718
Tiaa Access Lifecycle 2050 Fund Tiaa-Cref DFE: Pooled Separate Account $95,215
Tiaa-Cref Lifecycle 2035 Retirement Tiaa-Cref DFE: Pooled Separate Account $90,946
Tiaa Access Vanguard Emerg Mrkts I Tiaa-Cref DFE: Pooled Separate Account $90,519
Tiaa Access Dodge & Cox Intnl Stock Tiaa-Cref DFE: Pooled Separate Account $87,530
Tiaa Access International Equity Tiaa-Cref DFE: Pooled Separate Account $81,377
Tiaa T. Rowe Inst Large Cap Growth Tiaa-Cref DFE: Pooled Separate Account $77,678
Tiaa-Cref Lifecycle 2040 Retirement Tiaa-Cref DFE: Pooled Separate Account $76,380
Tiaa Access Growth & Income Fund Tiaa-Cref DFE: Pooled Separate Account $67,190
Tiaa Access Mid Cap Growth Fund Tiaa-Cref DFE: Pooled Separate Account $62,101
Tiaa Access Small Cap Blend Index Tiaa-Cref DFE: Pooled Separate Account $59,882
Tiaa-Cref Large Cap Value Index Fun Tiaa-Cref DFE: Pooled Separate Account $58,448
Vanguard Wellington Inv Shares Tiaa-Cref DFE: Pooled Separate Account $54,534
Tiaa Access Large Cap Growth Index Tiaa-Cref DFE: Pooled Separate Account $52,167
Tiaa-Cref Lifecycle 2060 Retirement Tiaa-Cref DFE: Pooled Separate Account $50,885
Tiaa-Cref High-Yield Retirement Tiaa-Cref DFE: Pooled Separate Account $44,054
Western Asset Core Plus Bond Cls I Tiaa-Cref DFE: Pooled Separate Account $43,860
Tiaa-Cref Lifecycle 2030 Retirement Tiaa-Cref DFE: Pooled Separate Account $43,472
Tiaa-Cref Largecap Grow Indx Retire Tiaa-Cref DFE: Pooled Separate Account $42,736
Tiaa-Cref Real Estate Securities Tiaa-Cref DFE: Pooled Separate Account $41,595
Tiaa-Cref Lifecycle 2045 Retirement Tiaa-Cref DFE: Pooled Separate Account $40,577
Tiaa Access Lifecycle 2040 Fund Tiaa-Cref DFE: Pooled Separate Account $37,774
Tiaa Access Emerg Mrkts Equity Indx Tiaa-Cref DFE: Pooled Separate Account $33,563
Tiaa-Cref Social Choice Equity Fund Tiaa-Cref DFE: Pooled Separate Account $32,272
Tiaa Access Vanguard Selected Value Tiaa-Cref DFE: Pooled Separate Account $32,135
Tiaa-Cref Large Cap Value Retire Fu Tiaa-Cref DFE: Pooled Separate Account $30,019
Tiaa-Cref Growth & Income Retiremen Tiaa-Cref DFE: Pooled Separate Account $29,688
Tiaa-Cref Mid-Cap Value Retirement Tiaa-Cref DFE: Pooled Separate Account $29,223
Vanguard Explorer Fund Investor Cls Tiaa-Cref DFE: Pooled Separate Account $28,419
Tiaa Access Lifecycle 2020 Fund Tiaa-Cref DFE: Pooled Separate Account $27,298
Tiaa-Cref Mid-Cap Growth Retirement Tiaa-Cref DFE: Pooled Separate Account $25,736
Tiaa-Cref Lifecycle 2025 Retirement Tiaa-Cref DFE: Pooled Separate Account $23,544
Vanguard Interm-Term Treas Inv Sh Tiaa-Cref DFE: Pooled Separate Account $21,816
Tiaa Access Lifecycle 2025 Fund Tiaa-Cref DFE: Pooled Separate Account $20,079
Tiaa-Cref Money Mrkt Retirement Tiaa-Cref DFE: Pooled Separate Account $18,250
Tiaa-Cref Small-Cap Equity Fund Tiaa-Cref DFE: Pooled Separate Account $17,172
Vanguard Selected Value Inv Shr Tiaa-Cref DFE: Pooled Separate Account $16,096
Tiaa Access Large Cap Growth Fund Tiaa-Cref DFE: Pooled Separate Account $14,830
Tiaa-Cref Lifecycle 2020 Retirement Tiaa-Cref DFE: Pooled Separate Account $13,586
Tiaa Access Lifecycle 2055 Fund Tiaa-Cref DFE: Pooled Separate Account $12,793
Tiaa-Cref Short-Term Bond Fund Tiaa-Cref DFE: Pooled Separate Account $11,435
Tiaa-Cref Small-Cap Blend Index Tiaa-Cref DFE: Pooled Separate Account $8,563
Tiaa-Cref Lifecycle 2015 Retirement Tiaa-Cref DFE: Pooled Separate Account $4,894
Tiaa Access Equity Index Fund Tiaa-Cref DFE: Pooled Separate Account $3,808
Tiaa Access Lifecycle 2015 Fund Tiaa-Cref DFE: Pooled Separate Account $2,743
Tiaa Access Lifecycle Retire Income Tiaa-Cref DFE: Pooled Separate Account $1,205
Tiaa-Cref Lifecycle Retirement Inco Tiaa-Cref DFE: Pooled Separate Account $510
Tiaa-Cref Lifecycle 2010 Retirement Tiaa-Cref DFE: Pooled Separate Account $211
Total $47,851,923

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
Tiaa-Cref 460
EIN 13-1624203
Industry Code 69345
Contract Number 314908
Contract Year 01/01/2018 — 12/31/2018
Value in General Account at Year End $10,675,635
Value in Separate Accounts at Year End $35,218,848
Insurance Fees and Commissions $0
Persons Receiving Commissions and Fees There are no brokers listed for this plan.
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Guaranteed Investment
Balance at the end of the previous year $10,598,820
Additions $1,010,258
Contributions Deposited during the year $248,754
Dividends and credits $0
Interest credited during the year $428,974
Transferred from separate account $329,940
Other $2,590
Total of Balance and Additions $11,609,078
Deductions $933,443
Disbursed from fund to pay benefits or purchase annuities during the year $677,082
Administration charge made by carrier $0
Transferred to Separate Account $256,361
Other $0
Balance at the end of the current year $10,675,635