Back to top
FORM 5500 DATA

Aurora Health Care, Inc. Incentive Savings Plan

Overview

Plan Information

  • Plan Year01/01/2013 — 12/31/2013
  • Date of Plan06/20/1987
  • Net Assets as of 12/31/2013 $1,620,122,267
  • Plan Number2
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit ArrangementInsurance Trust

Participant Information as of 12/31/2013

  • Active (Eligible) Participants28,272
  • Retired or separated participants receiving benefits860
  • Other retired or separated participants entitled to future benefits2,298
  • Subtotal31,430
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits11
  • Total31,441
  • Total number of participants as of 01/01/201332,131
  • Number of participants with account balances22,374
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested338

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • AddressPost Office Box 340200
  • CityMilwaukee
  • StateWI
  • Zip53234-0200
  • Telephone(414) 647-3448
  • EIN39-1442285
  • Industry Code622000
  • Named AdministratorCarol Hadley

Plan Administrator Information

  • Administrator NameCarol Hadley
  • AddressEmployee Benefits Post Office Box 340200
  • CityMilwaukee
  • StateWI
  • Zip53234-0200
  • Telephone(414) 647-3448
  • Administrator EIN39-1442285

Audit Information

  • Audit StatusAudited
  • AuditorCliftonlarsonallen, LLP
  • Auditor EIN41-0746749
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L Code section 403(b)(1) arrangement A 403(b) plan, also known as a tax-sheltered annuity (TSA) plan, is a retirement plan for certain employees of public schools, employees of certain tax-exempt organizations, and certain ministers.
2M Code section 403(b)(7) accounts A 403(b)(7) plan is a tax-deferred retirement plan often available to employees of public schools or non-profit organizations.
2R Brokerage Window Participant-directed brokerage accounts provided as an investment option under the plan.
3H Controlled Group Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $5,000,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $502,776,231
Contributions $234,547,873
Cash Contributions $234,547,873
Cash from Employers $122,322,633
Cash from Participants $108,442,580
Others (including rollovers) $3,782,660
Noncash Contributions $0
Total Earnings on Investments $266,242,855
Total Interest $1,363,155
Interest-Bearing Cash $659,912
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $703,243
Interest from Other Investments $0
Total Dividends $36,420,149
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $0
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $228,459,551
Other Income $1,985,503
Expenses $116,064,874
Total Benefit Payments $114,307,339
Directly to participants or beneficiaries, including direct rollovers $114,307,339
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $6,465
Certain deemed distributions of participant loans $125,179
Interest expense $0
Total Administrative Expenses $1,625,891
Professional Fees $0
Contract Administrator Fees $0
Investment Advisory and management fees $1,466,732
Other Administrative Fees $159,159
Net Income $386,711,357
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2013 12/31/2012 Change YOY
Total Assets $1,620,122,267 $1,233,814,075 31.31%
Total noninterest-bearing cash $0 $0 0.0%
Receivables $69,000,390 $0 0.0%
Employer Contributions $69,000,390 $0 0.0%
Participant Contributions $0 $0 0.0%
Other Contributions $0 $0 0.0%
General Investments $78,921,325 $75,830,067 4.08%
Interest-bearing cash $78,921,325 $75,830,067 4.08%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $0 $0 0.0%
Participants Loans $14,525,507 $13,324,890 9.01%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $0 $0 0.0%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $1,406,492,123 $1,096,787,121 28.24%
Value of funds held in insurance co. general account $22,666,761 $23,382,140 -3.06%
Other Investments $28,516,161 $24,489,857 16.44%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $0 $403,165 -100.00%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $403,165 -100.00%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $0 $0 0.0%
Net Assets $1,620,122,267 $1,233,410,910 31.35%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

  • Jp Morgan Institutional Investment
  • Jp Morgan Retirement Plan Services
  • Axa Equitable
  • Chase Investment Services Corp
  • Jp Morgan Securities, LLC

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
Jp Morgan Institutional Investment Investment advisory (participants), Direct payment from the plan NONE $2,137,904 $0 $2,137,904
Jp Morgan Retirement Plan Services Recordkeeping and information management (computing, tabulating, data processing, etc.), Participant loan processing, Direct payment from the plan, Float revenue, Recordkeeping fees Record Keeper $144,311 $0 $144,311
Jp Morgan Securities, LLC Securities brokerage, Direct payment from the plan, Shareholder servicing fees, Securities brokerage commissions and fees NONE $9,878 $0 $9,878
Axa Equitable Insurance services, Investment advisory (participants), Direct payment from the plan NONE $0 $0 $0
Chase Investment Services Corp Securities brokerage, Direct payment from the plan, Shareholder servicing fees, Securities brokerage commissions and fees NONE $0 $0 $0
Total $2,292,093 $0 $2,292,093

Indirect Compensation

Name Source of Indirect Compensation* Nature of Service Description of Indirect Compensation Indirect Compensation Paid by Plan
J.P. Morgan Securities, LLC Alliancebernstein Shareholder servicing fees Rate of .20% of Sales and .05% of Average Daily Balance; Fixed Rate $40,000. $0
J.P. Morgan Securities, LLC Allianz Shareholder servicing fees Rate of .10% of Sales and .06% of Average Daily Balance. $0
J.P. Morgan Securities, LLC American Century Shareholder servicing fees Rate of .25% of Sales and .05% of Average Daily Balance; Fixed Rate $40,000. $0
J.P. Morgan Securities, LLC Delaware Funds Shareholder servicing fees Rate of .25% of Sales and .05% of Average Daily Balance; Fixed Rate $40,000. $0
J.P. Morgan Securities, LLC Dreyfus Shareholder servicing fees Rate of .25% of Sales and .05% of Average Daily Balance. $0
J.P. Morgan Securities, LLC Eaton Vance Shareholder servicing fees Rate of .25% of Sales and .05% of Average Daily Balance; Fixed Rate $50,000. $0
J.P. Morgan Securities, LLC Federated Shareholder servicing fees Rate of .20% of Sales and .05% of Average Daily Balance; Fixed Rate $40,000. $0
J.P. Morgan Securities, LLC Fidelity Shareholder servicing fees Rate of .20% of Sales Fixed Rate $40,000 $0
J.P. Morgan Securities, LLC Franklin Templeton Shareholder servicing fees Rate of .08 of Sales and .02%-.05% of Average Daily Balance of Assets $0
J.P. Morgan Securities, LLC Hartford Shareholder servicing fees Range of .15-.20% of Sales and .03-.05% of Average Daily Balance; Fixed Rate $40,000 $0
J.P. Morgan Securities, LLC Jp Morgan Funds Shareholder servicing fees Rate of .20% of Sales and .05% of Average Daily Balance $0
J.P. Morgan Securities, LLC MFS Shareholder servicing fees Rate of .10% of Sales and .05% of Average Daily Balance. $0
J.P. Morgan Securities, LLC Nuveen Shareholder servicing fees Rate of .10%-.20% of Sales and .05% of Average Daily Balance $0
J.P. Morgan Securities, LLC Oppenheimer Shareholder servicing fees Rate of .06% of Average Daily Balance. $0
J.P. Morgan Securities, LLC Pimco Shareholder servicing fees Rate of .10% of Sales and .03% of Average Daily Balance. $0
J.P. Morgan Securities, LLC Principal Shareholder servicing fees Rate of .25% of Sales and .05% of Average Daily Balance; Fixed Rate $40,000 $0
J.P. Morgan Securities, LLC Putnam Shareholder servicing fees Rate of .25% of Sales and .05% of Average Daily Balance; Fixed Rate $40,000 $0
J.P. Morgan Securities, LLC Transamerica Capital Shareholder servicing fees Rate of .25% of Sales and .05% of Average Net Assets $0
J.P. Morgan Securities, LLC Blackrock Funds Shareholder servicing fees Rate of .10% of Sales and .08% of Average Daily Balance; Fixed Rate $40,000 $0
J.P. Morgan Securities, LLC Invesco Shareholder servicing fees Range of .25% of Sales and .05% of Assets Over $600 Million $0
J.P. Morgan Securities, LLC John Hancock Funds Shareholder servicing fees Rate of .25% of Sales and .05% of Average Daily Balance; Fixed Rate $40,000 $0
J.P. Morgan Securities, LLC Pacific Life Funds Shareholder servicing fees Rate of .25% of Sales and Range of .03%-.05% of Average Daily Balance $0
Jpmorgan Retirement Plan Services T Rowe Price Small Cap Stock Shareholder servicing fees January 2013 To November 2013 15 Basis Points $0
Jpmorgan Retirement Plan Services American Funds Europacific Growth-A Shareholder servicing fees January 2013 To November 2013 30 Basis Points $0
Jpmorgan Retirement Plan Services American Century Value-Inst Shareholder servicing fees January 2013 To November 2013 15 Basis Points $0
Jpmorgan Retirement Plan Services American Century Growth-Inst Shareholder servicing fees January 2013 To November 2013 15 Basis Points $0
Jpmorgan Retirement Plan Services William Blair Small Cap Value-I Shareholder servicing fees January 2013 To November 2013 15 Basis Points $0
Jpmorgan Retirement Plan Services Lifepath Retirement-I Shareholder servicing fees January 2013 To November 2013 40 Basis Points $0
Jpmorgan Retirement Plan Services Lifepath 2020-I Shareholder servicing fees January 2013 To November 2013 40 Basis Points $0
Jpmorgan Retirement Plan Services Lifepath 2030-I Shareholder servicing fees January 2013 To November 2013 40 Basis Points $0
Jpmorgan Retirement Plan Services Lifepath 2040-I Shareholder servicing fees January 2013 To November 2013 40 Basis Points $0
Jpmorgan Retirement Plan Services American Beacon Large Cap Value-Ins Shareholder servicing fees January 2013 To November 2013 10 Basis Points $0
Jpmorgan Retirement Paln Services American Funds Balanced-R5 Shareholder servicing fees January 2013 To November 2013 5 Basis Points $0
Jpmorgan Retirement Plan Services Amr Fds Fundamental Investors Cl-R4 Shareholder servicing fees January 2013 To November 2013 35 Basis Points $0
Jpmorgan Retirement Plan Services Clearbridge Aggressive Growth-I Shareholder servicing fees January 2013 To November 2013 10 Basis Points $0
Jpmorgan Retirement Plan Services Lifepath 2050-I Shareholder servicing fees January 2013 To November 2013 40 Basis Points $0
*As outlined by the Form 5500 Instructions for service providers with indirect compensation.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

Name Position Explanation
Deloitte & Touche, LLP Service Provider Change In Audit Firm.

Investments

Investments

No investments information available for this plan.

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
Axa Equitable Life Insurance Company 1,184
EIN 13-5570651
Industry Code 62944
Contract Number 074521
Contract Year 01/01/2013 — 12/31/2013
Value in General Account at Year End $0
Value in Separate Accounts at Year End $0
Insurance Fees and Commissions $0
Persons Receiving Commissions and Fees There are no brokers listed for this plan.
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Guaranteed Investment
Balance at the end of the previous year $23,473,011
Additions $987,154
Contributions Deposited during the year $0
Dividends and credits $0
Interest credited during the year $835,544
Transferred from separate account $102,295
Other $49,315
Total of Balance and Additions $24,460,165
Deductions $1,793,404
Disbursed from fund to pay benefits or purchase annuities during the year $1,733,899
Administration charge made by carrier $15,608
Transferred to Separate Account $0
Other $43,897
Balance at the end of the current year $22,666,761