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Alpine Back Office Service, Linkus Enterprises & Wiring Industry

Plan Rating

Overview

Plan Information

  • Plan Year01/01/2017 — 12/31/2017
  • Date of Plan09/01/2003
  • Net Assets as of 12/31/2017 $2,714,319
  • Plan Number1
  • Plan Type Single Employer
  • Is the plan collectively bargained? No
  • Did the plan file for an extension of time or the DFVC Program?Yes
  • Plan Funding ArrangementInsurance Trust
  • Plan Benefit ArrangementInsurance Trust

Participant Information as of 12/31/2017

  • Active (Eligible) Participants236
  • Retired or separated participants receiving benefits0
  • Other retired or separated participants entitled to future benefits36
  • Subtotal272
  • Deceased participants whose beneficiaries are receiving or are entitled to receive benefits0
  • Total272
  • Total number of participants as of 01/01/2017302
  • Number of participants with account balances118
  • Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested1

Expenses

  • Total Benefit Payments$0
  • Corrective Distributions$0
  • Administrative Service Providers$0
  • Other Expenses$0
  • Total Expenses$0
  • Total Transfers$0

Sponsor Information

  • Address5515 West Mission Avenue
  • CityFresno
  • StateCA
  • Zip93722
  • Telephone(559) 256-6789
  • EIN26-1197251
  • Industry Code561110

Audit Information

  • Audit StatusAudited
  • AuditorCuttone & Mastro CPA's
  • Auditor EIN45-2184917
  • Audit Opinion Disclaimer
  • Audit TypeLimited Scope Audit

Benefits Provided Under the Plan

Code Benefit Description
2A Age/Service Weighted or New Comparability or Similar Plan Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New Comparability or Similar Plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the threshold or additional rate allowed under the permitted disparity rules of section 401(l)
2E Profit-sharing A defined contribution plan that allows employer discretionary contributions. These plans often contain a 401(k) feature.
2F ERISA section 404(c) Plan This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G Total participant-directed account plan Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J Code section 401(k) feature A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K Code section 401(m) arrangement Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
3D Master plan A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
3H Controlled Group Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

Questions and Answers

Question Answer Amount
During the plan year did the employer fail to transmit to the plan any participant contributions within the time period described in 29 CFT 2510.3-102? No
Were any loans by the plan or fixed income obligations due the plan in default as of the close of plan year or classified during the year as uncollectible? Disregard participant loans secured by participant's account balance. No
Were any leases to which the plan was a party in default or classified during the year as uncollectible? No
Were there any nonexempt transactions with any party-in-interest? No
Was this plan covered by a fidelity bond? Yes $500,000
Did the plan have a loss, whether or not reimbursed by the plan's fidelity bond, that was caused by fraud or dishonesty? No
Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? No
Did the plan have assets held for investment? Yes
Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? No
Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? No
Has the plan failed to provide any benefit when due under the plan? No
If this is an individual account plan, was there a blackout period? No
If there was a blackout period, have you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3? No

Financials

Income and Expense Statement

Income $586,356
Contributions $198,183
Cash Contributions $198,183
Cash from Employers $0
Cash from Participants $198,183
Others (including rollovers) $0
Noncash Contributions $0
Total Earnings on Investments $388,173
Total Interest $5,582
Interest-Bearing Cash $0
U.S. Government Securities $0
Corporate Debt Instruments $0
Loans (other than to participants) $0
Participant Loans $5,582
Interest from Other Investments $0
Total Dividends $0
Preferred Stock $0
Common Stock $0
Rents $0
Net gain (loss) on sale of assets $0
Aggregate Proceeds $0
Aggregate Carrying Amount $0
Total Unrealized Appreciation (depreciation) of assets $0
Real Estate $0
Other $0
Net investment gain (loss) from common/collective trusts $0
Net investment gain (loss) from pooled separate accounts $382,591
Net investment gain (loss) from master trust investment accounts $0
Net investment gain (loss) from 103-12 investment entities $0
Net investment gain (loss) from registered investment companies $0
Other Income $0
Expenses $223,912
Total Benefit Payments $195,265
Directly to participants or beneficiaries, including direct rollovers $195,265
To insurance carriers for the provision of benefits $0
Other Benefit Payment Fees $0
Corrective Distributions $17,113
Certain deemed distributions of participant loans $0
Interest expense $0
Total Administrative Expenses $11,534
Professional Fees $6,775
Contract Administrator Fees $4,759
Investment Advisory and management fees $0
Other Administrative Fees $0
Net Income $362,444
Transfers of Assets to this Plan $0
Transfers of Assets from this Plan $0

Asset and Liability Statement

12/31/2017 12/31/2016 Change YOY
Total Assets $2,731,446 $2,367,397 15.38%
Total noninterest-bearing cash $3,574 $3,345 6.85%
Receivables $4,750 $3,223 47.38%
Employer Contributions $0 $0 0.0%
Participant Contributions $4,750 $3,223 47.38%
Other Contributions $0 $0 0.0%
General Investments $0 $0 0.0%
Interest-bearing cash $0 $0 0.0%
U.S. Government Securities $0 $0 0.0%
Corporate Debt Instruments $0 $0 0.0%
Preferred $0 $0 0.0%
All Other $0 $0 0.0%
Corporate Stocks $0 $0 0.0%
Preferred $0 $0 0.0%
Common $0 $0 0.0%
Partnership/joint venture interests $0 $0 0.0%
Real estate (other than employer real property) $0 $0 0.0%
Loans (other than to participants) $140,845 $84,431 66.82%
Participants Loans $0 $0 0.0%
Value of interest in common/collective trusts $0 $0 0.0%
Value of interest in pooled separate accounts $2,582,277 $2,276,398 13.44%
Value of interest in master trust investment accounts $0 $0 0.0%
Value of interest in 103-12 investment entities $0 $0 0.0%
Value of interest in registered investment companies $0 $0 0.0%
Value of funds held in insurance co. general account $0 $0 0.0%
Other Investments $0 $0 0.0%
Employer-related Investments $0 $0 0.0%
Employer Securities $0 $0 0.0%
Employer Real Property $0 $0 0.0%
Buildings and other property used in plan operation $0 $0 0.0%
Total Liabilities $17,127 $15,522 10.34%
Benefit Claims Payable (1) $0 $0 0.0%
Operating Payables (1) $0 $0 0.0%
Acquisition Indebtedness (1) $0 $0 0.0%
Other liabilities (1) $17,127 $15,522 10.34%
Net Assets $2,714,319 $2,351,875 15.41%

Service Providers

Persons Receiving Only Eligible Indirect Compensation

  • John Hancock Life Insurance Company

Other Service Providers Receiving Direct or Indirect Compensation

Name Nature of Service Relationship to Plan Sponsor Direct Compensation Paid by Plan Indirect Compensation Paid by Plan Total Compensation
John Hancock Life Insurance Company Recordkeeping and information management (computing, tabulating, data processing, etc.), Investment management, Shareholder servicing fees, Sub-transfer agency fees, Float revenue, Distribution (12b-1) fees, Other insurance wrap fees, Soft dollars commissions Recordkeeper $803 $0 $803
Total $803 $0 $803

Indirect Compensation

There are no service providers with indirect compensation listed for this plan.

Service Providers Who Fail or Refuse to Provide Information

There are no service providers who failed or refused to provide information.

Termination Information on Accountants and Enrolled Actuaries

There is no termination information for this plan.

Investments

Investments

Name of Investment Investment Manager Type of Investment Dollar Value
Jh Multimanager Growth Ls John Hancock USA DFE: Pooled Separate Account $524,853
Jh Multimanager Conserv Ls John Hancock USA DFE: Pooled Separate Account $332,316
Jh Multimanager 2040 Lifetime John Hancock USA DFE: Pooled Separate Account $256,404
Jh Multimanager Aggressive Ls John Hancock USA DFE: Pooled Separate Account $254,800
Jh Multimanager 2035 Lifetime John Hancock USA DFE: Pooled Separate Account $215,948
Jh Multimanager Balanced Ls John Hancock USA DFE: Pooled Separate Account $167,046
Jh Multimanager Moderate Ls John Hancock USA DFE: Pooled Separate Account $129,327
Jh Multimanager 2045 Lifetime John Hancock USA DFE: Pooled Separate Account $128,144
Jh Multimanager 2025 Lifetime John Hancock USA DFE: Pooled Separate Account $125,278
Jh Multimanager 2020 Lifetime John Hancock USA DFE: Pooled Separate Account $96,033
Jh Multimanager 2030 Lifetime John Hancock USA DFE: Pooled Separate Account $70,878
Money Market Fund John Hancock USA DFE: Pooled Separate Account $32,472
Franklin Mutual Beacon Fund John Hancock USA DFE: Pooled Separate Account $31,512
Jh Multimanager 2050 Lifetime John Hancock USA DFE: Pooled Separate Account $27,448
Jpmorgan U.S. Equity Fund John Hancock USA DFE: Pooled Separate Account $24,602
Washington Mutual Investors John Hancock USA DFE: Pooled Separate Account $20,451
Jh Multimanager 2015 Lifetime John Hancock USA DFE: Pooled Separate Account $15,695
American Balanced Fund John Hancock USA DFE: Pooled Separate Account $14,372
Jh Multimanager 2055 Lifetime John Hancock USA DFE: Pooled Separate Account $11,824
T. Rowe Price Sci & Tech John Hancock USA DFE: Pooled Separate Account $11,214
Vanguard Energy Fund John Hancock USA DFE: Pooled Separate Account $9,757
500 Index Fund John Hancock USA DFE: Pooled Separate Account $9,609
Science & Technology Fund John Hancock USA DFE: Pooled Separate Account $8,942
T. Rowe Price Health Sci John Hancock USA DFE: Pooled Separate Account $7,909
Financial Industries Fund John Hancock USA DFE: Pooled Separate Account $7,583
Jh Multimanager 2010 Lifetime John Hancock USA DFE: Pooled Separate Account $6,116
Small Cap Stock Fund John Hancock USA DFE: Pooled Separate Account $5,904
American Century Heritage John Hancock USA DFE: Pooled Separate Account $5,141
Vanguard Growth Index Fund John Hancock USA DFE: Pooled Separate Account $4,688
Jh Multimanager 2060 Lifetime John Hancock USA DFE: Pooled Separate Account $4,206
Blue Chip Growth Fund John Hancock USA DFE: Pooled Separate Account $3,529
Utilities Fund John Hancock USA DFE: Pooled Separate Account $2,400
Pimco Global Bond John Hancock USA DFE: Pooled Separate Account $2,370
Mid Cap Index Fund John Hancock USA DFE: Pooled Separate Account $2,341
Vanguard Small Cap Value Index John Hancock USA DFE: Pooled Separate Account $2,113
Vanguard Value Index Fund John Hancock USA DFE: Pooled Separate Account $2,046
Capital Appreciation Fund John Hancock USA DFE: Pooled Separate Account $2,044
Fidelity Advisor Total Bond John Hancock USA DFE: Pooled Separate Account $898
Strategic Income Opp Fund John Hancock USA DFE: Pooled Separate Account $843
Vanguard Mid-Cap Growth Etf John Hancock USA DFE: Pooled Separate Account $753
Total Bond Market Fund John Hancock USA DFE: Pooled Separate Account $613
Real Est. Securities Fund John Hancock USA DFE: Pooled Separate Account $551
Fundamental Large Cap Value John Hancock USA DFE: Pooled Separate Account $442
Pimco All Asset John Hancock USA DFE: Pooled Separate Account $407
T. Rowe Price Spectrum Inc John Hancock USA DFE: Pooled Separate Account $398
High Yield Fund John Hancock USA DFE: Pooled Separate Account $57
Total $2,582,277

Insurance Information

Insurance Information

Insurance Carrier Summary Persons Covered
John Hancock Life Insurance Company - U.S.A. - John Hancock USA 334
EIN 01-0233346
Industry Code 65838
Contract Number 78958
Contract Year 01/01/2017 — 12/31/2017
Value in General Account at Year End $0
Value in Separate Accounts at Year End $2,582,277
Insurance Fees and Commissions $10,560
Persons Receiving Commissions and Fees
Agent/Broker Organization Code Commissions Paid Fees Paid Purpose of Fees Paid
All Valley Administrators, LLC 7525 N. Cedar Avenue, Suite 109 Fresno, CA 93720 Third Party Administrator $0 $8,077
Wells Fargo Wealth Brok Ins Agency Investment Manager/Adviser $2,483 $0
Allocated Funds
Type of Contract Unspecified
Basis of premium rates
Premiums paid to carrier $0
Premiums due but unpaid at the end of the year $0
If the carrier, service, or other organization incurred any specific costs in connection with the acquisition or retention of the contract or policy, enter amount $0
Specify the nature of the costs
Unallocated Funds
Type of Contract Guaranteed Investment
Balance at the end of the previous year $0
Additions $0
Contributions Deposited during the year $0
Dividends and credits $0
Interest credited during the year $0
Transferred from separate account $0
Other $0
Total of Balance and Additions $0
Deductions $0
Disbursed from fund to pay benefits or purchase annuities during the year $0
Administration charge made by carrier $0
Transferred to Separate Account $0
Other $0
Balance at the end of the current year $0