As John Essigman pointed out above, commodities producers often "hedge" their production proceeds by purchasing futures contracts. As you imply, they often lock in the price of their crops via futures contracts.
In addition to what Layton mentioned above, some people opt to borrow from their 401k balances rather than take withdrawals. Most advisors will recommend this as a very last resort though, for several reasons:
First of all, I always recommend that taking a loan from your 401(k) plan should be only as a last resort. This is money for your retirement and grows over time, tax deferred at a compounded rate and is funded through
BrightScope is filling a void in the marketplace that unfortunately has existed for a very long time. They are bringing transparency and standardization to the financial advice arena that will benefit both investors and advisors.
Information is provided 'as is' and solely for informational purposes, not for investment purposes or advice.
BrightScope is not a fiduciary under ERISA. BrightScope is not endorsed by or affiliated with FINRA.