The answer to this question depends upon the complexity of your situation and your personal comfort level in doing much of the work yourself. Software and online tax preparation programs work very well for the vast majority
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Age-based target date funds provide for asset allocations that vary over time, becoming less risky and more stable as the target date approaches. Target date funds are an apparently convenient answer to the question "what
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Yes, some plans are beginning to show what might be termed alternative investments. A lot of return chasing can happen though as certain asset classes might shine but that shine can turn dull veyr quickly if momentum changes.
BrightScope is filling a void in the marketplace that unfortunately has existed for a very long time. They are bringing transparency and standardization to the financial advice arena that will benefit both investors and advisors.