If you can't tell by this discussion page, you've hit on a divisive issue in the financial planning community. There are some advisors who believe you should buy term insurance and invest the difference (said another
On the surface, probably not (I would say no, but I don't want to paint with a broad brush). Life insurance should almost never be used for investment purposes (again I would say never, but...) and that's the product you
An advisor would need to have much more information in order to answer that question correctly. However, you mentioned it is for you AND your kids, which likely means it is for a long term investment. If so, I would
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