John, advisors that can offer advice and charge a fee are called RIA's, so any RIA , or IAR can give advice for a small fee. The only reason your current broker cannot advise you is because he can't charge a fee. And frankly,
The differences can be summed up as 1) Access and 2) Dollars. To access a Roth 401k your employer has to have that option in your retirement plan. You can elect that option and your salary deferrals will be taken after
Roth 401k is at work and a Roth IRA is an individual plan. Both plans have maximum annual contributions so the real question is how much investable assets are you looking to invest for retirement. Both will provide tax
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