It is a least worth it to consider moving to an IRA. Some factors to consider...
Are there asset classes that I would like to access that I can get to through an IRA and not my 403(b)?
How do the expenses compare? Will
The answer depends on
1) your health ... if you're super above average healthy then you might have a tendency to live a long time; possibly outlive many of your cohorts born the same year you were. In this case you might
Do you have a financial advisor/Investment manager?
If so, then I would take the lump sum and give it to them. They will understand your specific scenario better and be able to manage the money FOR YOU not for the pension.
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