I want to congratulate you on your recent marriage. A will is an important first step. Please find a local lawyer by visiting http://www.lawyers.com/, and also have a Financial Professional review your Life Insurance since
I'm sorry to hear you're having problems Joe. Trusts are written with specific instructions as to when and how you may get money from the trust. It is not all available for anything at anytime. Trusts are not simply a pot
The short answer is yes you can do part in each year. As has been stated above it would be best if you met with a professional who could help you to figure this all out.
One thing to consider about delaying part
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