Nothing can really beat the face to face interaction that a client can have with an advisor. However, as mentioned above you do not have to be local or even in the same state for that matter to have a financial advisor or
In addition to what David mentions above, your hope for 8-10% per year may be somewhat aggressive. Remember that there is always a trade off between risk and return when investing. More risk = more potential return.
Last item I would suggest along with the advice you have received is when you speak to the custodian ask them to begin sending you your quarterly statements in the mail. Some vendors have gotten away from doing
BrightScope is filling a void in the marketplace that unfortunately has existed for a very long time. They are bringing transparency and standardization to the financial advice arena that will benefit both investors and advisors.
Information is provided 'as is' and solely for informational purposes, not for investment purposes or advice.
BrightScope is not a fiduciary under ERISA. BrightScope is not endorsed by or affiliated with FINRA.