The answer depends on a few factors:
Your Full Retirement Age (FRA)
When you plan to begin (or when you began) drawing social security benefits, and
Whether you are talking about "withdrawing" or just "voluntarily suspending"
Hi Linda! It sounds like you are describing an annuity product. Based on what you said, if you are guaranteed a 5% return, but you are paying 1.5%, then you are really earning 3.5%. Let's assume inflation is 3%. Then you
Hi Linda, Its generally not a question of whether it is good or not, but whether it is suitable for you. There's not a lot of information you gave, but I am going to guess that you are talking about an annuity, and the 5%
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