My personal bias is to simplify as much as possible. That would argue for consolidating your accounts into a single IRA. Fees are important but don't let that be a "tail wagging the dog" sort of issue for you. The fees you
Mansel, call the number on your 401(k) statement to get your beneficiary information. If statement is not available, contact your employer's Human Resource person to get number or information. Hope this helps.
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