You are looking for an answer that can't be known without rear view mirrors. Stick to long term investing (10 years plus time horizon). Or spend your time listening to pundits that make money asking the same questions you
Do you know what is in the Vanguard Target Retirement Income Fund? There is a high probability that fund will experience a significant downturn at some point. Either the stock market portion will get it or rising interest
Rita, The answer to your question depends on your financial situation (i.e. sources of income and assets other than the $60K you mentioned), lifestyle and expenses, health and family health history, investment knowledge and
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