I generally agree with Keith and Curt. Target dates funds can be a great solution for those who are unsure about picking their own investments. They should offer you a diversified mix of investments suitable for your age
I concur with Curt.
Target Date Funds are designed to be more aggressive in the earlier years, and gradually become more conservative over time. So in affect, Target Date Funds decide the level of risk tolerance for you.
Information is provided 'as is' and solely for informational purposes, not for investment purposes or advice.
BrightScope is not a fiduciary under ERISA. BrightScope is not endorsed by or affiliated with FINRA.